What is the 13F Pro Quality Score for BANC?

13F Pro ranks BANC OF CALIFORNIA, INC. (BANC) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View BANC's current score at https://13fpro.ai/company/BANC (free sign-up required for the full ranking).

Which hedge funds own the most BANC stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of BANC include BlackRock,, T. Rowe Price Investment Management,, STATE STREET. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/BANC as soon as new 13F filings post.

Where does 13F Pro source BANC data?

All BANC OF CALIFORNIA, INC. fundamentals and ownership data come directly from SEC EDGAR. BANC OF CALIFORNIA, INC. files with the SEC under CIK 1169770. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is BANC in?

BANC OF CALIFORNIA, INC. (BANC) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives BANC's revenue?

Per BANC OF CALIFORNIA, INC.'s latest 10-Q filed with the SEC on 2026-05-08, the biggest revenue drivers are: Net Interest Income ($251.6M, +8% YoY); Noninterest Income ($35.3M, +5% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/BANC.

What are BANC's largest expenses?

BANC OF CALIFORNIA, INC.'s latest 10-Q reports these as the largest expense items: Compensation ($91.1M, +5% QoQ); Customer Related Expense ($23.7M, -14% YoY); Information Technology and Data Processing ($14.3M, -5% YoY). Sourced directly from SEC EDGAR filing text for Q1 2026 (quarter ended March 31, 2026).

How often is BANC research updated on 13F Pro?

BANC's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

BANC OF CALIFORNIA, INC.(BANC)Stock Analysis

AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →

Financials →NYSEmid

Institutional-grade research for retail investors

SEC EDGAR: CIK 1169770 BANC stock profile & AI dashboard →

13F Pro Quality Score

35.3/100

Rank #2,310 of 2,962 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

14.6/100

Profitability

24.9/100

Balance Sheet

34.2/100

Earnings Quality

96.7/100

Free Cash Flow

80.1/100

Institutional Flow

41.3/100

Revenue Scale

56.3/100

Dilution Risk

94.7/100

Email me the moment this company reports earnings

AI Research Report

Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.

Upgrade to Pro

Pro: 5 reports/month · Pro+: unlimitedOpinion, not investment advice. Do your own research.

Why BANC Scores 35/100

exact factor attribution · 2026-09-11

BANC's composite is driven by earnings quality and free cash flow, held back by revenue growth and profitability. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Earnings quality

+4.7 pts

97th pct

Free cash flow

+4.5 pts

80th pct

Shareholder dilution

+3.0 pts

95th pct

Scale

+1.3 pts

56th pct

Institutional flow

-0.6 pts

41th pct

Earnings growth

-1.8 pts

23th pct

Capital efficiency

-2.1 pts

34th pct

Profitability

-5.0 pts

25th pct

Revenue growth

-9.4 pts

15th pct

Latest change (2026-08-07): 68 → 59 · ↓ Revenue growth 93→47; ↓ Dilution 95→12; despite ↑ Earnings growth 30→97

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

Unusual Activity in BANC

Events flagged as statistical outliers against BANC's own multi-year baseline — not fixed dollar thresholds.

Score shock2026-08-07
BANC quality score dropped 10 points (68→58) on a new filing
View source filing →

BANC Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for BANC OF CALIFORNIA, INC. (BANC), a Financials sector company. 13F Pro's AI-powered ranking engine scores BANC at 35.3/100 on a 32-signal composite quality model, placing it at rank #2,310 of 2,962 stocks — the bottom half of the AI-ranked universe. BANC scores in the top quartile across earnings quality (96.7), free cash flow (80.1). Areas of concern include revenue growth (14.6) and profitability (24.9), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), BANC OF CALIFORNIA, INC. reports quarterly revenue of $180.5M, net income of $-241.3M, free cash flow of $158.8M. Top institutional holders of BANC by reported 13-F value include BlackRock, T. Rowe Price Investment Management, STATE STREET, based on the most recent SEC filings. BANC trades on the NYSE exchange and files with the SEC under CIK 1169770. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BANC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for BANC OF CALIFORNIA, INC. directly from SEC EDGAR. BANC OF CALIFORNIA, INC.'s 13F Pro composite quality score has ranged between 23 and 66 since 2021, currently 35.3 — a declining long-term trajectory across 68 quarterly and live scoring snapshots.

What's Driving BANC's Business? Latest 10-Q Breakdown

✓ 28/28 datapoints verified

AI-extracted from BANC OF CALIFORNIA, INC.'s 10-Q filed 2026-05-08 — Q1 2026 (quarter ended March 31, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Net earnings of $72.0M (+34% YoY) with net interest margin expanding 16 bps YoY to 3.24%, driven by lower deposit costs and strong loan production of $2.1B at 6.65% weighted average rate.

