What is the 13F Pro Quality Score for EFX?

13F Pro ranks EQUIFAX INC (EFX) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View EFX's current score at https://13fpro.ai/research/EFX (free sign-up required for the full ranking).

Which hedge funds own the most EFX stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of EFX include BlackRock,, VANGUARD CAPITAL MANAGEMENT, HARRIS ASSOCIATES L P. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/EFX as soon as new 13F filings post.

Where does 13F Pro source EFX data?

All EQUIFAX INC fundamentals and ownership data come directly from SEC EDGAR. EQUIFAX INC files with the SEC under CIK 33185. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is EFX in?

EQUIFAX INC (EFX) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives EFX's revenue?

Per EQUIFAX INC's latest 10-Q filed with the SEC on 2026-04-21, the biggest revenue drivers are: U.S. Information Solutions ($605.6M, +21% YoY); Workforce Solutions ($683.1M, +10% YoY); International ($360.2M, +11% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/research/EFX.

What are EFX's largest expenses?

EQUIFAX INC's latest 10-Q reports these as the largest expense items: Cost of services ($767.1M, +17% YoY); Selling, general and administrative expenses ($411.0M, +10% YoY); Depreciation and amortization ($183.1M, +5% YoY). Sourced directly from SEC EDGAR filing text for Q1 2026 (quarter ended March 31, 2026).

How often is EFX research updated on 13F Pro?

EFX's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

EQUIFAX INC(EFX)Stock Analysis

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13F Pro Quality Score

69.4/100

Rank #368 of 2,879 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

59.0/100

Profitability

68.6/100

Balance Sheet

72.6/100

Earnings Quality

55.5/100

Free Cash Flow

72.2/100

Institutional Flow

93.2/100

Revenue Scale

81.3/100

Dilution Risk

50.5/100

EFX Stock Analysis & AI Quality Score

AI stock analysis and institutional research for EQUIFAX INC (EFX), a Financials sector company. 13F Pro's AI-powered ranking engine scores EFX at 69.4/100 on a 32-signal composite quality model, placing it at rank #368 of 2,879 stocks — the top 25% of the AI-ranked universe. EFX scores in the top quartile across institutional flow (93.2), revenue scale (81.3). Based on the latest XBRL financial filings (Q1 2026), EQUIFAX INC reports quarterly revenue of $1.6B, net income of $171.5M, an operating margin of 17.4%. Top institutional holders of EFX by reported 13-F value include BlackRock,, VANGUARD CAPITAL MANAGEMENT, HARRIS ASSOCIATES L P, based on the most recent SEC filings. EFX trades on the NYSE exchange and files with the SEC under CIK 33185. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate EFX daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for EQUIFAX INC directly from SEC EDGAR. EQUIFAX INC's 13F Pro composite quality score has ranged between 8 and 70 since 2021, currently 69.4 — an improving long-term trajectory across 56 quarterly and live scoring snapshots.

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Fun facts about EQUIFAX INC

Quirks, history, and lore behind EFX — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. financial-services company · large-cap · listed on the NYSE · headquartered in Atlanta, Georgia.
2
The Numbers
Annual revenue of roughly $5 billion, built almost entirely on selling data about people — most of whom never chose to be a customer.
3
The History
Traces its roots to 1899 in Memphis, when a group of grocers started swapping notes on which neighbors paid their bills — essentially inventing the consumer credit file.
4
The Secret
It is one of only three companies on Earth that quietly decides whether you can rent an apartment, buy a car, or get a credit card — and you've probably never paid them a dime.
5
The Lore
In 2017, a catastrophic data breach exposed the Social Security numbers and personal details of roughly 147 million Americans — nearly half the country — and the CEO resigned within weeks.
6
The Giveaway
One of the Big Three credit bureaus, it will freeze your credit, send you a settlement check for $5, and still know your FICO score better than you do.

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What's Driving EFX's Business? Latest 10-Q Breakdown

✓ 23/23 datapoints verified

AI-extracted from EQUIFAX INC's 10-Q filed 2026-04-21 — Q1 2026 (quarter ended March 31, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Equifax Q1 2026 revenue grew 14% to $1,649M driven by strong USIS mortgage and diversified markets growth, with operating income up 22% to $288M.

Biggest Revenue Drivers

Total revenue: $1,648.9M+14% YoY

U.S. Information Solutions$605.6M+21% YoY

Growth in Online Information Solutions driven by mortgage pricing, higher volumes, and diversified markets revenue.

Workforce Solutions$683.1M+10% YoY

Growth driven by Verification Services across government, mortgage and talent solutions verticals.

International$360.2M+11% YoY

Growth in all four regions; local currency growth of 4% plus favorable FX impact of $22.3M or 7%.

Largest Expense Items

Cost of services$767.1M+17% YoY

Increase primarily due to higher royalty costs in USIS, plus $11.6M unfavorable FX impact.

Selling, general and administrative expenses$411.0M+10% YoY

Increase primarily due to higher people costs and discretionary expenses, plus $6.0M unfavorable FX impact.

Depreciation and amortization$183.1M+5% YoY

Increase from higher amortization of capitalized internal-use software from technology transformation spending.

