Columbia Financial, Inc.(CLBK)Stock Analysis
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Rank #1,203 of 2,961 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
CLBK Stock Analysis & AI Quality Score
Data updated 2026-09-10AI stock analysis and institutional research for Columbia Financial, Inc. (CLBK), a Financials sector company. 13F Pro's AI-powered ranking engine scores CLBK at 56.1/100 on a 32-signal composite quality model, placing it at rank #1,203 of 2,961 stocks — the top half of the AI-ranked universe. CLBK scores in the top quartile across profitability (85.1), free cash flow (78.5). Areas of concern include institutional flow (6.5) and revenue scale (28.2), which score below median versus the broader universe. Shareholder dilution risk is elevated at 41.7/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Columbia Financial, Inc. reports quarterly revenue of $73.7M, net income of $14.5M, an operating margin of 27.2%. Top institutional holders of CLBK by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, Ursa Fund Management, based on the most recent SEC filings. CLBK trades on the Nasdaq exchange and files with the SEC under CIK 1723596. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CLBK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Columbia Financial, Inc. directly from SEC EDGAR.
Revenue
Q2 2026
$73.7M
Net Income
Q2 2026
$14.5M
Free Cash Flow
Q2 2026
$17.4M
Operating Margin
Q2 2026
27.2%
ROIC
Q2 2026
3.3%
D/E Ratio
Q2 2026
1.02
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
Net Income
+544.2% YoYEPS (Diluted)
+563.6% YoYTotal Assets
+5.2% YoYTotal Debt
+9.5% YoYOp. Cash Flow
+105.3% YoYFree Cash Flow
+126.3% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $258.7M | — | $233.3M -21.5% | $297.2M +9.3% | $272.0M +7.6% | $252.8M |
| Net Income | $51.8M +544.2% | $-11.7M -132.3% | $36.1M -58.1% | $86.2M -6.4% | $92.0M +59.8% | $57.6M |
| EPS (Diluted) | $0.51 +563.6% | $-0.11 -131.4% | $0.35 -56.8% | $0.81 -8.0% | $0.88 +69.2% | $0.52 |
| Total Assets | $11.02B +5.2% | $10.48B -1.6% | $10.65B +2.3% | $10.41B +12.8% | $9.22B +4.8% | $8.80B |
| Total Debt | $1.18B +9.5% | $1.08B -29.3% | $1.53B +35.6% | $1.13B +198.7% | $377.3M -52.8% | $799.4M |
| Operating Cash Flow | $68.4M +105.3% | $33.3M -18.2% | $40.7M -71.4% | $142.2M +44.0% | $98.7M +101.3% | $49.0M |
| Free Cash Flow | $58.6M +126.3% | $25.9M -21.8% | $33.1M -75.5% | $135.0M +44.8% | $93.2M +109.8% | $44.4M |
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Available Research
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Top Institutional Holders of CLBK
BlackRock, Inc.
$51.9M2,445,887 shDIMENSIONAL FUND ADVISORS LP
$44.6M2,102,017 shUrsa Fund Management, LLC
$27.1M1,275,888 shSTATE STREET CORP
$26.0M1,225,405 shVANGUARD CAPITAL MANAGEMENT LLC
$24.9M1,175,642 shVANGUARD PORTFOLIO MANAGEMENT LLC
$23.8M1,121,766 shUrsa Fund Management, LLC
$20.1M944,900 shGEODE CAPITAL MANAGEMENT, LLC
$16.7M785,997 shRENAISSANCE TECHNOLOGIES LLC
$15.3M718,962 shOne Fin Capital Management LP
$12.3M580,000 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $51.9M | 2,445,887 |
| DIMENSIONAL FUND ADVISORS LP | $44.6M | 2,102,017 |
| Ursa Fund Management, LLC | $27.1M | 1,275,888 |
| STATE STREET CORP | $26.0M | 1,225,405 |
| VANGUARD CAPITAL MANAGEMENT LLC | $24.9M | 1,175,642 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $23.8M | 1,121,766 |
| Ursa Fund Management, LLC | $20.1M | 944,900 |
| GEODE CAPITAL MANAGEMENT, LLC | $16.7M | 785,997 |
| RENAISSANCE TECHNOLOGIES LLC | $15.3M | 718,962 |
| One Fin Capital Management LP | $12.3M | 580,000 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is CLBK a good stock to buy?
13F Pro's AI-powered analysis of Columbia Financial, Inc. (CLBK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CLBK are available on the CLBK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. CLBK is classified as a mid company.
Which hedge funds own CLBK?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CLBK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Columbia Financial, Inc.'s investment landscape.