What is the 13F Pro Quality Score for ESQ?

13F Pro ranks Esquire Financial Holdings, Inc. (ESQ) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View ESQ's current score at https://13fpro.ai/research/ESQ (free sign-up required for the full ranking).

Which hedge funds own the most ESQ stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of ESQ include Mawer Investment Management Ltd., BlackRock,, WASATCH ADVISORS. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/ESQ as soon as new 13F filings post.

Where does 13F Pro source ESQ data?

All Esquire Financial Holdings, Inc. fundamentals and ownership data come directly from SEC EDGAR. Esquire Financial Holdings, Inc. files with the SEC under CIK 1531031. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is ESQ in?

Esquire Financial Holdings, Inc. (ESQ) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is ESQ research updated on 13F Pro?

ESQ's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Esquire Financial Holdings, Inc.(ESQ)Stock Analysis

AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →

Financials →Nasdaq

Institutional-grade research for retail investors

SEC EDGAR: CIK 1531031 ESQ stock profile & AI dashboard →

13F Pro Quality Score

Not in ranked universe

Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

ESQ Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Esquire Financial Holdings, Inc. (ESQ), a Financials sector company. ESQ is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), Esquire Financial Holdings, Inc. reports quarterly revenue of $40.5M, net income of $12.2M, an operating margin of 42.3%. Top institutional holders of ESQ by reported 13-F value include Mawer Investment Management Ltd., BlackRock,, WASATCH ADVISORS, based on the most recent SEC filings. ESQ trades on the Nasdaq exchange and files with the SEC under CIK 1531031. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ESQ daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Esquire Financial Holdings, Inc. directly from SEC EDGAR.

Revenue

Q1 2026

$40.5M

Net Income

Q1 2026

$12.2M

Free Cash Flow

Q1 2026

$19.3M

Operating Margin

Q1 2026

42.3%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Net Income

+23.9% YoY

$50.8MFY 2025

FY21 $17.9MFY22 $28.5MFY23 $41.0MFY25 $50.8M

EPS (Diluted)

+19.6% YoY

$5.87FY 2025

FY21 $2.26FY22 $3.47FY23 $4.91FY25 $5.87

Total Assets

+46.3% YoY

$2.37BFY 2025

FY21 $1.18BFY22 $1.40BFY23 $1.62BFY25 $2.37B

Op. Cash Flow

+41.1% YoY

$59.8MFY 2025

FY21 $30.1MFY22 $38.8MFY23 $42.4MFY25 $59.8M

Metric	FY 2025	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Net Income	$50.8M +23.9%	$41.0M +43.8%	$28.5M +59.1%	$17.9M +42.1%	$12.6M -10.8%	$14.1M
EPS (Diluted)	$5.87 +19.6%	$4.91 +41.5%	$3.47 +53.5%	$2.26 +37.0%	$1.65 -9.3%	$1.82
Total Assets	$2.37B +46.3%	$1.62B +15.9%	$1.40B +18.4%	$1.18B +25.8%	$936.7M +17.4%	$798.0M
Operating Cash Flow	$59.8M +41.1%	$42.4M +9.3%	$38.8M +29.0%	$30.1M +92.9%	$15.6M -4.4%	$16.3M

AI Insight: ESQ Financial Trends

Equity compounding steadily from $217M to $301M while operating cash flow surged to a record $20M in Q1 2026, signaling strong earnings quality.

• Equity grew from $217M in Q2 2024 to $301M in Q1 2026, a $84M or ~39% increase over seven quarters.

• Operating cash flow jumped from $7M in Q2 2024 to $20M in Q1 2026, hitting a new high in the most recent quarter.

• Net income rose from $10M in Q2 2024 to a peak of $14M in Q3 2025, though it has since eased to $12M in Q1 2026.

⚠ Net income dipped to $12M in Q1 2026 from $13M in Q4 2025 and $14M in Q3 2025 — modest but worth monitoring.

⚠ Revenue and total debt data are absent across all periods; leverage and top-line trajectory cannot be assessed.

AI Insight: ESQ Ratio Trends

ESQ's ROIC and ROE have declined materially from Q3 2024 peaks, with Q1 2026 hitting multi-period lows across all return metrics.

• ROIC fell from a peak of 26.8% in Q3 2024 to 22.7% in Q1 2026, a contraction of 410 basis points.

• ROE dropped from 19.8% in Q4 2024 to 16.2% in Q1 2026, the lowest level in the observed period.

• ROA compressed from 2.5% in Q3–Q4 2024 to 2.0% in Q1 2026, erasing gains made through mid-2024.

• A brief Q3 2025 recovery — ROE 20.1%, ROIC 25.0% — proved transient, reversing sharply in Q4 2025 and Q1 2026.

⚠ Q1 2026 ROE of 16.2% is the lowest single-quarter reading; sustained weakness would signal structural margin erosion.

⚠ The Q3 2025 rebound in ROIC to 25.0% faded within one quarter — monitor whether Q2 2026 shows renewed recovery.

⚠ TTM ROIC of 22.3% sits below every individual quarter from Q2 2024 through Q3 2025, confirming a downward drift.

Get alerted when ESQ's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for Esquire Financial Holdings, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of ESQ

Mawer Investment Management Ltd.
$78.0M725,214 sh
BlackRock, Inc.
$59.2M550,346 sh
WASATCH ADVISORS LP
$37.0M344,046 sh
VANGUARD CAPITAL MANAGEMENT LLC
$33.5M311,823 sh
Copeland Capital Management, LLC
$32.7M304,647 sh
BASSWOOD CAPITAL MANAGEMENT, L.L.C.
$28.9M268,727 sh
STATE STREET CORP
$28.6M266,274 sh
AMERICAN CENTURY COMPANIES INC
$24.7M229,923 sh
GEODE CAPITAL MANAGEMENT, LLC
$24.2M224,802 sh
DIMENSIONAL FUND ADVISORS LP
$21.6M200,807 sh

Fund	Value	Shares
Mawer Investment Management Ltd.	$78.0M	725,214
BlackRock, Inc.	$59.2M	550,346
WASATCH ADVISORS LP	$37.0M	344,046
VANGUARD CAPITAL MANAGEMENT LLC	$33.5M	311,823
Copeland Capital Management, LLC	$32.7M	304,647
BASSWOOD CAPITAL MANAGEMENT, L.L.C.	$28.9M	268,727
STATE STREET CORP	$28.6M	266,274
AMERICAN CENTURY COMPANIES INC	$24.7M	229,923
GEODE CAPITAL MANAGEMENT, LLC	$24.2M	224,802
DIMENSIONAL FUND ADVISORS LP	$21.6M	200,807

More Financials Companies

View all Financials →

AAAU

Goldman Sachs Physical Gold ETF

AACB

Artius II Acquisition Inc.

AACI

Armada Acquisition Corp. III

AACO

Abony Acquisition Corp. I

AACP

Apogee Acquisition Corp

AAC-UN

Ares Acquisition Corp III

AAME

ATLANTIC AMERICAN CORP

AAMI

Acadian Asset Management Inc.

Put ESQ on your watchlist

Track score changes the day Esquire Financial Holdings, Inc. files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Popular Research

AAPL

Apple

MSFT

Microsoft

NVDA

NVIDIA

GOOG

Alphabet

AMZN

Amazon

Is ESQ a good stock to buy?

13F Pro's AI-powered analysis of Esquire Financial Holdings, Inc. (ESQ) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for ESQ are available on the ESQ stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own ESQ?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling ESQ. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Esquire Financial Holdings, Inc.'s investment landscape.