What is the 13F Pro Quality Score for ECBK?

13F Pro ranks ECB Bancorp, Inc. /MD/ (ECBK) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View ECBK's current score at https://13fpro.ai/company/ECBK (free sign-up required for the full ranking).

Which hedge funds own the most ECBK stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of ECBK include ALLIANCEBERNSTEIN L.P., BlackRock,, VANGUARD CAPITAL MANAGEMENT. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/ECBK as soon as new 13F filings post.

Where does 13F Pro source ECBK data?

All ECB Bancorp, Inc. /MD/ fundamentals and ownership data come directly from SEC EDGAR. ECB Bancorp, Inc. /MD/ files with the SEC under CIK 1914605. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is ECBK in?

ECB Bancorp, Inc. /MD/ (ECBK) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is ECBK research updated on 13F Pro?

ECBK's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

ECB Bancorp, Inc. /MD/(ECBK)Stock Analysis

AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →

Financials →Nasdaqsmall

Institutional-grade research for retail investors

SEC EDGAR: CIK 1914605 ECBK stock profile & AI dashboard →

13F Pro Quality Score

54.8/100

Rank #1,304 of 2,962 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

83.1/100

Profitability

92.1/100

Balance Sheet

39.2/100

Earnings Quality

79.1/100

Free Cash Flow

96.8/100

Institutional Flow

20.8/100

Revenue Scale

7.1/100

Dilution Risk

1.8/100

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Why ECBK Scores 55/100

exact factor attribution · 2026-09-11

ECBK's composite is driven by revenue growth and profitability, held back by scale and shareholder dilution. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Revenue growth

+8.8 pts

83th pct

Profitability

+8.4 pts

92th pct

Free cash flow

+7.0 pts

97th pct

Earnings quality

+2.9 pts

79th pct

Earnings growth

+2.7 pts

90th pct

Capital efficiency

-1.4 pts

39th pct

Institutional flow

-1.9 pts

21th pct

Shareholder dilution

-3.2 pts

2th pct

Scale

-8.6 pts

7th pct

Latest change (2026-08-07): 33 → 52 · ↑ Profit margin 30→100; ↑ Free cash flow 30→99; despite ↓ Revenue scale 30→0

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

Unusual Activity in ECBK

Events flagged as statistical outliers against ECBK's own multi-year baseline — not fixed dollar thresholds.

Score shock2026-08-07
ECBK quality score jumped 19 points (33→52) on a new filing
View source filing →

ECBK Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for ECB Bancorp, Inc. /MD/ (ECBK), a Financials sector company. 13F Pro's AI-powered ranking engine scores ECBK at 54.8/100 on a 32-signal composite quality model, placing it at rank #1,304 of 2,962 stocks — the top half of the AI-ranked universe. ECBK scores in the top quartile across free cash flow (96.8), profitability (92.1), revenue growth (83.1). Areas of concern include revenue scale (7.1) and institutional flow (20.8), which score below median versus the broader universe. Shareholder dilution risk is elevated at 1.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), ECB Bancorp, Inc. /MD/ reports quarterly revenue of $10.3M, net income of $3.3M, an operating margin of 43.2%. Top institutional holders of ECBK by reported 13-F value include ALLIANCEBERNSTEIN L.P., BlackRock, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. ECBK trades on the Nasdaq exchange and files with the SEC under CIK 1914605. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ECBK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for ECB Bancorp, Inc. /MD/ directly from SEC EDGAR. ECB Bancorp, Inc. /MD/'s 13F Pro composite quality score has ranged between 34 and 55 since 2026, currently 54.8 — an improving long-term trajectory across 25 quarterly and live scoring snapshots.

✦

Fun facts about ECB Bancorp, Inc. /MD/

Quirks, history, and lore behind ECBK — the kind of stuff that makes a stock memorable.

1
The Basics
A community bank holding company · small-cap · listed on Nasdaq · headquartered in Maryland.
2
The Numbers
Total assets in the range of roughly $2 billion, with a focus on commercial real estate and business lending — the bread and butter of regional banking.
3
The History
Founded in the 2000s, it grew steadily through the Baltimore–Washington corridor, one of the more competitive community banking markets on the East Coast.
4
The Secret
Its business model leans heavily on relationship banking — courting small and mid-sized businesses that bigger banks routinely ignore in favor of the next megadeal.
5
The Lore
The bank operates primarily across Howard County and surrounding Maryland suburbs, a quietly affluent stretch sitting between two of the busiest cities on the Eastern Seaboard.
6
The Giveaway
Its ticker is basically its own initials — ECBK on Nasdaq — because when you're ECB Bancorp out of Maryland, subtlety was never really the plan.

