13F Pro Quality Score

29.7/100

Rank #2,526 of 2,962 stocks

View Consumer Discretionary peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

7.3/100

Profitability

14.8/100

Balance Sheet

13.8/100

Earnings Quality

22.5/100

Free Cash Flow

63.3/100

Institutional Flow

3.3/100

Revenue Scale

51.3/100

Dilution Risk

82.6/100
Email me the moment this company reports earnings
AI Research Report
Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.
Upgrade to Pro
Pro: 5 reports/month · Pro+: unlimitedOpinion, not investment advice. Do your own research.

Unusual Activity in CRMT

Events flagged as statistical outliers against CRMT's own multi-year baseline — not fixed dollar thresholds.

CRMT Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for AMERICAS CARMART INC (CRMT), a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores CRMT at 29.7/100 on a 32-signal composite quality model, placing it at rank #2,526 of 2,962 stocks — the bottom half of the AI-ranked universe. Areas of concern include institutional flow (3.3) and revenue growth (7.3), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), AMERICAS CARMART INC reports quarterly revenue of $145.8M, net income of $-69.0M, free cash flow of $80.0M. Top institutional holders of CRMT by reported 13-F value include MAGNOLIA GROUP, Nantahala Capital Management, AMERIPRISE FINANCIAL, based on the most recent SEC filings. CRMT trades on the Nasdaq exchange and files with the SEC under CIK 799850. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CRMT daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for AMERICAS CARMART INC directly from SEC EDGAR. AMERICAS CARMART INC's 13F Pro composite quality score has ranged between 29 and 40 since 2026, currently 29.7 — a declining long-term trajectory across 49 quarterly and live scoring snapshots.

Fun facts about AMERICAS CARMART INC

Quirks, history, and lore behind CRMT — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. consumer discretionary company · small-cap · listed on Nasdaq · headquartered in Arkansas.
  • 2
    The Numbers
    Operates roughly 150+ dealership lots across more than a dozen states, with annual revenue in the neighborhood of $1 billion — not bad for a niche nobody brags about.
  • 3
    The History
    Founded in the early 1980s in the South, it carved out a lane by targeting customers that traditional dealerships and lenders routinely turned away.
  • 4
    The Secret
    It doesn't just sell cars — it finances them in-house, acting as its own lender, which means the real profit engine is interest income from its own customer base.
  • 5
    The Lore
    Its entire model is built around the "buy here, pay here" philosophy — customers make payments directly to the dealer, often weekly, often in person.
  • 6
    The Giveaway
    If your credit score is a disaster but you need a used car in Middle America, this Arkansas-based "Car-Mart" will work something out with you.
▶ Think you know your stocks? Play the Daily Ticker

Revenue

Q2 2026

$145.8M

Net Income

Q2 2026

$-69.0M

Free Cash Flow

Q2 2026

$80.0M

ROIC

Q2 2026

-73.2%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

-7.9% YoY
$1.28BFY 2026
FY23 $1.40BFY24 $1.39BFY25 $1.39BFY26 $1.28B

EPS (Diluted)

-820.6% YoY
$-16.79FY 2026
FY23 $3.11FY24 $-4.92FY25 $2.33FY26 $-16.79

Total Assets

-11.8% YoY
$1.42BFY 2026
FY23 $1.41BFY24 $1.48BFY25 $1.61BFY26 $1.42B

Op. Cash Flow

+233.2% YoY
$65.0MFY 2026
FY23 $-135.7MFY24 $-73.9MFY25 $-48.8MFY26 $65.0M

Free Cash Flow

+219.9% YoY
$63.1MFY 2026
FY23 $-157.8MFY24 $-80.0MFY25 $-52.7MFY26 $63.1M

Get alerted when CRMT's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for AMERICAS CARMART INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Companies Similar to CRMT

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

DXLG

DESTINATION XL GROUP, INC.

24
AI score
Similar quality profile · 2 shared holders
SPWH

SPORTSMAN'S WAREHOUSE HOLDINGS, INC.

31
AI score
Similar quality profile · 2 shared holders
TITN

Titan Machinery Inc.

39
AI score
Similar quality profile · 1 shared holders
FLWS

1 800 FLOWERS COM INC

27
AI score
Similar quality profile · 1 shared holders
DSGR

Distribution Solutions Group, Inc.

40
AI score
Similar quality profile · 2 shared holders
SGC

SUPERIOR GROUP OF COMPANIES, INC.

42
AI score
Similar quality profile · 3 shared holders
ONEW

OneWater Marine Inc.

34
AI score
Similar quality profile · 1 shared holders
NDLS

NOODLES & Co

31
AI score
Similar quality profile · 1 shared holders

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

Put CRMT on your watchlist

Track score changes the day AMERICAS CARMART INC files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Is CRMT a good stock to buy?

13F Pro's AI-powered analysis of AMERICAS CARMART INC (CRMT) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Consumer Discretionary sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CRMT are available on the CRMT stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. CRMT is classified as a small company.

Which hedge funds own CRMT?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CRMT. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of AMERICAS CARMART INC's investment landscape.