What is the 13F Pro Quality Score for CNOB?

13F Pro ranks ConnectOne Bancorp, Inc. (CNOB) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View CNOB's current score at https://13fpro.ai/company/CNOB (free sign-up required for the full ranking).

Where does 13F Pro source CNOB data?

All ConnectOne Bancorp, Inc. fundamentals and ownership data come directly from SEC EDGAR. ConnectOne Bancorp, Inc. files with the SEC under CIK 712771. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is CNOB in?

ConnectOne Bancorp, Inc. (CNOB) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is CNOB research updated on 13F Pro?

CNOB's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

ConnectOne Bancorp, Inc.(CNOB)Stock Analysis

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13F Pro Quality Score

65.6/100

Rank #474 of 2,961 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

89.2/100

Profitability

94.7/100

Balance Sheet

44.5/100

Earnings Quality

25.8/100

Free Cash Flow

80.8/100

Institutional Flow

6.4/100

Revenue Scale

36.3/100

Dilution Risk

52.2/100

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Why CNOB Scores 66/100

exact factor attribution · 2026-09-11

CNOB's composite is driven by revenue growth and profitability, held back by institutional flow and scale. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Revenue growth

+10.4 pts

89th pct

Profitability

+8.9 pts

95th pct

Free cash flow

+4.6 pts

81th pct

Earnings growth

+2.4 pts

86th pct

Shareholder dilution

+0.1 pts

52th pct

Capital efficiency

-0.7 pts

45th pct

Earnings quality

-2.4 pts

26th pct

Scale

-2.7 pts

36th pct

Institutional flow

-2.9 pts

6th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

CNOB Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for ConnectOne Bancorp, Inc. (CNOB), a Financials sector company. 13F Pro's AI-powered ranking engine scores CNOB at 65.6/100 on a 32-signal composite quality model, placing it at rank #474 of 2,961 stocks — the top 25% of the AI-ranked universe. CNOB scores in the top quartile across profitability (94.7), revenue growth (89.2), free cash flow (80.8). Areas of concern include institutional flow (6.4) and earnings quality (25.8), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), ConnectOne Bancorp, Inc. reports quarterly revenue of $121.6M, net income of $41.7M, an operating margin of 47.6%. Top institutional holders of CNOB by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, WELLINGTON MANAGEMENT GROUP LLP, based on the most recent SEC filings. CNOB trades on the Nasdaq exchange and files with the SEC under CIK 712771. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CNOB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for ConnectOne Bancorp, Inc. directly from SEC EDGAR. ConnectOne Bancorp, Inc.'s 13F Pro composite quality score has ranged between 36 and 66 since 2026, currently 65.6 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

✦

Fun facts about ConnectOne Bancorp, Inc.

Quirks, history, and lore behind CNOB — the kind of stuff that makes a stock memorable.

1
The Basics
A U.S. commercial bank holding company · small-cap · listed on Nasdaq · headquartered in New Jersey.
2
The Numbers
Total assets in the range of $9–10 billion — big enough to matter, small enough that Wall Street mostly ignores it. Core business is commercial lending to small and mid-sized businesses.
3
The History
Grew substantially through acquisitions in the 2010s, absorbing several community banks across the New York metro area to build a regional footprint.
4
The Secret
Its strategy leans hard into relationship banking — the old-fashioned kind where a real human answers the phone and actually knows your business. Radical, apparently.
5
The Lore
Operates primarily across New Jersey and New York, serving the kinds of closely held businesses and real estate borrowers that bigger banks routinely ignore.
6
The Giveaway
The name literally tells you what it does: it wants to connect businesses to one bank — and its ticker is four letters that rhyme with a word meaning 'to recognize.'

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What's Driving CNOB's Business? Latest 10-Q Breakdown

AI-extracted from ConnectOne Bancorp, Inc.'s 10-Q filed 2026-08-04 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Net income of $40.2M (diluted EPS $0.80) driven by 44% YoY net interest income growth to $113.6M and FLIC merger integration.

Biggest Revenue Drivers

Interest and fees on loans$176.3M+33.2% YoY

Full quarter of combined FLIC operations versus one month in prior year; higher loan volumes.

Interest and dividends on investment securities$13.8M+42.3% YoY

Increased average securities balance from FLIC acquisition.

Biggest Revenue Drivers

Total revenue: $192.9M+32.1% YoY

Interest and fees on loans$176.3M+33.2% YoY

Full quarter of combined FLIC operations versus one month in prior year; higher loan volumes.

Interest and dividends on investment securities$13.8M+42.3% YoY

Increased average securities balance from FLIC acquisition.

Largest Expense Items

Information technology and communications$5.4M+12.5% YoY

FLIC technology costs for full quarter versus one month in prior year.

Margins: Net interest margin expanded 36 basis points YoY to 3.42%, benefiting from 16 basis-point yield increase on earning assets and 32 basis-point deposit cost reduction. FLIC merger contributed full quarter of higher-yielding portfolio and lower funding costs.