Margins: Operating margin expanded 110 bps to 17.5%, driven by revenue growth outpacing expense growth. USIS margin declined 90 bps due to elevated mortgage royalty costs, while Workforce Solutions expanded 260 bps and International expanded 170 bps.

Watch Items from the Filing

Inquiry dispute class action settlement: accrued $30.0M estimate in Q4 2025; final settlement terms remain under negotiation and court approval required.
FCRA litigation pending since August 2022 alleging coding issue affecting credit score calculations; unspecified damages sought; company disputes allegations.
CFPB investigation ongoing into Workforce Solutions data accuracy and dispute handling; three CIDs received; outcome and potential penalties cannot be predicted.
Mortgage revenue concentration: USIS Online Information Solutions grew 24% with mortgage as primary driver; refinance activity heavily dependent on U.S. interest rates.
Foreign currency benefit: $22.3M (1% of total revenue) from favorable FX in Q1 2026; International local currency growth only 4% on 11% reported growth.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q1 2026

$1.6B

Net Income

Q1 2026

$171.5M

Free Cash Flow

Q1 2026

$121.5M

Operating Margin

Q1 2026

17.4%

ROIC

Q1 2026

3.4%

D/E Ratio

Q1 2026

1.17

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+6.9% YoY

$6.07BFY 2025

FY22 $5.12BFY23 $5.27BFY24 $5.68BFY25 $6.07B

Net Income

+9.3% YoY

$660.3MFY 2025

FY22 $696.2MFY23 $545.3MFY24 $604.1MFY25 $660.3M

Operating Income

+5.1% YoY

$1.10BFY 2025

FY22 $1.06BFY23 $933.6MFY24 $1.04BFY25 $1.10B

EPS (Diluted)

+9.9% YoY

$5.32FY 2025

FY22 $5.65FY23 $4.40FY24 $4.84FY25 $5.32

Total Assets

+0.9% YoY

$11.86BFY 2025

FY22 $11.55BFY23 $12.28BFY24 $11.76BFY25 $11.86B

Total Debt

+7.5% YoY

$6.15BFY 2025

FY22 $6.78BFY23 $6.71BFY24 $5.73BFY25 $6.15B

Op. Cash Flow

+22.0% YoY

$1.62BFY 2025

FY22 $757.1MFY23 $1.12BFY24 $1.32BFY25 $1.62B

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$6.07B +6.9%	$5.68B +7.9%	$5.27B +2.8%	$5.12B +4.0%	$4.92B +19.3%	$4.13B
Net Income	$660.3M +9.3%	$604.1M +10.8%	$545.3M -21.7%	$696.2M -6.4%	$744.2M +43.1%	$520.1M
Operating Income	$1.10B +5.1%	$1.04B +11.6%	$933.6M -11.6%	$1.06B -7.2%	$1.14B +68.2%	$676.6M
EPS (Diluted)	$5.32 +9.9%	$4.84 +10.0%	$4.40 -22.1%	$5.65 -6.1%	$6.02 +42.0%	$4.24
Total Assets	$11.86B +0.9%	$11.76B -4.2%	$12.28B +6.3%	$11.55B +4.6%	$11.04B +14.9%	$9.61B
Total Debt	$6.15B +7.5%	$5.73B -14.6%	$6.71B -1.2%	$6.78B +10.3%	$6.15B +11.7%	$5.50B
Operating Cash Flow	$1.62B +22.0%	$1.32B +18.6%	$1.12B +47.5%	$757.1M -43.3%	$1.33B +41.1%	$946.2M

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Available Research

13F Pro tracks comprehensive data for EQUIFAX INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of EFX

BlackRock, Inc.
$1.7B9,461,948 sh
VANGUARD CAPITAL MANAGEMENT LLC
$1.4B7,825,105 sh
HARRIS ASSOCIATES L P
$1.4B7,529,116 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$949.1M5,271,004 sh
STATE STREET CORP
$904.6M5,023,592 sh
MASSACHUSETTS FINANCIAL SERVICES CO /MA/
$856.4M4,699,910 sh
Soroban Capital Partners LP
$753.5M4,184,569 sh
MORGAN STANLEY
$723.2M4,016,415 sh
Capital International Investors
$662.1M3,676,942 sh
BROWN ADVISORY INC
$657.0M3,648,819 sh

Fund	Value	Shares
BlackRock, Inc.	$1.7B	9,461,948
VANGUARD CAPITAL MANAGEMENT LLC	$1.4B	7,825,105
HARRIS ASSOCIATES L P	$1.4B	7,529,116
VANGUARD PORTFOLIO MANAGEMENT LLC	$949.1M	5,271,004
STATE STREET CORP	$904.6M	5,023,592
MASSACHUSETTS FINANCIAL SERVICES CO /MA/	$856.4M	4,699,910
Soroban Capital Partners LP	$753.5M	4,184,569
MORGAN STANLEY	$723.2M	4,016,415
Capital International Investors	$662.1M	3,676,942
BROWN ADVISORY INC	$657.0M	3,648,819

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Is EFX a good stock to buy?

13F Pro's AI-powered analysis of EQUIFAX INC (EFX) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for EFX are available on the EFX stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own EFX?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling EFX. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of EQUIFAX INC's investment landscape.