What is the 13F Pro Quality Score for EFX?

13F Pro ranks EQUIFAX INC (EFX) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View EFX's current score at https://13fpro.ai/company/EFX (free sign-up required for the full ranking).

Which hedge funds own the most EFX stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of EFX include BlackRock,, VANGUARD CAPITAL MANAGEMENT, HARRIS ASSOCIATES L P. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/EFX as soon as new 13F filings post.

Where does 13F Pro source EFX data?

All EQUIFAX INC fundamentals and ownership data come directly from SEC EDGAR. EQUIFAX INC files with the SEC under CIK 33185. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is EFX in?

EQUIFAX INC (EFX) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives EFX's revenue?

Per EQUIFAX INC's latest 10-Q filed with the SEC on 2026-07-21, the biggest revenue drivers are: Workforce Solutions ($705.4M, +7% YoY); U.S. Information Solutions ($611.6M, +17% YoY); International ($383.1M, +8% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/EFX.

What are EFX's largest expenses?

EQUIFAX INC's latest 10-Q reports these as the largest expense items: Cost of services ($773.7M, +16% YoY); Selling, general and administrative expenses ($422.5M, +10% YoY); Depreciation and amortization ($189.7M, +7% YoY). Sourced directly from SEC EDGAR filing text for Q2 FY2026 (quarter ended June 30, 2026).

How often is EFX research updated on 13F Pro?

EFX's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

EQUIFAX INC(EFX)Stock Analysis

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13F Pro Quality Score

64.8/100

Rank #522 of 2,961 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

55.6/100

Profitability

64.6/100

Balance Sheet

73.1/100

Earnings Quality

82.4/100

Free Cash Flow

68.6/100

Institutional Flow

58.2/100

Revenue Scale

81.4/100

Dilution Risk

50.0/100

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Why EFX Scores 65/100

exact factor attribution · 2026-09-11

EFX's composite is driven by scale and earnings quality. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Scale

+6.3 pts

81th pct

Earnings quality

+3.2 pts

82th pct

Capital efficiency

+3.1 pts

73th pct

Profitability

+2.9 pts

65th pct

Free cash flow

+2.8 pts

69th pct

Revenue growth

+1.5 pts

56th pct

Institutional flow

+0.6 pts

58th pct

Earnings growth

+0.5 pts

57th pct

Shareholder dilution

+0.0 pts

50th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

EFX Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for EQUIFAX INC (EFX), a Financials sector company. 13F Pro's AI-powered ranking engine scores EFX at 64.8/100 on a 32-signal composite quality model, placing it at rank #522 of 2,961 stocks — the top 25% of the AI-ranked universe. EFX scores in the top quartile across earnings quality (82.4), revenue scale (81.4). Based on the latest XBRL financial filings (Q2 2026), EQUIFAX INC reports quarterly revenue of $1.7B, net income of $183.9M, an operating margin of 18.5%. Top institutional holders of EFX by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, HARRIS ASSOCIATES L P, based on the most recent SEC filings. EFX trades on the NYSE exchange and files with the SEC under CIK 33185. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate EFX daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for EQUIFAX INC directly from SEC EDGAR. EQUIFAX INC's 13F Pro composite quality score has ranged between 54 and 70 since 2021, currently 64.8 — an improving long-term trajectory across 68 quarterly and live scoring snapshots.

✦

Fun facts about EQUIFAX INC

Quirks, history, and lore behind EFX — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. financial-services company · large-cap · listed on the NYSE · headquartered in Atlanta, Georgia.
2
The Numbers
Annual revenue of roughly $5 billion, built almost entirely on selling data about people — most of whom never chose to be a customer.
3
The History
Traces its roots to 1899 in Memphis, when a group of grocers started swapping notes on which neighbors paid their bills — essentially inventing the consumer credit file.
4
The Secret
It is one of only three companies on Earth that quietly decides whether you can rent an apartment, buy a car, or get a credit card — and you've probably never paid them a dime.
5
The Lore
In 2017, a catastrophic data breach exposed the Social Security numbers and personal details of roughly 147 million Americans — nearly half the country — and the CEO resigned within weeks.
6
The Giveaway
One of the Big Three credit bureaus, it will freeze your credit, send you a settlement check for $5, and still know your FICO score better than you do.

