What is the 13F Pro Quality Score for BY?

13F Pro ranks BYLINE BANCORP, INC. (BY) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View BY's current score at https://13fpro.ai/research/BY (free sign-up required for the full ranking).

Where does 13F Pro source BY data?

All BYLINE BANCORP, INC. fundamentals and ownership data come directly from SEC EDGAR. BYLINE BANCORP, INC. files with the SEC under CIK 1702750. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is BY in?

BYLINE BANCORP, INC. (BY) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is BY research updated on 13F Pro?

BY's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

BYLINE BANCORP, INC.(BY)Stock Analysis

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13F Pro Quality Score

Not in ranked universe

Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

BY Stock Analysis & AI Quality Score

AI stock analysis and institutional research for BYLINE BANCORP, INC. (BY), a Financials sector company. BY is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), BYLINE BANCORP, INC. reports quarterly revenue of $112.4M, net income of $37.6M, an operating margin of 44.2%. Top institutional holders of BY by reported 13-F value include BlackRock,, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. BY trades on the NYSE exchange and files with the SEC under CIK 1702750. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BY daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for BYLINE BANCORP, INC. directly from SEC EDGAR.

Revenue

Q1 2026

$112.4M

Net Income

Q1 2026

$37.6M

Free Cash Flow

Q1 2026

$54.1M

Operating Margin

Q1 2026

44.2%

ROIC

Q1 2026

3.9%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Net Income

+12.0% YoY

$120.8MFY 2024

FY20 $37.5MFY22 $88.0MFY23 $107.9MFY24 $120.8M

EPS (Diluted)

+3.0% YoY

$2.75FY 2024

FY20 $0.96FY22 $2.34FY23 $2.67FY24 $2.75

Total Assets

+6.9% YoY

$9.50BFY 2024

FY20 $6.39BFY22 $7.36BFY23 $8.88BFY24 $9.50B

Total Debt

-36.4% YoY

$11.7MFY 2024

FY20 —FY22 $0.00FY23 $18.3MFY24 $11.7M

Op. Cash Flow

+5.5% YoY

$175.2MFY 2024

FY20 $109.0MFY22 $220.3MFY23 $166.1MFY24 $175.2M

Metric	FY 2024	FY 2023	FY 2022	FY 2020	FY 2019	FY 2017
Net Income	$120.8M +12.0%	$107.9M +22.6%	$88.0M +134.9%	$37.5M -34.3%	$57.0M +162.7%	$21.7M
EPS (Diluted)	$2.75 +3.0%	$2.67 +14.1%	$2.34 +143.8%	$0.96 -35.1%	$1.48 +289.5%	$0.38
Total Assets	$9.50B +6.9%	$8.88B +20.6%	$7.36B +15.2%	$6.39B +15.7%	$5.52B +64.0%	$3.37B
Total Debt	$11.7M -36.4%	$18.3M	$0.00	—	$539.6M	—
Operating Cash Flow	$175.2M +5.5%	$166.1M -24.6%	$220.3M +102.1%	$109.0M +271.9%	$29.3M +9.2%	$26.9M

AI Insight: BY Financial Trends

Byline Bancorp eliminated all debt by Q1 2025 while growing equity 24% and maintaining stable earnings through Q1 2026.

• Total debt decreased from $15M in Q2 2024 to $0M by Q1 2025 and remained debt-free through Q1 2026.

• Equity grew steadily from $1,033M in Q2 2024 to $1,280M in Q1 2026, a 24% increase over eight quarters.

• Net income remained relatively stable, ranging between $28M-$38M across all quarters with latest at $38M in Q1 2026.

⚠ Operating cash flow showed high volatility, ranging from $16M to $59M across quarters without clear trend direction.

AI Insight: BY Ratio Trends

ROIC recovered from Q2 2025 lows but remains below 2024 levels, with ROE showing volatile quarterly swings.

• ROIC declined from 15.3% in Q2 2024 to 13.1% in Q2 2025, then recovered to 15.5% in Q1 2026.

• ROA improved from 1.2% in Q2 2025 to 1.5% in Q1 2026, matching the highest level in the dataset.

• Debt-to-equity ratio eliminated entirely by Q1 2025, maintaining zero leverage through Q4 2025.

⚠ ROE volatility with 200bp swing from 10.0% in Q1 2025 to 12.0% in Q3 2025.

⚠ ROIC still 180bp below Q2 2024 peak of 15.3% despite recent recovery.

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Available Research

13F Pro tracks comprehensive data for BYLINE BANCORP, INC. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of BY

BlackRock, Inc.
$104.0M3,294,923 sh
DIMENSIONAL FUND ADVISORS LP
$74.7M2,366,600 sh
VANGUARD CAPITAL MANAGEMENT LLC
$39.7M1,258,599 sh
STATE STREET CORP
$32.6M1,031,062 sh
WELLINGTON MANAGEMENT GROUP LLP
$32.3M1,023,948 sh
Boston Partners
$29.1M918,449 sh
AMERICAN CENTURY COMPANIES INC
$28.6M905,189 sh
FMR LLC
$26.1M826,069 sh
GEODE CAPITAL MANAGEMENT, LLC
$24.9M788,033 sh
Aristotle Capital Boston, LLC
$21.3M674,784 sh

Fund	Value	Shares
BlackRock, Inc.	$104.0M	3,294,923
DIMENSIONAL FUND ADVISORS LP	$74.7M	2,366,600
VANGUARD CAPITAL MANAGEMENT LLC	$39.7M	1,258,599
STATE STREET CORP	$32.6M	1,031,062
WELLINGTON MANAGEMENT GROUP LLP	$32.3M	1,023,948
Boston Partners	$29.1M	918,449
AMERICAN CENTURY COMPANIES INC	$28.6M	905,189
FMR LLC	$26.1M	826,069
GEODE CAPITAL MANAGEMENT, LLC	$24.9M	788,033
Aristotle Capital Boston, LLC	$21.3M	674,784

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Is BY a good stock to buy?

13F Pro's AI-powered analysis of BYLINE BANCORP, INC. (BY) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for BY are available on the BY stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own BY?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling BY. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of BYLINE BANCORP, INC.'s investment landscape.