What is the 13F Pro Quality Score for EXFY?

13F Pro ranks Expensify, Inc. (EXFY) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View EXFY's current score at https://13fpro.ai/research/EXFY (free sign-up required for the full ranking).

Which hedge funds own the most EXFY stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of EXFY include BlackRock,, Palogic Value Management, L.P., Verition Fund Management. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/EXFY as soon as new 13F filings post.

Where does 13F Pro source EXFY data?

All Expensify, Inc. fundamentals and ownership data come directly from SEC EDGAR. Expensify, Inc. files with the SEC under CIK 1476840. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is EXFY in?

Expensify, Inc. (EXFY) is classified in the Technology sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/technology.

How often is EXFY research updated on 13F Pro?

EXFY's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Expensify, Inc.(EXFY)Stock Analysis

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13F Pro Quality Score

31.4/100

Rank #2,313 of 2,879 stocks

View Technology peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

24.0/100

Profitability

25.9/100

Balance Sheet

18.8/100

Earnings Quality

30.0/100

Free Cash Flow

69.2/100

Institutional Flow

63.8/100

Revenue Scale

20.6/100

Dilution Risk

9.9/100

EXFY Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Expensify, Inc. (EXFY), a Technology sector company. 13F Pro's AI-powered ranking engine scores EXFY at 31.4/100 on a 32-signal composite quality model, placing it at rank #2,313 of 2,879 stocks — the bottom half of the AI-ranked universe. Areas of concern include balance sheet strength (18.8) and revenue scale (20.6), which score below median versus the broader universe. Shareholder dilution risk is elevated at 9.9/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Expensify, Inc. reports quarterly revenue of $34.0M, net income of $-2.3M, free cash flow of $118.0K. Top institutional holders of EXFY by reported 13-F value include BlackRock,, Palogic Value Management, L.P., Verition Fund Management, based on the most recent SEC filings. EXFY trades on the Nasdaq exchange and files with the SEC under CIK 1476840. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate EXFY daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Expensify, Inc. directly from SEC EDGAR. Expensify, Inc.'s 13F Pro composite quality score has ranged between 8 and 48 since 2022, currently 31.4 — a declining long-term trajectory across 52 quarterly and live scoring snapshots.

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Fun facts about Expensify, Inc.

Quirks, history, and lore behind EXFY — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. software company · listed on Nasdaq · headquartered in Portland, Oregon · serves businesses of all sizes.
2
The Numbers
Annual revenue in the range of $150–200 million, with a member base in the tens of millions of users across the globe — though profitability has been elusive.
3
The History
Founded in the mid-2000s, it grew by making a notoriously painful corporate chore — submitting receipts — something employees could actually do from their phone.
4
The Secret
The company is famously run with a radical transparency philosophy, and its CEO once took out a full-page newspaper ad addressed directly to competitors' employees.
5
The Lore
Its IPO prospectus was written as a letter to employees and the world — unusually candid and philosophical — and the company pledged a portion of equity to charity from day one.
6
The Giveaway
If you've ever snapped a photo of a crumpled lunch receipt and hit "SmartScan," you've used this expense-management app — the one whose name is basically its job description.

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Revenue

Q1 2026

$34.0M

Net Income

Q1 2026

$-2.3M

Free Cash Flow

Q1 2026

$118.0K

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+2.1% YoY

$142.1MFY 2025

FY21 $142.8MFY23 $150.7MFY24 $139.2MFY25 $142.1M

Net Income

-112.7% YoY

$-21.4MFY 2025

FY21 $-13.6MFY23 $-41.5MFY24 $-10.1MFY25 $-21.4M

Operating Income

-2097.4% YoY

$-18.0MFY 2025

FY21 $-10.3MFY23 $-33.1MFY24 $-820.0KFY25 $-18.0M

EPS (Diluted)

-91.7% YoY

$-0.23FY 2025

FY21 $-0.36FY23 $-0.50FY24 $-0.12FY25 $-0.23

Total Assets

+7.1% YoY

$186.0MFY 2025

FY21 $183.2MFY23 $176.8MFY24 $173.7MFY25 $186.0M

Total Debt

—FY 2025

FY21 $68.2MFY23 $7.7MFY24 $0.00FY25 —

Op. Cash Flow

-15.9% YoY

$20.1MFY 2025

FY21 $5.5MFY23 $1.6MFY24 $23.9MFY25 $20.1M

Metric	FY 2025	FY 2024	FY 2023	FY 2021	FY 2020	FY 2019
Revenue	$142.1M +2.1%	$139.2M -7.6%	$150.7M +5.5%	$142.8M +62.2%	$88.1M +9.5%	$80.5M
Net Income	$-21.4M -112.7%	$-10.1M +75.7%	$-41.5M -205.8%	$-13.6M -692.9%	$-1.7M -237.8%	$1.2M
Operating Income	$-18.0M -2097.4%	$-820.0K +97.5%	$-33.1M -223.3%	$-10.3M -280.8%	$5.7M +354.7%	$1.2M
EPS (Diluted)	$-0.23 -91.7%	$-0.12 +76.0%	$-0.50 -38.9%	$-0.36 -5900.0%	$-0.01	$0.00
Total Assets	$186.0M +7.1%	$173.7M -1.8%	$176.8M -3.5%	$183.2M +108.8%	$87.7M	—
Total Debt	—	$0.00 -100.0%	$7.7M -88.8%	$68.2M +108.0%	$32.8M	—
Operating Cash Flow	$20.1M -15.9%	$23.9M +1431.6%	$1.6M -71.6%	$5.5M -27.7%	$7.6M -39.0%	$12.4M

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Available Research

13F Pro tracks comprehensive data for Expensify, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of EXFY

BlackRock, Inc.
$3.5M3,994,506 sh
Palogic Value Management, L.P.
$2.2M2,522,566 sh
Verition Fund Management LLC
$2.0M2,350,000 sh
VANGUARD CAPITAL MANAGEMENT LLC
$2.0M2,305,690 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$1.7M1,971,586 sh
CastleKnight Management LP
$1.5M1,730,062 sh
GEODE CAPITAL MANAGEMENT, LLC
$1.2M1,369,959 sh
D. E. Shaw & Co., Inc.
$1.1M1,318,100 sh
MARSHALL WACE, LLP
$795.4K914,309 sh
FORMULA GROWTH LTD
$774.2K890,000 sh

Fund	Value	Shares
BlackRock, Inc.	$3.5M	3,994,506
Palogic Value Management, L.P.	$2.2M	2,522,566
Verition Fund Management LLC	$2.0M	2,350,000
VANGUARD CAPITAL MANAGEMENT LLC	$2.0M	2,305,690
VANGUARD PORTFOLIO MANAGEMENT LLC	$1.7M	1,971,586
CastleKnight Management LP	$1.5M	1,730,062
GEODE CAPITAL MANAGEMENT, LLC	$1.2M	1,369,959
D. E. Shaw & Co., Inc.	$1.1M	1,318,100
MARSHALL WACE, LLP	$795.4K	914,309
FORMULA GROWTH LTD	$774.2K	890,000

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Is EXFY a good stock to buy?

13F Pro's AI-powered analysis of Expensify, Inc. (EXFY) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Technology sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for EXFY are available on the EXFY stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own EXFY?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling EXFY. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Expensify, Inc.'s investment landscape.