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What's Driving EFX's Business? Latest 10-Q Breakdown

✓ 19/19 datapoints verified

AI-extracted from EQUIFAX INC's 10-Q filed 2026-07-21 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Revenue grew 11% YoY to $1.70B on broad-based segment growth, but operating margin fell 1.7 points to 18.5% due to a $100M FCRA litigation settlement accrual and higher royalty costs.

Biggest Revenue Drivers

Workforce Solutions$705.4M+7% YoY

Increase in both diversified markets and mortgage verticals within Verification Services

U.S. Information Solutions$611.6M+17% YoY

Growth in mortgage revenue from product pricing and higher volumes, plus diversified markets growth

Biggest Revenue Drivers

Total revenue: $1.70B+11% YoY

Workforce Solutions$705.4M+7% YoY

Increase in both diversified markets and mortgage verticals within Verification Services

Within Workforce Solutions

Verification Services$607.6M+7% YoY

Growth in talent solutions, mortgage and consumer lending verticals

U.S. Information Solutions$611.6M+17% YoY

Growth in mortgage revenue from product pricing and higher volumes, plus diversified markets growth

Within U.S. Information Solutions

Online Information Solutions$545.4M+19% YoY

Driven by growth in mortgage related services and diversified markets online services

International$383.1M+8% YoY

Growth in all four regions: Latin America, Europe, Asia Pacific and Canada

Largest Expense Items

Cost of services$773.7M+16% YoY

Primarily due to higher royalty and revenue share costs

Selling, general and administrative expenses$422.5M+10% YoY

Increase in litigation expense from a legal settlement tied to a previously-disclosed coding issue, net of expected insurance proceeds

Depreciation and amortization$189.7M+7% YoY

Increased amortization of capitalized internal-use software costs from prior technology transformation spending

Margins: Operating margin fell 1.7 points to 18.5%, primarily due to higher royalty costs, litigation expense from the FCRA settlement, and amortization of capitalized internal-use software costs, partially offset by revenue growth.

Watch Items from the Filing

Equifax accrued $100.0M in Q2 2026 for the FCRA coding-issue litigation settlement, net of a $60.0M insurance receivable, resulting in a $40.0M net charge to earnings.
Approximately 77% of revenue was generated in the U.S. during the quarter, concentrating exposure to U.S. mortgage market and economic conditions.
In July 2026, Equifax signed a definitive agreement to acquire Círculo de Crédito for an enterprise value of $750 million, expected to close in Q4 2026.
The CFPB has issued three Civil Investigative Demands (2023–2024) investigating data accuracy and dispute handling at the Workforce Solutions unit; outcome cannot be predicted.
An antitrust lawsuit filed May 2024 targets Workforce Solutions' verification of income and employment services, seeking class certification and unspecified damages.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$1.7B

Net Income

Q2 2026

$183.9M

Free Cash Flow

Q2 2026

$204.8M

Operating Margin

Q2 2026

18.5%

ROIC

Q2 2026

12.8%

D/E Ratio

Q2 2026

1.25

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+6.9% YoY

$6.07BFY 2025

FY22 $5.12BFY23 $5.27BFY24 $5.68BFY25 $6.07B

Net Income

+9.3% YoY

$660.3MFY 2025

FY22 $696.2MFY23 $545.3MFY24 $604.1MFY25 $660.3M

Operating Income

+5.1% YoY

$1.10BFY 2025

FY22 $1.06BFY23 $933.6MFY24 $1.04BFY25 $1.10B

EPS (Diluted)

