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SEC EDGAR: CIK 1702750BY stock profile & AI dashboard →

13F Pro Quality Score

55.7/100

Rank #1,231 of 2,962 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

54.0/100

Profitability

93.3/100

Balance Sheet

49.6/100

Earnings Quality

40.3/100

Free Cash Flow

87.9/100

Institutional Flow

26.4/100

Revenue Scale

36.0/100

Dilution Risk

39.7/100
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BY Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for BYLINE BANCORP, INC. (BY), a Financials sector company. 13F Pro's AI-powered ranking engine scores BY at 55.7/100 on a 32-signal composite quality model, placing it at rank #1,231 of 2,962 stocks — the top half of the AI-ranked universe. BY scores in the top quartile across profitability (93.3), free cash flow (87.9). Areas of concern include institutional flow (26.4) and revenue scale (36.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 39.7/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), BYLINE BANCORP, INC. reports quarterly revenue of $117.7M, net income of $40.2M, an operating margin of 45.9%. Top institutional holders of BY by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, T. Rowe Price Investment Management, based on the most recent SEC filings. BY trades on the NYSE exchange and files with the SEC under CIK 1702750. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BY daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for BYLINE BANCORP, INC. directly from SEC EDGAR.

Fun facts about BYLINE BANCORP, INC.

Quirks, history, and lore behind BY — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A U.S. commercial bank holding company · small-cap · listed on Nasdaq · headquartered in Illinois.
  • 2
    The Numbers
    Total assets in the range of $8–9 billion, with a lending book heavily tilted toward commercial and industrial loans — not your typical savings-and-mortgage shop.
  • 3
    The History
    Traces its roots back to a community bank in the Chicago area; grew significantly through acquisitions and organic expansion into specialty lending niches.
  • 4
    The Secret
    A notable slice of its business comes from serving non-traditional borrowers, including immigrant communities and customers who need a bank willing to look past a thin credit file.
  • 5
    The Lore
    It built a national reputation in healthcare and government-guaranteed lending, including SBA loans — the kind of unglamorous niche that quietly prints steady fees.
  • 6
    The Giveaway
    Its name literally tells you it reports to someone: a Chicago-based bancorp whose ticker is two letters that sound like a word meaning 'beside' — and it sponsors a lot of byline-worthy community banking stories.
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Revenue

Q2 2026

$117.7M

Net Income

Q2 2026

$40.2M

Free Cash Flow

Q2 2026

$13.2M

Operating Margin

Q2 2026

45.9%

ROIC

Q2 2026

16.6%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+9.7% YoY
$446.3MFY 2025
FY22 $322.6MFY23 $386.9MFY24 $406.9MFY25 $446.3M

Net Income

+7.7% YoY
$130.1MFY 2025
FY22 $88.0MFY23 $107.9MFY24 $120.8MFY25 $130.1M

EPS (Diluted)

+5.1% YoY
$2.89FY 2025
FY22 $2.34FY23 $2.67FY24 $2.75FY25 $2.89

Total Assets

+1.6% YoY
$9.65BFY 2025
FY22 $7.36BFY23 $8.88BFY24 $9.50BFY25 $9.65B

Total Debt

-100.0% YoY
$0.00FY 2025
FY22 $0.00FY23 $18.3MFY24 $11.7MFY25 $0.00

Op. Cash Flow

-19.9% YoY
$140.3MFY 2025
FY22 $220.3MFY23 $166.1MFY24 $175.2MFY25 $140.3M

Free Cash Flow

-20.4% YoY
$136.3MFY 2025
FY22 $216.7MFY23 $162.2MFY24 $171.2MFY25 $136.3M

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Available Research

13F Pro tracks comprehensive data for BYLINE BANCORP, INC. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of BY

Companies Similar to BY

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

OBK

Origin Bancorp, Inc.

57
AI score
Very similar · 12 shared holders
USCB

USCB FINANCIAL HOLDINGS, INC.

50
AI score
Very similar · 7 shared holders
FMBH

FIRST MID BANCSHARES, INC.

58
AI score
Similar quality profile · 8 shared holders
CTBI

COMMUNITY TRUST BANCORP INC /KY/

60
AI score
Similar quality profile · 11 shared holders
UNTY

UNITY BANCORP INC /NJ/

62
AI score
Similar quality profile · 7 shared holders
RM

Regional Management Corp.

49
AI score
Similar quality profile · 9 shared holders

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is BY a good stock to buy?

13F Pro's AI-powered analysis of BYLINE BANCORP, INC. (BY) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for BY are available on the BY stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. BY is classified as a small company.

Which hedge funds own BY?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling BY. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of BYLINE BANCORP, INC.'s investment landscape.