CZWICitizens Community Bancorp Inc.(CZWI)Stock Analysis

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SEC EDGAR: CIK 1367859CZWI stock profile & AI dashboard →

13F Pro Quality Score

36.1/100

Rank #2,284 of 2,962 stocks

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

37.5/100

Profitability

76.4/100

Balance Sheet

39.4/100

Earnings Quality

30.0/100

Free Cash Flow

30.0/100

Institutional Flow

16.0/100

Revenue Scale

11.2/100

Dilution Risk

2.0/100
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CZWI Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Citizens Community Bancorp Inc. (CZWI), a Financials sector company. 13F Pro's AI-powered ranking engine scores CZWI at 36.1/100 on a 32-signal composite quality model, placing it at rank #2,284 of 2,962 stocks — the bottom half of the AI-ranked universe. CZWI scores in the top quartile across profitability (76.4). Areas of concern include revenue scale (11.2) and institutional flow (16.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 2.0/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Citizens Community Bancorp Inc. reports net income of $1.1M, free cash flow of $6.4M. Top institutional holders of CZWI by reported 13-F value include BlackRock, MANUFACTURERS LIFE INSURANCE COMPANY, THE, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. CZWI trades on the Nasdaq exchange and files with the SEC under CIK 1367859. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CZWI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Citizens Community Bancorp Inc. directly from SEC EDGAR.

Net Income

Q2 2026

$1.1M

Free Cash Flow

Q2 2026

$6.4M

ROIC

Q2 2026

2.0%

D/E Ratio

Q2 2026

0.27

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

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Total Assets

-4.0% YoY
$1.73BFY 2025
FY22 $1.78BFY23 $1.83BFY24 $1.80BFY25 $1.73B

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Available Research

13F Pro tracks comprehensive data for Citizens Community Bancorp Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

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Is CZWI a good stock to buy?

13F Pro's AI-powered analysis of Citizens Community Bancorp Inc. (CZWI) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CZWI are available on the CZWI stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. CZWI is classified as a small company.

Which hedge funds own CZWI?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CZWI. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Citizens Community Bancorp Inc.'s investment landscape.