Biggest Revenue Drivers

Net Interest Income$251.6M+8% YoY

NII increased primarily due to $20.3M decrease in deposit interest expense from lower rates and higher average loan balances.

Noninterest Income$35.3M+5% YoY

Increased by $1.7M driven by $1.8M gain from debt extinguishment on credit-linked notes and higher warrant income.

Biggest Revenue Drivers

Total revenue: $286.9M+8% YoY

Net Interest Income$251.6M+8% YoY

NII increased primarily due to $20.3M decrease in deposit interest expense from lower rates and higher average loan balances.

Noninterest Income$35.3M+5% YoY

Increased by $1.7M driven by $1.8M gain from debt extinguishment on credit-linked notes and higher warrant income.

Largest Expense Items

Compensation$91.1M+5% QoQ

Increase driven by seasonality, reflecting higher incentive compensation and annual reset of payroll related taxes and benefits in first quarter.

Customer Related Expense$23.7M-14% YoY

Decreased due to lower earnings credit rate payments following federal funds rate cuts in late 2025.

Information Technology and Data Processing$14.3M-5% YoY

Reflects ongoing investment in technology infrastructure with slight year-over-year decrease.

Occupancy$14.9M-1% YoY

Stable occupancy costs relative to prior year.

Margins: Net interest margin expanded 16 basis points year-over-year to 3.24%, driven by 34 basis points of deposit cost reduction from federal funds rate cuts in 2025, offset partially by lower asset yields. Margin improved 4 basis points sequentially despite lower interest rates, reflecting the full quarter impact of rate cuts that occurred in Q4 2025.

Watch Items from the Filing

Nonaccrual loans increased $26.6M to $185.7M (0.75% of HFI loans) with three largest relationships representing 34% of nonaccrual balances; allowance coverage at 148.88% provides cushion but trend warrants monitoring.
Special mention loans surged 50% to $688.7M from prior quarter, driven primarily by $352.4M increase in residential real estate construction and land loans reflecting proactive risk management actions.
Total deposits declined $521.2M (1.9% QoQ) with interest-bearing deposits down $496.0M; however, noninterest-bearing deposits represent 29% of mix and grew in absolute terms year-over-year by $175.7M.
Subordinated debt of $385M (3.25% fixed-to-floating) was redeemed May 1, 2026 at par, and mortgage servicing rights portfolio ($1.35B UPB) sold to offset redemption costs, representing significant capital management activity.
Capital ratios well above regulatory 'well capitalized' thresholds with CET1 at 10.18% and Tier 1 at 12.54%, supporting continued capital return through $82.6M remaining under stock repurchase authorization.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$180.5M

Net Income

Q2 2026

$-241.3M

Free Cash Flow

Q2 2026

$158.8M

ROIC

Q2 2026

-22.8%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

-3.8% YoY

$1.82BFY 2025

FY22 $1.63BFY23 $1.52BFY24 $1.89BFY25 $1.82B

Net Income

+80.5% YoY

$229.0MFY 2025

FY22 $423.6MFY23 $-1.90BFY24 $126.9MFY25 $229.0M

EPS (Diluted)

+125.0% YoY

$1.17FY 2025

FY22 $5.14FY23 $-22.71FY24 $0.52FY25 $1.17

Total Assets

+3.7% YoY

$34.80BFY 2025

FY22 $9.20BFY23 $38.53BFY24 $33.54BFY25 $34.80B

Total Debt

+48.3% YoY

$2.06BFY 2025

FY22 $1.76BFY23 $2.91BFY24 $1.39BFY25 $2.06B

Op. Cash Flow

+230.3% YoY

$255.6MFY 2025

FY22 $702.0MFY23 $135.8MFY24 $77.4MFY25 $255.6M

Free Cash Flow

+265.0% YoY

$234.8MFY 2025

FY22 $681.8MFY23 $120.5MFY24 $64.3MFY25 $234.8M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$1.82B -3.8%	$1.89B +24.1%	$1.52B -6.7%	$1.63B +20.6%	$1.35B +35412.1%	$3.8M
Net Income	$229.0M +80.5%	$126.9M +106.7%	$-1.90B -548.3%	$423.6M -30.2%	$607.0M +4727.1%	$12.6M
EPS (Diluted)	$1.17 +125.0%	$0.52 +102.3%	$-22.71 -541.8%	$5.14 +98.7%	$2.59	—
Total Assets	$34.80B +3.7%	$33.54B -13.0%	$38.53B +319.0%	$9.20B -2.1%	$9.39B +19.3%	$7.88B
Total Debt	$2.06B +48.3%	$1.39B -52.2%	$2.91B +65.0%	$1.76B	—	—
Operating Cash Flow	$255.6M +230.3%	$77.4M -43.0%	$135.8M -80.7%	$702.0M +39.6%	$503.0M +571.8%	$74.9M
Free Cash Flow	$234.8M +265.0%	$64.3M -46.6%	$120.5M -82.3%	$681.8M +40.4%	$485.7M +596.1%	$69.8M

