What is the 13F Pro Quality Score for ALLY?

13F Pro ranks Ally Financial Inc. (ALLY) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View ALLY's current score at https://13fpro.ai/company/ALLY (free sign-up required for the full ranking).

Which hedge funds own the most ALLY stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of ALLY include BlackRock,, BERKSHIRE HATHAWAY, HARRIS ASSOCIATES L P. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/ALLY as soon as new 13F filings post.

Where does 13F Pro source ALLY data?

All Ally Financial Inc. fundamentals and ownership data come directly from SEC EDGAR. Ally Financial Inc. files with the SEC under CIK 40729. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is ALLY in?

Ally Financial Inc. (ALLY) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives ALLY's revenue?

Per Ally Financial Inc.'s latest 10-Q filed with the SEC on 2026-07-23, the biggest revenue drivers are: Insurance operations ($248M); Automotive Finance operations ($37M); Corporate and Other ($25M). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/ALLY.

What are ALLY's largest expenses?

Ally Financial Inc.'s latest 10-Q reports these as the largest expense items: Other operating expenses ($653M, +4% YoY); Compensation and benefits expense ($458M, +7% YoY); Provision for credit losses ($430M, +12% YoY). Sourced directly from SEC EDGAR filing text for Q2 FY2026 (quarter ended June 30, 2026).

How often is ALLY research updated on 13F Pro?

ALLY's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Ally Financial Inc.(ALLY)Stock Analysis

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Financials →NYSElarge

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SEC EDGAR: CIK 40729 ALLY stock profile & AI dashboard →

13F Pro Quality Score

64.5/100

Rank #536 of 2,961 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

37.6/100

Profitability

80.5/100

Balance Sheet

39.1/100

Earnings Quality

89.6/100

Free Cash Flow

95.8/100

Institutional Flow

63.0/100

Revenue Scale

84.8/100

Dilution Risk

94.7/100

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Why ALLY Scores 65/100

exact factor attribution · 2026-09-11

ALLY's composite is driven by scale and free cash flow, held back by revenue growth and capital efficiency. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Scale

+7.0 pts

85th pct

Free cash flow

+6.9 pts

96th pct

Profitability

+6.1 pts

81th pct

Earnings quality

+4.0 pts

90th pct

Shareholder dilution

+3.0 pts

95th pct

Earnings growth

+2.3 pts

85th pct

Institutional flow

+0.9 pts

63th pct

Capital efficiency

-1.4 pts

39th pct

Revenue growth

-3.3 pts

38th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

ALLY Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Ally Financial Inc. (ALLY), a Financials sector company. 13F Pro's AI-powered ranking engine scores ALLY at 64.5/100 on a 32-signal composite quality model, placing it at rank #536 of 2,961 stocks — the top 25% of the AI-ranked universe. ALLY scores in the top quartile across free cash flow (95.8), earnings quality (89.6), revenue scale (84.8). Areas of concern include revenue growth (37.6) and balance sheet strength (39.1), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Ally Financial Inc. reports quarterly revenue of $2.3B, net income of $410.0M. Top institutional holders of ALLY by reported 13-F value include BlackRock, BERKSHIRE HATHAWAY, HARRIS ASSOCIATES L P, based on the most recent SEC filings. ALLY trades on the NYSE exchange and files with the SEC under CIK 40729. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ALLY daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Ally Financial Inc. directly from SEC EDGAR. Ally Financial Inc.'s 13F Pro composite quality score has ranged between 52 and 71 since 2021, currently 64.5 — a stable long-term trajectory across 68 quarterly and live scoring snapshots.

What's Driving ALLY's Business? Latest 10-Q Breakdown

✓ 25/25 datapoints verified

AI-extracted from Ally Financial Inc.'s 10-Q filed 2026-07-23 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Ally reported Q2 FY2026 net income from continuing operations of $410M ($1.19 diluted EPS), up 16% YoY, as higher net financing revenue offset a 12% rise in credit-loss provisions to $430M.

Biggest Revenue Drivers

Insurance operations$248M

Primarily noninsurance contracts (VSC, GAP, VMC) revenue of $245M plus brokered/agent commissions.

Automotive Finance operations$37M

Driven by remarketing fee income of $30M.

Biggest Revenue Drivers

Total revenue: $310M

Insurance operations$248M

Primarily noninsurance contracts (VSC, GAP, VMC) revenue of $245M plus brokered/agent commissions.

Automotive Finance operations$37M

Driven by remarketing fee income of $30M.

Corporate and Other$25M

Includes brokerage commissions and other revenue of $18M and banking fees/interchange income of $6M.

Largest Expense Items

Other operating expenses$653M+4% YoY

Largest components are insurance commissions ($150M) and technology and communications ($108M).

Compensation and benefits expense$458M+7% YoY

Contributed to higher total noninterest expense in the quarter.

