What is the 13F Pro Quality Score for BHB?

13F Pro ranks BAR HARBOR BANKSHARES (BHB) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View BHB's current score at https://13fpro.ai/company/BHB (free sign-up required for the full ranking).

Where does 13F Pro source BHB data?

All BAR HARBOR BANKSHARES fundamentals and ownership data come directly from SEC EDGAR. BAR HARBOR BANKSHARES files with the SEC under CIK 743367. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is BHB in?

BAR HARBOR BANKSHARES (BHB) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is BHB research updated on 13F Pro?

BHB's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

BAR HARBOR BANKSHARES(BHB)Stock Analysis

AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →

Financials →NYSEsmall

Institutional-grade research for retail investors

SEC EDGAR: CIK 743367 BHB stock profile & AI dashboard →

13F Pro Quality Score

57.4/100

Rank #1,103 of 2,962 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

68.8/100

Profitability

83.6/100

Balance Sheet

44.2/100

Earnings Quality

55.6/100

Free Cash Flow

83.7/100

Institutional Flow

78.4/100

Revenue Scale

23.4/100

Dilution Risk

41.8/100

Email me the moment this company reports earnings

AI Research Report

Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.

Upgrade to Pro

Pro: 5 reports/month · Pro+: unlimitedOpinion, not investment advice. Do your own research.

Why BHB Scores 57/100

exact factor attribution · 2026-09-11

BHB's composite is driven by profitability and free cash flow, held back by scale. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Profitability

+6.7 pts

84th pct

Free cash flow

+5.1 pts

84th pct

Revenue growth

+5.0 pts

69th pct

Institutional flow

+1.9 pts

78th pct

Earnings quality

+0.6 pts

56th pct

Earnings growth

+0.4 pts

57th pct

Shareholder dilution

-0.6 pts

42th pct

Capital efficiency

-0.8 pts

44th pct

Scale

-5.3 pts

23th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

BHB Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for BAR HARBOR BANKSHARES (BHB), a Financials sector company. 13F Pro's AI-powered ranking engine scores BHB at 57.4/100 on a 32-signal composite quality model, placing it at rank #1,103 of 2,962 stocks — the top half of the AI-ranked universe. BHB scores in the top quartile across free cash flow (83.7), profitability (83.6), institutional flow (78.4). Areas of concern include revenue scale (23.4), which score below median versus the broader universe. Shareholder dilution risk is elevated at 41.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), BAR HARBOR BANKSHARES reports quarterly revenue of $49.7M, net income of $15.2M, an operating margin of 38.7%. Top institutional holders of BHB by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. BHB trades on the NYSE exchange and files with the SEC under CIK 743367. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BHB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for BAR HARBOR BANKSHARES directly from SEC EDGAR. BAR HARBOR BANKSHARES's 13F Pro composite quality score has ranged between 34 and 66 since 2021, currently 57.4 — an improving long-term trajectory across 24 quarterly and live scoring snapshots.

✦

Fun facts about BAR HARBOR BANKSHARES

Quirks, history, and lore behind BHB — the kind of stuff that makes a stock memorable.

1
The Basics
A community bank holding company · small-cap · listed on NYSE American · headquartered in coastal Maine.
2
The Numbers
Total assets in the range of $4 billion, serving a customer base spread across Maine, New Hampshire, and Vermont — New England banking, through and through.
3
The History
Founded in the late 19th century, it grew from a tiny island-town savings institution into a multi-state regional bank through decades of acquisitions.
4
The Secret
Its home turf is one of Maine's most famous tourist destinations — a town that shares its name and sits next to Acadia National Park.
5
The Lore
In a state better known for lobsters and lighthouses than Wall Street, this bank has managed to stay publicly traded and independent while bigger rivals swallowed up neighbors.
6
The Giveaway
Its ticker is BHB, its hometown is a beloved Mount Desert Island resort community, and its full name basically doubles down on that same nautical address — twice.

▶ Think you know your stocks? Play the Daily Ticker

Revenue

Q2 2026

$49.7M

Net Income

Q2 2026

$15.2M

Free Cash Flow

Q2 2026

$21.8M

Operating Margin

Q2 2026

38.7%

ROIC

Q2 2026

9.3%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+12.1% YoY

$168.9MFY 2025

FY22 $148.3MFY23 $152.7MFY24 $150.7MFY25 $168.9M

Net Income

-15.2% YoY

$36.9MFY 2025

FY22 $43.6MFY23 $44.9MFY24 $43.5MFY25 $36.9M

EPS (Diluted)

