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SEC EDGAR: CIK 1029199EEFT stock profile & AI dashboard →

13F Pro Quality Score

58.3/100

Rank #993 of 2,879 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

58.6/100

Profitability

54.4/100

Balance Sheet

67.7/100

Earnings Quality

57.5/100

Free Cash Flow

45.4/100

Institutional Flow

42.2/100

Revenue Scale

75.3/100

Dilution Risk

50.3/100

EEFT Stock Analysis & AI Quality Score

AI stock analysis and institutional research for EURONET WORLDWIDE, INC. (EEFT), a Financials sector company. 13F Pro's AI-powered ranking engine scores EEFT at 58.3/100 on a 32-signal composite quality model, placing it at rank #993 of 2,879 stocks — the top half of the AI-ranked universe. EEFT scores in the top quartile across revenue scale (75.3). Based on the latest XBRL financial filings (Q1 2026), EURONET WORLDWIDE, INC. reports quarterly revenue of $1.0B, net income of $37.5M, free cash flow of $-150.5M. Top institutional holders of EEFT by reported 13-F value include BlackRock,, Turtle Creek Asset Management, BANK OF MONTREAL /CAN/, based on the most recent SEC filings. EEFT trades on the Nasdaq exchange and files with the SEC under CIK 1029199. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate EEFT daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for EURONET WORLDWIDE, INC. directly from SEC EDGAR. EURONET WORLDWIDE, INC.'s 13F Pro composite quality score has ranged between 8 and 71 since 2021, currently 58.3 — an improving long-term trajectory across 56 quarterly and live scoring snapshots.

Fun facts about EURONET WORLDWIDE, INC.

Quirks, history, and lore behind EEFT — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. financial technology company · listed on Nasdaq · headquartered in Kansas · operates across three continents.
  • 2
    The Numbers
    Annual revenue in the range of $3 billion, driven by processing billions of transactions a year through a sprawling international network.
  • 3
    The History
    Founded in the 1990s, it built its empire by acquiring ATM networks and payment processors across Europe and beyond — one country at a time.
  • 4
    The Secret
    It runs one of the largest independent ATM networks in Europe, and also moves money for people who don't have bank accounts via prepaid services and money transfers.
  • 5
    The Lore
    Despite being based in the American heartland, the vast majority of its business is outside the United States — think Eastern Europe, India, and the Middle East.
  • 6
    The Giveaway
    Its ticker spells out EFT — shorthand for electronic funds transfer — and its name literally combines Europe with the word for a global network, because that's exactly what it is.
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Revenue

Q1 2026

$1.0B

Net Income

Q1 2026

$37.5M

Free Cash Flow

Q1 2026

$-150.5M

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+9.8% YoY
$3.69BFY 2023
FY20 $2.48BFY21 $3.00BFY22 $3.36BFY23 $3.69B

Net Income

+21.1% YoY
$279.7MFY 2023
FY20 $-3.4MFY21 $70.7MFY22 $231.0MFY23 $279.7M

Operating Income

+12.2% YoY
$432.6MFY 2023
FY20 $46.6MFY21 $184.0MFY22 $385.4MFY23 $432.6M

EPS (Diluted)

+24.7% YoY
$5.50FY 2023
FY20 $-0.06FY21 $1.32FY22 $4.41FY23 $5.50

Total Assets

+9.1% YoY
$5.89BFY 2023
FY20 $4.93BFY21 $4.74BFY22 $5.40BFY23 $5.89B

Total Debt

+15.9% YoY
$1.87BFY 2023
FY20 $1.46BFY21 $1.43BFY22 $1.61BFY23 $1.87B

Op. Cash Flow

-14.1% YoY
$643.1MFY 2023
FY20 $253.5MFY21 $406.3MFY22 $748.3MFY23 $643.1M

AI Insight: EEFT Financial Trends

Operating cash flow turned negative in Q1 2026 at -$122M, while debt surged to $2.6B from $2.0B in Q4 2025.

Revenue grew 11% year-over-year from $916M in Q1 2025 to $1,012M in Q1 2026.

Operating income declined 49% in Q1 2026 to $72M from $101M in Q4 2025.

Total debt increased 26% to $2,555M in Q1 2026 from $2,021M in Q4 2025.

Net income remained flat at $38M in both Q1 2025 and Q1 2026.

Operating cash flow turned negative at -$122M in Q1 2026, first negative quarter in the dataset.

Debt-to-equity ratio deteriorated to 2.1x in Q1 2026 from 1.5x in Q4 2025.

AI Insight: EEFT Ratio Trends

EEFT exhibits extreme quarterly volatility with Q3 peaks followed by sharp Q4-Q1 deteriorations, while leverage increased to 2.11x in Q1 2026.

Operating margin swings dramatically from 17.0% in Q3 2025 to 7.1% in Q1 2026, showing severe seasonal volatility.

ROIC collapsed from 21.9% in Q3 2025 to 7.6% in Q1 2026, marking the lowest level in the dataset.

Debt-to-equity ratio increased to 2.11x in Q1 2026 from 1.55x in Q4 2025, reaching the highest leverage level shown.

Consistent Q1 weakness pattern with operating margins dropping to single digits in both Q1 2025 and Q1 2026.

Q3 performance peaks followed by sharp deterioration suggest potential seasonal business model challenges requiring monitoring.

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Available Research

13F Pro tracks comprehensive data for EURONET WORLDWIDE, INC. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of EEFT

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Is EEFT a good stock to buy?

13F Pro's AI-powered analysis of EURONET WORLDWIDE, INC. (EEFT) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for EEFT are available on the EEFT stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own EEFT?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling EEFT. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of EURONET WORLDWIDE, INC.'s investment landscape.