EBMTEagle Bancorp Montana, Inc.(EBMT)Stock Analysis

AI analysis on 2,800+ stocks →
FinancialsNasdaqsmall
Institutional-grade research for retail investors
SEC EDGAR: CIK 1478454EBMT stock profile & AI dashboard →

13F Pro Quality Score

50.4/100

Rank #1,606 of 2,962 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

52.7/100

Profitability

78.1/100

Balance Sheet

39.6/100

Earnings Quality

63.3/100

Free Cash Flow

72.2/100

Institutional Flow

37.0/100

Revenue Scale

15.0/100

Dilution Risk

65.3/100
Email me the moment this company reports earnings
AI Research Report
Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.
Upgrade to Pro
Pro: 5 reports/month · Pro+: unlimitedOpinion, not investment advice. Do your own research.

EBMT Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Eagle Bancorp Montana, Inc. (EBMT), a Financials sector company. 13F Pro's AI-powered ranking engine scores EBMT at 50.4/100 on a 32-signal composite quality model, placing it at rank #1,606 of 2,962 stocks — the bottom half of the AI-ranked universe. EBMT scores in the top quartile across profitability (78.1). Areas of concern include revenue scale (15.0) and institutional flow (37.0), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Eagle Bancorp Montana, Inc. reports quarterly revenue of $24.2M, net income of $3.7M, an operating margin of 20.0%. Top institutional holders of EBMT by reported 13-F value include BlackRock, MANUFACTURERS LIFE INSURANCE COMPANY, THE, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. EBMT trades on the Nasdaq exchange and files with the SEC under CIK 1478454. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate EBMT daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Eagle Bancorp Montana, Inc. directly from SEC EDGAR. Eagle Bancorp Montana, Inc.'s 13F Pro composite quality score has ranged between 35 and 52 since 2026, currently 50.4 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Fun facts about Eagle Bancorp Montana, Inc.

Quirks, history, and lore behind EBMT — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A community bank holding company · small-cap · listed on Nasdaq · headquartered in the northwestern United States.
  • 2
    The Numbers
    Total assets in the range of $2 billion — firmly in community-bank territory — with a branch network concentrated in a single, sparsely populated state.
  • 3
    The History
    Its roots trace back to the late 1800s, making it one of the older financial institutions in its region — built to serve ranchers, miners, and frontier communities long before the term 'fintech' existed.
  • 4
    The Secret
    It has grown partly through acquisitions of smaller community banks, quietly stitching together a regional footprint in a state where the nearest big city might be hours away.
  • 5
    The Lore
    Banking in a state with more cattle than people means your customers are as likely to need an agricultural loan as a mortgage — wide-open skies, wide-open balance sheet.
  • 6
    The Giveaway
    It's a Montana-only community bank headquartered in Helena — the state capital — and its ticker even tips its hat to the Treasure State.
▶ Think you know your stocks? Play the Daily Ticker

Revenue

Q2 2026

$24.2M

Net Income

Q2 2026

$3.7M

Free Cash Flow

Q2 2026

$-2.8M

Operating Margin

Q2 2026

20.0%

ROIC

Q2 2026

8.0%

D/E Ratio

Q2 2026

0.23

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

$91.6MFY 2025
FY22 FY23 FY24 FY25 $91.6M

Net Income

+51.7% YoY
$14.8MFY 2025
FY22 $10.7MFY23 $10.1MFY24 $9.8MFY25 $14.8M

EPS (Diluted)

+53.2% YoY
$1.90FY 2025
FY22 $1.45FY23 $1.29FY24 $1.24FY25 $1.90

Total Assets

+0.2% YoY
$2.11BFY 2025
FY22 $1.95BFY23 $2.08BFY24 $2.10BFY25 $2.11B

Total Debt

-24.9% YoY
$44.5MFY 2025
FY22 $58.8MFY23 $59.0MFY24 $59.1MFY25 $44.5M

Op. Cash Flow

+16.1% YoY
$33.1MFY 2025
FY22 $41.9MFY23 $9.3MFY24 $28.5MFY25 $33.1M

Free Cash Flow

+96.0% YoY
$28.3MFY 2025
FY22 $25.1MFY23 $-4.8MFY24 $14.5MFY25 $28.3M

Get alerted when EBMT's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for Eagle Bancorp Montana, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Companies Similar to EBMT

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

PEBK

PEOPLES BANCORP OF NORTH CAROLINA INC

52
AI score
Very similar · 3 shared holders
FRAF

FRANKLIN FINANCIAL SERVICES CORP /PA/

59
AI score
Similar quality profile · 4 shared holders
SBFG

SB FINANCIAL GROUP, INC.

52
AI score
Similar quality profile · 3 shared holders
PKBK

PARKE BANCORP, INC.

64
AI score
Similar quality profile · 5 shared holders
FUNC

FIRST UNITED CORP/MD/

49
AI score
Similar quality profile · 2 shared holders
THFF

FIRST FINANCIAL CORP /IN/

66
AI score
Similar quality profile · 5 shared holders
FBIZ

FIRST BUSINESS FINANCIAL SERVICES, INC.

57
AI score
Similar quality profile · 4 shared holders
CWBC

Community West Bancshares

61
AI score
Similar quality profile · 4 shared holders

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

Put EBMT on your watchlist

Track score changes the day Eagle Bancorp Montana, Inc. files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Is EBMT a good stock to buy?

13F Pro's AI-powered analysis of Eagle Bancorp Montana, Inc. (EBMT) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for EBMT are available on the EBMT stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. EBMT is classified as a small company.

Which hedge funds own EBMT?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling EBMT. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Eagle Bancorp Montana, Inc.'s investment landscape.