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Revenue

Q2 2026

$10.3M

Net Income

Q2 2026

$3.3M

Free Cash Flow

Q2 2026

$11.8M

Operating Margin

Q2 2026

43.2%

ROIC

Q2 2026

9.9%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+26.8% YoY

$33.2MFY 2025

FY22 —FY23 $25.8MFY24 $26.2MFY25 $33.2M

Net Income

+94.7% YoY

$7.8MFY 2025

FY22 $2.7MFY23 $4.5MFY24 $4.0MFY25 $7.8M

EPS (Diluted)

+95.8% YoY

$0.94FY 2025

FY22 $0.32FY23 $0.52FY24 $0.48FY25 $0.94

Total Assets

+13.2% YoY

$1.61BFY 2025

FY22 $1.06BFY23 $1.28BFY24 $1.42BFY25 $1.61B

Op. Cash Flow

+48.0% YoY

$9.2MFY 2025

FY22 $7.8MFY23 $6.4MFY24 $6.2MFY25 $9.2M

Free Cash Flow

+46.0% YoY

$9.0MFY 2025

FY22 $7.6MFY23 $6.1MFY24 $6.2MFY25 $9.0M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$33.2M +26.8%	$26.2M +1.4%	$25.8M	—	$19.9M	—
Net Income	$7.8M +94.7%	$4.0M -10.4%	$4.5M +63.8%	$2.7M -32.7%	$4.0M	—
EPS (Diluted)	$0.94 +95.8%	$0.48 -7.7%	$0.52 +62.5%	$0.32	—	—
Total Assets	$1.61B +13.2%	$1.42B +10.8%	$1.28B +20.3%	$1.06B +59.7%	$666.5M	—
Operating Cash Flow	$9.2M +48.0%	$6.2M -3.2%	$6.4M -17.2%	$7.8M +20.5%	$6.4M	—
Free Cash Flow	$9.0M +46.0%	$6.2M +1.1%	$6.1M -19.3%	$7.6M +19.1%	$6.3M	—

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Available Research

13F Pro tracks comprehensive data for ECB Bancorp, Inc. /MD/ including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of ECBK

ALLIANCEBERNSTEIN L.P.
$12.6M754,430 sh
BlackRock, Inc.
$8.4M418,386 sh
VANGUARD CAPITAL MANAGEMENT LLC
$6.8M337,942 sh
GEODE CAPITAL MANAGEMENT, LLC
$3.5M175,662 sh
Sachetta, LLC
$2.4M118,853 sh
RENAISSANCE TECHNOLOGIES LLC
$1.7M83,800 sh
STATE STREET CORP
$1.6M77,792 sh
Oppenheimer & Close, LLC
$1.2M61,007 sh
NORTHERN TRUST CORP
$1.1M57,212 sh
MALTESE CAPITAL MANAGEMENT LLC
$1.1M55,198 sh

Fund	Value	Shares
ALLIANCEBERNSTEIN L.P.	$12.6M	754,430
BlackRock, Inc.	$8.4M	418,386
VANGUARD CAPITAL MANAGEMENT LLC	$6.8M	337,942
GEODE CAPITAL MANAGEMENT, LLC	$3.5M	175,662
Sachetta, LLC	$2.4M	118,853
RENAISSANCE TECHNOLOGIES LLC	$1.7M	83,800
STATE STREET CORP	$1.6M	77,792
Oppenheimer & Close, LLC	$1.2M	61,007
NORTHERN TRUST CORP	$1.1M	57,212
MALTESE CAPITAL MANAGEMENT LLC	$1.1M	55,198

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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is ECBK a good stock to buy?

13F Pro's AI-powered analysis of ECB Bancorp, Inc. /MD/ (ECBK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for ECBK are available on the ECBK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. ECBK is classified as a small company.

Which hedge funds own ECBK?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling ECBK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of ECB Bancorp, Inc. /MD/'s investment landscape.