CHEMUNG FINANCIAL CORP(CHMG)Stock Analysis
AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →13F Pro Quality Score
Rank #904 of 2,962 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
CHMG Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for CHEMUNG FINANCIAL CORP (CHMG), a Financials sector company. 13F Pro's AI-powered ranking engine scores CHMG at 59.9/100 on a 32-signal composite quality model, placing it at rank #904 of 2,962 stocks — the top half of the AI-ranked universe. CHMG scores in the top quartile across profitability (90.9), free cash flow (89.6). Areas of concern include revenue scale (18.1), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), CHEMUNG FINANCIAL CORP reports quarterly revenue of $31.2M, net income of $8.8M, an operating margin of 36.2%. Top institutional holders of CHMG by reported 13-F value include BlackRock, CHEMUNG CANAL, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. CHMG trades on the Nasdaq exchange and files with the SEC under CIK 763563. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CHMG daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for CHEMUNG FINANCIAL CORP directly from SEC EDGAR. CHEMUNG FINANCIAL CORP's 13F Pro composite quality score has ranged between 36 and 60 since 2026, currently 59.9 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.
Revenue
Q2 2026
$31.2M
Net Income
Q2 2026
$8.8M
Free Cash Flow
Q2 2026
$8.9M
Operating Margin
Q2 2026
36.2%
ROIC
Q2 2026
11.2%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
-2.2% YoYNet Income
-36.2% YoYEPS (Diluted)
-36.7% YoYTotal Assets
-2.4% YoYTotal Debt
Op. Cash Flow
+52.6% YoYFree Cash Flow
+67.3% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $95.1M -2.2% | $97.3M -1.7% | $99.0M +3.5% | $95.6M +6.9% | $89.5M +6.4% | $84.0M |
| Net Income | $15.1M -36.2% | $23.7M -5.3% | $25.0M -13.1% | $28.8M +8.9% | $26.4M +37.2% | $19.3M |
| EPS (Diluted) | $3.14 -36.7% | $4.96 -6.1% | $5.28 -13.9% | $6.13 +8.7% | $5.64 +40.6% | $4.01 |
| Total Assets | $2.71B -2.4% | $2.78B +2.4% | $2.71B +2.5% | $2.65B +9.4% | $2.42B +6.1% | $2.28B |
| Total Debt | $131.1M | — | — | — | — | — |
| Operating Cash Flow | $45.5M +52.6% | $29.8M -3.5% | $30.9M -11.9% | $35.0M -1.2% | $35.5M +23.7% | $28.7M |
| Free Cash Flow | $43.8M +67.3% | $26.2M -13.9% | $30.4M -12.1% | $34.6M -1.3% | $35.1M +26.3% | $27.8M |
Get alerted when CHMG's score changes
Free account: watchlist tracking, the daily AI brief, and the AI screener.
Available Research
13F Pro tracks comprehensive data for CHEMUNG FINANCIAL CORP including:
Top Institutional Holders of CHMG
BlackRock, Inc.
$29.2M391,487 shCHEMUNG CANAL TRUST CO
$21.2M284,776 shDIMENSIONAL FUND ADVISORS LP
$13.9M186,549 shVANGUARD CAPITAL MANAGEMENT LLC
$12.3M164,331 shMANUFACTURERS LIFE INSURANCE COMPANY, THE
$12.1M162,219 shPL Capital Advisors, LLC
$8.2M109,336 shGEODE CAPITAL MANAGEMENT, LLC
$7.3M98,104 shACADIAN ASSET MANAGEMENT LLC
$7.1M94,760 shSTATE STREET CORP
$5.0M67,350 shRENAISSANCE TECHNOLOGIES LLC
$4.5M60,679 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $29.2M | 391,487 |
| CHEMUNG CANAL TRUST CO | $21.2M | 284,776 |
| DIMENSIONAL FUND ADVISORS LP | $13.9M | 186,549 |
| VANGUARD CAPITAL MANAGEMENT LLC | $12.3M | 164,331 |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $12.1M | 162,219 |
| PL Capital Advisors, LLC | $8.2M | 109,336 |
| GEODE CAPITAL MANAGEMENT, LLC | $7.3M | 98,104 |
| ACADIAN ASSET MANAGEMENT LLC | $7.1M | 94,760 |
| STATE STREET CORP | $5.0M | 67,350 |
| RENAISSANCE TECHNOLOGIES LLC | $4.5M | 60,679 |
Companies Similar to CHMG
Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.
PEAPACK GLADSTONE FINANCIAL CORP
SB FINANCIAL GROUP, INC.
PEOPLES BANCORP OF NORTH CAROLINA INC
PARKE BANCORP, INC.
AMES NATIONAL CORP
FIRST MID BANCSHARES, INC.
FIRST FINANCIAL CORP /IN/
RED RIVER BANCSHARES INC
Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
More Financials Companies
View all Financials →Put CHMG on your watchlist
Track score changes the day CHEMUNG FINANCIAL CORP files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.
Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).
Popular Research
Is CHMG a good stock to buy?
13F Pro's AI-powered analysis of CHEMUNG FINANCIAL CORP (CHMG) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CHMG are available on the CHMG stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. CHMG is classified as a small company.
Which hedge funds own CHMG?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CHMG. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of CHEMUNG FINANCIAL CORP's investment landscape.