EAGLE FINANCIAL SERVICES INC(EFSI)Stock Analysis
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Rank #1,234 of 2,962 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
EFSI Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for EAGLE FINANCIAL SERVICES INC (EFSI), a Financials sector company. 13F Pro's AI-powered ranking engine scores EFSI at 55.7/100 on a 32-signal composite quality model, placing it at rank #1,234 of 2,962 stocks — the top half of the AI-ranked universe. EFSI scores in the top quartile across profitability (84.6), revenue growth (76.8). Areas of concern include revenue scale (14.2) and earnings quality (19.4), which score below median versus the broader universe. Shareholder dilution risk is elevated at 42.5/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), EAGLE FINANCIAL SERVICES INC reports quarterly revenue of $25.6M, net income of $5.0M, free cash flow of $-12.8M. Top institutional holders of EFSI by reported 13-F value include BlackRock, Fourthstone, WELLINGTON MANAGEMENT GROUP LLP, based on the most recent SEC filings. EFSI trades on the Nasdaq exchange and files with the SEC under CIK 880641. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate EFSI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for EAGLE FINANCIAL SERVICES INC directly from SEC EDGAR. EAGLE FINANCIAL SERVICES INC's 13F Pro composite quality score has ranged between 34 and 60 since 2026, currently 55.7 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.
Revenue
Q2 2026
$25.6M
Net Income
Q2 2026
$5.0M
Free Cash Flow
Q2 2026
$-12.8M
ROIC
Q2 2026
11.7%
D/E Ratio
Q2 2026
0.15
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
Net Income
-46.5% YoYEPS (Diluted)
-63.2% YoYTotal Assets
+1.2% YoYTotal Debt
Op. Cash Flow
+37.3% YoYFree Cash Flow
+37.2% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | — | $72.8M +11.9% | $65.0M +4.0% | $62.6M +19.6% | $52.3M +18.4% | $44.2M |
| Net Income | $8.2M -46.5% | $15.3M +64.0% | $9.4M -35.6% | $14.5M +31.8% | $11.0M -1.4% | $11.2M |
| EPS (Diluted) | $1.59 -63.2% | $4.32 +62.4% | $2.66 -36.2% | $4.17 +30.3% | $3.20 -2.1% | $3.27 |
| Total Assets | $1.89B +1.2% | $1.87B +2.2% | $1.83B +12.9% | $1.62B +24.1% | $1.30B +15.3% | $1.13B |
| Total Debt | $69.6M | — | — | — | — | — |
| Operating Cash Flow | $25.8M +37.3% | $18.8M +172.9% | $6.9M -50.2% | $13.8M -16.1% | $16.5M +49.5% | $11.0M |
| Free Cash Flow | $24.3M +37.2% | $17.7M +205.7% | $5.8M -55.3% | $13.0M -18.6% | $15.9M +51.1% | $10.6M |
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Top Institutional Holders of EFSI
BlackRock, Inc.
$14.3M345,268 shFourthstone LLC
$11.9M287,575 shWELLINGTON MANAGEMENT GROUP LLP
$11.6M279,083 shVANGUARD CAPITAL MANAGEMENT LLC
$8.8M212,734 shGRAHAM CAPITAL WEALTH MANAGEMENT, LLC
$5.6M135,623 shGEODE CAPITAL MANAGEMENT, LLC
$4.9M118,250 shSTATE STREET CORP
$3.7M90,307 shALLIANCEBERNSTEIN L.P.
$3.3M93,516 shMALTESE CAPITAL MANAGEMENT LLC
$2.7M65,700 shTWO SIGMA INVESTMENTS, LP
$2.6M62,357 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $14.3M | 345,268 |
| Fourthstone LLC | $11.9M | 287,575 |
| WELLINGTON MANAGEMENT GROUP LLP | $11.6M | 279,083 |
| VANGUARD CAPITAL MANAGEMENT LLC | $8.8M | 212,734 |
| GRAHAM CAPITAL WEALTH MANAGEMENT, LLC | $5.6M | 135,623 |
| GEODE CAPITAL MANAGEMENT, LLC | $4.9M | 118,250 |
| STATE STREET CORP | $3.7M | 90,307 |
| ALLIANCEBERNSTEIN L.P. | $3.3M | 93,516 |
| MALTESE CAPITAL MANAGEMENT LLC | $2.7M | 65,700 |
| TWO SIGMA INVESTMENTS, LP | $2.6M | 62,357 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is EFSI a good stock to buy?
13F Pro's AI-powered analysis of EAGLE FINANCIAL SERVICES INC (EFSI) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for EFSI are available on the EFSI stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. EFSI is classified as a small company.
Which hedge funds own EFSI?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling EFSI. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of EAGLE FINANCIAL SERVICES INC's investment landscape.