+9.9% YoY

$5.32FY 2025

FY22 $5.65FY23 $4.40FY24 $4.84FY25 $5.32

Total Assets

+0.9% YoY

$11.86BFY 2025

FY22 $11.55BFY23 $12.28BFY24 $11.76BFY25 $11.86B

Total Debt

+7.5% YoY

$6.15BFY 2025

FY22 $6.78BFY23 $6.71BFY24 $5.73BFY25 $6.15B

Op. Cash Flow

+22.0% YoY

$1.62BFY 2025

FY22 $757.1MFY23 $1.12BFY24 $1.32BFY25 $1.62B

Free Cash Flow

+39.5% YoY

$1.13BFY 2025

FY22 $132.6MFY23 $515.5MFY24 $813.0MFY25 $1.13B

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$6.07B +6.9%	$5.68B +7.9%	$5.27B +2.8%	$5.12B +4.0%	$4.92B +19.3%	$4.13B
Net Income	$660.3M +9.3%	$604.1M +10.8%	$545.3M -21.7%	$696.2M -6.4%	$744.2M +43.1%	$520.1M
Operating Income	$1.10B +5.1%	$1.04B +11.6%	$933.6M -11.6%	$1.06B -7.2%	$1.14B +68.2%	$676.6M
EPS (Diluted)	$5.32 +9.9%	$4.84 +10.0%	$4.40 -22.1%	$5.65 -6.1%	$6.02 +42.0%	$4.24
Total Assets	$11.86B +0.9%	$11.76B -4.2%	$12.28B +6.3%	$11.55B +4.6%	$11.04B +14.9%	$9.61B
Total Debt	$6.15B +7.5%	$5.73B -14.6%	$6.71B -1.2%	$6.78B +10.3%	$6.15B +11.7%	$5.50B
Operating Cash Flow	$1.62B +22.0%	$1.32B +18.6%	$1.12B +47.5%	$757.1M -43.3%	$1.33B +41.1%	$946.2M
Free Cash Flow	$1.13B +39.5%	$813.0M +57.7%	$515.5M +288.8%	$132.6M -84.7%	$865.8M +64.9%	$524.9M

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Available Research

13F Pro tracks comprehensive data for EQUIFAX INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of EFX

BlackRock, Inc.
$1.5B9,396,150 sh
VANGUARD CAPITAL MANAGEMENT LLC
$1.2B7,780,433 sh
HARRIS ASSOCIATES L P
$1.2B7,447,263 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$832.1M5,242,614 sh
STATE STREET CORP
$825.3M5,199,595 sh
Capital International Investors
$823.3M5,187,147 sh
Soroban Capital Partners LP
$700.1M4,410,883 sh
MASSACHUSETTS FINANCIAL SERVICES CO /MA/
$620.4M3,869,490 sh
MORGAN STANLEY
$525.5M3,310,957 sh
BROWN ADVISORY INC
$521.9M3,287,984 sh

Fund	Value	Shares
BlackRock, Inc.	$1.5B	9,396,150
VANGUARD CAPITAL MANAGEMENT LLC	$1.2B	7,780,433
HARRIS ASSOCIATES L P	$1.2B	7,447,263
VANGUARD PORTFOLIO MANAGEMENT LLC	$832.1M	5,242,614
STATE STREET CORP	$825.3M	5,199,595
Capital International Investors	$823.3M	5,187,147
Soroban Capital Partners LP	$700.1M	4,410,883
MASSACHUSETTS FINANCIAL SERVICES CO /MA/	$620.4M	3,869,490
MORGAN STANLEY	$525.5M	3,310,957
BROWN ADVISORY INC	$521.9M	3,287,984

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Is EFX a good stock to buy?

13F Pro's AI-powered analysis of EQUIFAX INC (EFX) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for EFX are available on the EFX stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. EFX is classified as a large company.

Which hedge funds own EFX?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling EFX. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of EQUIFAX INC's investment landscape.