Watch Items from the Filing

Nonaccrual loans increased to $79.7M (0.67% of total loans) from $45.9M, driven by $29.9M in New York City rent-stabilized multifamily loans facing 2019 rent law headwinds and proposed policy changes.
Purchased credit-deteriorated loans total $193.4M, with $146.3M in rent-regulated NYC multifamily properties subject to regulatory constraints and expense pressures.
Net charge-offs of $21.0M in Q2 2026 versus $4.9M in Q2 2025, including $13.8M charge-off on NYC rent-stabilized multifamily pool.
Uninsured deposits represent 44% of total deposits ($5.2B of $11.7B); brokered CDs and reciprocal deposits provide liquidity but carry higher rate sensitivity.
Committed $50M renewable energy tax equity investment with anticipated full-year tax credits incorporated into 28% effective tax rate estimate; no capital calls or tax benefits recognized as of June 30.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$121.6M

Net Income

Q2 2026

$41.7M

Free Cash Flow

Q2 2026

$33.7M

Operating Margin

Q2 2026

47.6%

ROIC

Q2 2026

14.2%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+47.1% YoY

$388.3MFY 2025

FY22 $315.4MFY23 $269.1MFY24 $264.1MFY25 $388.3M

Net Income

+9.0% YoY

$80.4MFY 2025

FY22 $125.2MFY23 $87.0MFY24 $73.8MFY25 $80.4M

EPS (Diluted)

-7.4% YoY

$1.63FY 2025

FY22 $3.01FY23 $2.07FY24 $1.76FY25 $1.63

Total Assets

+41.7% YoY

$14.00BFY 2025

FY22 $9.64BFY23 $9.86BFY24 $9.88BFY25 $14.00B

Total Debt

—FY 2025

FY22 —FY23 —FY24 —FY25 —

Op. Cash Flow

+75.3% YoY

$106.4MFY 2025

FY22 $176.8MFY23 $92.9MFY24 $60.7MFY25 $106.4M

Free Cash Flow

+77.5% YoY

$101.0MFY 2025

FY22 $173.5MFY23 $85.5MFY24 $56.9MFY25 $101.0M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$388.3M +47.1%	$264.1M -1.9%	$269.1M -14.7%	$315.4M +13.2%	$278.6M +10.4%	$252.4M
Net Income	$80.4M +9.0%	$73.8M -15.2%	$87.0M -30.5%	$125.2M -3.9%	$130.4M +82.9%	$71.3M
EPS (Diluted)	$1.63 -7.4%	$1.76 -15.0%	$2.07 -31.2%	$3.01 -6.5%	$3.22 +79.9%	$1.79
Total Assets	$14.00B +41.7%	$9.88B +0.2%	$9.86B +2.2%	$9.64B +18.6%	$8.13B +7.7%	$7.55B
Total Debt	—	—	—	—	$4.72B	—
Operating Cash Flow	$106.4M +75.3%	$60.7M -34.7%	$92.9M -47.5%	$176.8M -12.6%	$202.3M +149.3%	$81.1M
Free Cash Flow	$101.0M +77.5%	$56.9M -33.4%	$85.5M -50.7%	$173.5M -13.0%	$199.5M +152.8%	$78.9M

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Available Research

13F Pro tracks comprehensive data for ConnectOne Bancorp, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of CNOB

BlackRock, Inc.
$159.5M4,768,609 sh
DIMENSIONAL FUND ADVISORS LP
$96.8M2,895,541 sh
WELLINGTON MANAGEMENT GROUP LLP
$90.0M2,690,996 sh
VANGUARD CAPITAL MANAGEMENT LLC
$71.7M2,145,048 sh
STATE STREET CORP
$56.0M1,675,053 sh
NOMURA ASSET MANAGEMENT INTERNATIONAL INC.
$55.2M1,649,928 sh
FMR LLC
$53.4M1,595,745 sh
GEODE CAPITAL MANAGEMENT, LLC
$44.2M1,321,389 sh
AMERICAN CENTURY COMPANIES INC
$41.8M1,250,064 sh
KENNEDY CAPITAL MANAGEMENT LLC
$33.0M985,475 sh

Fund	Value	Shares
BlackRock, Inc.	$159.5M	4,768,609
DIMENSIONAL FUND ADVISORS LP	$96.8M	2,895,541
WELLINGTON MANAGEMENT GROUP LLP	$90.0M	2,690,996
VANGUARD CAPITAL MANAGEMENT LLC	$71.7M	2,145,048
STATE STREET CORP	$56.0M	1,675,053
NOMURA ASSET MANAGEMENT INTERNATIONAL INC.	$55.2M	1,649,928
FMR LLC	$53.4M	1,595,745
GEODE CAPITAL MANAGEMENT, LLC	$44.2M	1,321,389
AMERICAN CENTURY COMPANIES INC	$41.8M	1,250,064
KENNEDY CAPITAL MANAGEMENT LLC	$33.0M	985,475

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Is CNOB a good stock to buy?

13F Pro's AI-powered analysis of ConnectOne Bancorp, Inc. (CNOB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CNOB are available on the CNOB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. CNOB is classified as a small company.

Which hedge funds own CNOB?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CNOB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of ConnectOne Bancorp, Inc.'s investment landscape.