Provision for credit losses$430M+12% YoY

Primarily driven by portfolio growth within the consumer automotive portfolio, partially offset by lower net charge-offs.

Insurance losses and loss adjustment expenses$208M+2% YoY

Current-year losses of $342M partially offset by $13M of favorable prior-year reserve development.

Margins: Net financing revenue and other interest income rose 11% YoY on higher average earning assets and lower interest expense from lower benchmark rates, while total noninterest expense grew 5% on higher compensation and operating costs.

Watch Items from the Filing

Ally redeemed all $1,350M of 4.700% Series B preferred stock and issued $1,000M of 7.100% Series D preferred stock, raising the cost of preferred capital.
Provision for credit losses rose 12% YoY to $430M, driven by growth in the consumer automotive loan portfolio.
$1,226M of finance receivables and loans were on nonaccrual status at June 30, 2026, including $1,122M in consumer automotive.
A Board-authorized $2.0 billion multi-year share repurchase program remains active, with $148M of common stock repurchased in the quarter.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$2.3B

Net Income

Q2 2026

$410.0M

ROIC

Q2 2026

5.2%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

-3.3% YoY

$7.91BFY 2025

FY22 $8.43BFY23 $8.23BFY24 $8.18BFY25 $7.91B

Net Income

+27.5% YoY

$852.0MFY 2025

FY22 $1.71BFY23 $957.0MFY24 $668.0MFY25 $852.0M

EPS (Diluted)

+31.7% YoY

$2.37FY 2025

FY22 $5.03FY23 $2.77FY24 $1.80FY25 $2.37

Total Assets

+2.2% YoY

$196.00BFY 2025

FY22 $191.83BFY23 $196.39BFY24 $191.84BFY25 $196.00B

Total Debt

+2.0% YoY

$24.42BFY 2025

FY22 $24.58BFY23 $25.21BFY24 $23.94BFY25 $24.42B

Op. Cash Flow

-17.6% YoY

$3.73BFY 2025

FY22 $6.25BFY23 $4.56BFY24 $4.53BFY25 $3.73B

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$7.91B -3.3%	$8.18B -0.6%	$8.23B -2.3%	$8.43B +2.7%	$8.21B +22.7%	$6.69B
Net Income	$852.0M +27.5%	$668.0M -30.2%	$957.0M -44.2%	$1.71B -44.0%	$3.06B +182.0%	$1.08B
EPS (Diluted)	$2.37 +31.7%	$1.80 -35.0%	$2.77 -44.9%	$5.03 -38.8%	$8.22 +185.4%	$2.88
Total Assets	$196.00B +2.2%	$191.84B -2.3%	$196.39B +2.4%	$191.83B +5.3%	$182.11B -0.0%	$182.16B
Total Debt	$24.42B +2.0%	$23.94B -5.0%	$25.21B +2.6%	$24.58B +7.3%	$22.90B -21.7%	$29.23B
Operating Cash Flow	$3.73B -17.6%	$4.53B -0.6%	$4.56B -27.1%	$6.25B +54.6%	$4.04B +8.1%	$3.74B

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Available Research

13F Pro tracks comprehensive data for Ally Financial Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of ALLY

BlackRock, Inc.
$1.3B28,632,394 sh
BERKSHIRE HATHAWAY INC
$1.2B27,000,000 sh
HARRIS ASSOCIATES L P
$1.2B26,105,434 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$647.8M14,098,964 sh
VANGUARD CAPITAL MANAGEMENT LLC
$574.1M12,493,411 sh
WELLINGTON MANAGEMENT GROUP LLP
$473.7M10,308,012 sh
DIMENSIONAL FUND ADVISORS LP
$428.8M9,331,607 sh
STATE STREET CORP
$408.3M8,885,383 sh
Sessa Capital IM, L.P.
$390.0M8,488,098 sh
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP
$315.4M6,863,117 sh

Fund	Value	Shares
BlackRock, Inc.	$1.3B	28,632,394
BERKSHIRE HATHAWAY INC	$1.2B	27,000,000
HARRIS ASSOCIATES L P	$1.2B	26,105,434
VANGUARD PORTFOLIO MANAGEMENT LLC	$647.8M	14,098,964
VANGUARD CAPITAL MANAGEMENT LLC	$574.1M	12,493,411
WELLINGTON MANAGEMENT GROUP LLP	$473.7M	10,308,012
DIMENSIONAL FUND ADVISORS LP	$428.8M	9,331,607
STATE STREET CORP	$408.3M	8,885,383
Sessa Capital IM, L.P.	$390.0M	8,488,098
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP	$315.4M	6,863,117

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Is ALLY a good stock to buy?

13F Pro's AI-powered analysis of Ally Financial Inc. (ALLY) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for ALLY are available on the ALLY stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. ALLY is classified as a large company.

Which hedge funds own ALLY?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling ALLY. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Ally Financial Inc.'s investment landscape.