Get alerted when BANC's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for BANC OF CALIFORNIA, INC. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of BANC

BlackRock, Inc.
$462.3M22,626,138 sh
T. Rowe Price Investment Management, Inc.
$265.7M13,003,213 sh
STATE STREET CORP
$197.1M9,592,437 sh
DIMENSIONAL FUND ADVISORS LP
$140.8M6,893,063 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$131.4M6,434,007 sh
VANGUARD CAPITAL MANAGEMENT LLC
$129.6M6,344,209 sh
WELLINGTON MANAGEMENT GROUP LLP
$125.1M6,121,876 sh
Invesco Ltd.
$101.4M4,963,067 sh
AMERICAN CENTURY COMPANIES INC
$90.5M4,428,331 sh
GEODE CAPITAL MANAGEMENT, LLC
$76.3M3,735,558 sh

Fund	Value	Shares
BlackRock, Inc.	$462.3M	22,626,138
T. Rowe Price Investment Management, Inc.	$265.7M	13,003,213
STATE STREET CORP	$197.1M	9,592,437
DIMENSIONAL FUND ADVISORS LP	$140.8M	6,893,063
VANGUARD PORTFOLIO MANAGEMENT LLC	$131.4M	6,434,007
VANGUARD CAPITAL MANAGEMENT LLC	$129.6M	6,344,209
WELLINGTON MANAGEMENT GROUP LLP	$125.1M	6,121,876
Invesco Ltd.	$101.4M	4,963,067
AMERICAN CENTURY COMPANIES INC	$90.5M	4,428,331
GEODE CAPITAL MANAGEMENT, LLC	$76.3M	3,735,558

Companies Similar to BANC

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

INBK

First Internet Bancorp

AI score

Similar quality profile · 6 shared holders

BANC FUNDS CO LLC HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC JACOBS LEVY EQUITY MANAGEMENT, INC

CCB

COASTAL FINANCIAL CORP

AI score

Similar quality profile · 14 shared holders

T. Rowe Price Investment Management, Inc.MENDON CAPITAL ADVISORS CORP RMB Capital Management, LLC

BAFN

BayFirst Financial Corp.

AI score

Similar quality profile · 1 shared holders

BANC FUNDS CO LLC

EGBN

EAGLE BANCORP INC

AI score

Similar quality profile · 13 shared holders

T. Rowe Price Investment Management, Inc.HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC JUPITER ASSET MANAGEMENT LTD

FGBI

First Guaranty Bancshares, Inc.

AI score

Similar quality profile

GHI

Greystone Housing Impact Investors LP

AI score

Similar quality profile

RVSB

RIVERVIEW BANCORP INC

AI score

Similar quality profile · 4 shared holders

Pacific Ridge Capital Partners, LLC Legato Capital Management LLC CALDWELL SUTTER CAPITAL, INC.

ALRS

ALERUS FINANCIAL CORP

AI score

Similar quality profile · 11 shared holders

BANC FUNDS CO LLC ENDEAVOUR CAPITAL ADVISORS INC Sippican Capital Advisors

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

More Financials Companies

View all Financials →

AAAU

Goldman Sachs Physical Gold ETF

AAC

Ares Acquisition Corp III

AACB

Artius II Acquisition Inc.

AACI

Armada Acquisition Corp. III

AACO

Abony Acquisition Corp. I

AACP

Apogee Acquisition Corp

AAME

ATLANTIC AMERICAN CORP

AAMI

Acadian Asset Management Inc.

Put BANC on your watchlist

Track score changes the day BANC OF CALIFORNIA, INC. files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Popular Research

AAPL

Apple

MSFT

Microsoft

NVDA

NVIDIA

GOOG

Alphabet

AMZN

Amazon

Is BANC a good stock to buy?

13F Pro's AI-powered analysis of BANC OF CALIFORNIA, INC. (BANC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for BANC are available on the BANC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. BANC is classified as a mid company.

Which hedge funds own BANC?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling BANC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of BANC OF CALIFORNIA, INC.'s investment landscape.