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SEC EDGAR: CIK 1437958CCB stock profile & AI dashboard →

13F Pro Quality Score

40.3/100

Rank #2,107 of 2,962 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

62.2/100

Profitability

26.0/100

Balance Sheet

34.1/100

Earnings Quality

96.7/100

Free Cash Flow

92.3/100

Institutional Flow

17.2/100

Revenue Scale

40.5/100

Dilution Risk

44.8/100
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Unusual Activity in CCB

Events flagged as statistical outliers against CCB's own multi-year baseline — not fixed dollar thresholds.

  • Insider cluster2026-08-07

    3 insiders bought $1,115,844 of CCB in 30 days — 6.0σ above this company's 2-year norm

    View source filing →

CCB Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for COASTAL FINANCIAL CORP (CCB), a Financials sector company. 13F Pro's AI-powered ranking engine scores CCB at 40.3/100 on a 32-signal composite quality model, placing it at rank #2,107 of 2,962 stocks — the bottom half of the AI-ranked universe. CCB scores in the top quartile across earnings quality (96.7), free cash flow (92.3). Areas of concern include institutional flow (17.2) and profitability (26.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 44.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), COASTAL FINANCIAL CORP reports quarterly revenue of $178.1M, net income of $-42.1M, free cash flow of $74.6M. Top institutional holders of CCB by reported 13-F value include T. Rowe Price Investment Management, BlackRock, STATE STREET, based on the most recent SEC filings. CCB trades on the Nasdaq exchange and files with the SEC under CIK 1437958. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CCB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for COASTAL FINANCIAL CORP directly from SEC EDGAR. COASTAL FINANCIAL CORP's 13F Pro composite quality score has ranged between 31 and 40 since 2026, currently 40.3 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Fun facts about COASTAL FINANCIAL CORP

Quirks, history, and lore behind CCB — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A community bank holding company · small-cap · listed on Nasdaq · headquartered in the Pacific Northwest.
  • 2
    The Numbers
    Total assets in the low billions of dollars, with a lending book that has grown well above the typical community-bank pace — think double-digit annual loan growth for years running.
  • 3
    The History
    Founded in the late 1990s in Washington State, it spent its early decades quietly serving small businesses and individuals along the Puget Sound corridor.
  • 4
    The Secret
    Its standout strategy is a Banking-as-a-Service (BaaS) model — it powers the back-end banking infrastructure for fintech partners, making it far more tech-forward than its sleepy community-bank appearance suggests.
  • 5
    The Lore
    Its BaaS division lets fintech startups offer FDIC-insured accounts without a bank charter — essentially renting out its regulatory plumbing while collecting fees and deposits in return.
  • 6
    The Giveaway
    It's a community bank in Everett, Washington whose ticker is CCB — appropriately coastal for a company that built its growth engine on the digital shore of fintech.
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Revenue

Q2 2026

$178.1M

Net Income

Q2 2026

$-42.1M

Free Cash Flow

Q2 2026

$74.6M

ROIC

Q2 2026

-47.6%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

FY 2025
FY22 $294.7MFY23 FY24 FY25

Net Income

+3.9% YoY
$47.0MFY 2025
FY22 $40.6MFY23 $44.6MFY24 $45.2MFY25 $47.0M

EPS (Diluted)

-6.1% YoY
$3.06FY 2025
FY22 $3.01FY23 $3.27FY24 $3.26FY25 $3.06

Total Assets

+15.0% YoY
$4.74BFY 2025
FY22 $3.14BFY23 $3.75BFY24 $4.12BFY25 $4.74B

Op. Cash Flow

-2.0% YoY
$254.6MFY 2025
FY22 $67.1MFY23 $191.5MFY24 $259.8MFY25 $254.6M

Free Cash Flow

-1.5% YoY
$246.1MFY 2025
FY22 $64.3MFY23 $185.3MFY24 $249.9MFY25 $246.1M

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Available Research

13F Pro tracks comprehensive data for COASTAL FINANCIAL CORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of CCB

Companies Similar to CCB

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

EGBN

EAGLE BANCORP INC

27
AI score
Similar quality profile · 6 shared holders
PWP

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NBHC

National Bank Holdings Corp

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AI score
Shared smart-money ownership · 12 shared holders
QCRH

QCR HOLDINGS INC

41
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Similar quality profile · 11 shared holders
EQBK

EQUITY BANCSHARES INC

44
AI score
Similar quality profile · 7 shared holders
SFNC

SIMMONS FIRST NATIONAL CORP

39
AI score
Similar quality profile · 9 shared holders
BANC

BANC OF CALIFORNIA, INC.

23
AI score
Similar quality profile · 14 shared holders
USCB

USCB FINANCIAL HOLDINGS, INC.

50
AI score
Similar quality profile · 7 shared holders

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is CCB a good stock to buy?

13F Pro's AI-powered analysis of COASTAL FINANCIAL CORP (CCB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CCB are available on the CCB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. CCB is classified as a small company.

Which hedge funds own CCB?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CCB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of COASTAL FINANCIAL CORP's investment landscape.