-18.7% YoY

$2.31FY 2025

FY22 $2.88FY23 $2.95FY24 $2.84FY25 $2.31

Total Assets

+14.7% YoY

$4.68BFY 2025

FY22 $3.91BFY23 $3.97BFY24 $4.08BFY25 $4.68B

Total Debt

-7.2% YoY

$269.6MFY 2025

FY22 $394.2MFY23 $331.5MFY24 $290.6MFY25 $269.6M

Op. Cash Flow

-7.8% YoY

$48.3MFY 2025

FY22 $55.9MFY23 $47.4MFY24 $52.4MFY25 $48.3M

Free Cash Flow

-3.4% YoY

$43.5MFY 2025

FY22 $53.4MFY23 $40.9MFY24 $45.0MFY25 $43.5M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$168.9M +12.1%	$150.7M -1.3%	$152.7M +3.0%	$148.3M +7.6%	$137.8M -3.0%	$142.1M
Net Income	$36.9M -15.2%	$43.5M -2.9%	$44.9M +3.0%	$43.6M +10.8%	$39.3M +18.2%	$33.2M
EPS (Diluted)	$2.31 -18.7%	$2.84 -3.7%	$2.95 +2.4%	$2.88 +10.3%	$2.61 +19.7%	$2.18
Total Assets	$4.68B +14.7%	$4.08B +2.8%	$3.97B +1.6%	$3.91B +5.4%	$3.71B -0.4%	$3.72B
Total Debt	$269.6M -7.2%	$290.6M -12.3%	$331.5M -15.9%	$394.2M +120.8%	$178.5M -46.9%	$336.0M
Operating Cash Flow	$48.3M -7.8%	$52.4M +10.5%	$47.4M -15.2%	$55.9M -5.5%	$59.2M +186.1%	$20.7M
Free Cash Flow	$43.5M -3.4%	$45.0M +10.0%	$40.9M -23.5%	$53.4M -7.1%	$57.5M +313.1%	$13.9M

Get alerted when BHB's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for BAR HARBOR BANKSHARES including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of BHB

BlackRock, Inc.
$61.1M1,617,904 sh
DIMENSIONAL FUND ADVISORS LP
$35.3M933,893 sh
VANGUARD CAPITAL MANAGEMENT LLC
$27.2M720,974 sh
STATE STREET CORP
$21.5M568,249 sh
GEODE CAPITAL MANAGEMENT, LLC
$16.5M436,776 sh
Boston Partners
$16.4M434,515 sh
BAR HARBOR WEALTH MANAGEMENT
$14.5M385,171 sh
MANUFACTURERS LIFE INSURANCE COMPANY, THE
$14.1M372,372 sh
TWO SIGMA INVESTMENTS, LP
$9.9M262,996 sh
AMERICAN CENTURY COMPANIES INC
$9.3M246,316 sh

Fund	Value	Shares
BlackRock, Inc.	$61.1M	1,617,904
DIMENSIONAL FUND ADVISORS LP	$35.3M	933,893
VANGUARD CAPITAL MANAGEMENT LLC	$27.2M	720,974
STATE STREET CORP	$21.5M	568,249
GEODE CAPITAL MANAGEMENT, LLC	$16.5M	436,776
Boston Partners	$16.4M	434,515
BAR HARBOR WEALTH MANAGEMENT	$14.5M	385,171
MANUFACTURERS LIFE INSURANCE COMPANY, THE	$14.1M	372,372
TWO SIGMA INVESTMENTS, LP	$9.9M	262,996
AMERICAN CENTURY COMPANIES INC	$9.3M	246,316

Companies Similar to BHB

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

CAC

CAMDEN NATIONAL CORP

AI score

Very similar · 16 shared holders

LSV ASSET MANAGEMENT DELPHI MANAGEMENT INC /MA/Coston, McIsaac & Partners

FNLC

First Bancorp, Inc /ME/

AI score

Very similar · 9 shared holders

CSM Advisors, LLC Coston, McIsaac & Partners LSV ASSET MANAGEMENT

HAFC

HANMI FINANCIAL CORP

AI score

Similar quality profile · 8 shared holders

LSV ASSET MANAGEMENT Elizabeth Park Capital Advisors, Ltd.RBF Capital, LLC

OSBC

OLD SECOND BANCORP INC

AI score

Similar quality profile · 4 shared holders

Boston Partners Elizabeth Park Capital Advisors, Ltd.Brandywine Global Investment Management, LLC

MBWM

MERCANTILE BANK CORP

AI score

Similar quality profile · 7 shared holders

LSV ASSET MANAGEMENT Elizabeth Park Capital Advisors, Ltd.De Lisle Partners LLP

MCBS

MetroCity Bankshares, Inc.

AI score

Similar quality profile · 3 shared holders

De Lisle Partners LLP SUSQUEHANNA FUNDAMENTAL INVESTMENTS, LLC Atom Investors LP

EFSC

ENTERPRISE FINANCIAL SERVICES CORP

AI score

Similar quality profile · 9 shared holders

Boston Partners CSM Advisors, LLC RBF Capital, LLC

USCB

USCB FINANCIAL HOLDINGS, INC.

AI score

Similar quality profile · 3 shared holders

Elizabeth Park Capital Advisors, Ltd.Odyssean, LLC FIRST MANHATTAN CO. LLC.

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

More Financials Companies

View all Financials →

AAAU

Goldman Sachs Physical Gold ETF

AAC

Ares Acquisition Corp III

AACB

Artius II Acquisition Inc.

AACI

Armada Acquisition Corp. III

AACO

Abony Acquisition Corp. I

AACP

Apogee Acquisition Corp

AAME

ATLANTIC AMERICAN CORP

AAMI

Acadian Asset Management Inc.

Put BHB on your watchlist

Track score changes the day BAR HARBOR BANKSHARES files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Popular Research

AAPL

Apple

MSFT

Microsoft

NVDA

NVIDIA

GOOG

Alphabet

AMZN

Amazon

Is BHB a good stock to buy?

13F Pro's AI-powered analysis of BAR HARBOR BANKSHARES (BHB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for BHB are available on the BHB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. BHB is classified as a small company.

Which hedge funds own BHB?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling BHB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of BAR HARBOR BANKSHARES's investment landscape.