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SEC EDGAR: CIK 1823406AFBI stock profile & AI dashboard →

13F Pro Quality Score

49.4/100

Rank #1,663 of 2,961 stocks

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

47.7/100

Profitability

89.7/100

Balance Sheet

41.7/100

Earnings Quality

70.7/100

Free Cash Flow

91.6/100

Institutional Flow

75.9/100

Revenue Scale

5.9/100

Dilution Risk

32.2/100
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AFBI Stock Analysis & AI Quality Score

Data updated 2026-08-29

AI stock analysis and institutional research for Affinity Bancshares, Inc. (AFBI), a Financials sector company. 13F Pro's AI-powered ranking engine scores AFBI at 49.4/100 on a 32-signal composite quality model, placing it at rank #1,663 of 2,961 stocks — the bottom half of the AI-ranked universe. AFBI scores in the top quartile across free cash flow (91.6), profitability (89.7), institutional flow (75.9). Areas of concern include revenue scale (5.9), which score below median versus the broader universe. Shareholder dilution risk is elevated at 32.2/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Affinity Bancshares, Inc. reports quarterly revenue of $8.1M, net income of $2.3M, an operating margin of 37.0%. Top institutional holders of AFBI by reported 13-F value include ALLIANCEBERNSTEIN L.P., GARDNER LEWIS ASSET MANAGEMENT L P, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. AFBI trades on the Nasdaq exchange and files with the SEC under CIK 1823406. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate AFBI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Affinity Bancshares, Inc. directly from SEC EDGAR.

Fun facts about Affinity Bancshares, Inc.

Quirks, history, and lore behind AFBI — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A community bank holding company · small-cap · listed on Nasdaq · headquartered in Georgia.
  • 2
    The Numbers
    Total assets in the range of $600–700 million — firmly in community bank territory, not a Wall Street giant by any stretch.
  • 3
    The History
    Its roots trace back to a savings bank founded to serve working families in suburban metro Atlanta, later converting to a stock-based structure.
  • 4
    The Secret
    It operates a traditional thrift model — focused on mortgage lending and deposit-taking rather than flashy fee businesses or investment banking.
  • 5
    The Lore
    Its home base of Douglasville is the county seat of Douglas County, a fast-growing exurb west of Atlanta that most Wall Street analysts couldn't find on a map.
  • 6
    The Giveaway
    A Georgia-chartered community bank holding company with the ticker AFBI, built around serving the Douglas County corridor since its mutual savings days.
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Revenue

Q1 2026

$8.1M

Net Income

Q1 2026

$2.3M

Free Cash Flow

Q1 2026

$4.4M

Operating Margin

Q1 2026

37.0%

ROIC

Q1 2026

9.3%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+6.0% YoY
$33.1MFY 2025
FY22 $32.2MFY23 $29.7MFY24 $31.2MFY25 $33.1M

Net Income

+53.1% YoY
$8.3MFY 2025
FY22 $7.1MFY23 $6.4MFY24 $5.4MFY25 $8.3M

EPS (Diluted)

+55.4% YoY
$1.29FY 2025
FY22 $1.06FY23 $0.98FY24 $0.83FY25 $1.29

Total Assets

+1.7% YoY
$881.7MFY 2025
FY22 $791.3MFY23 $843.3MFY24 $866.8MFY25 $881.7M

Op. Cash Flow

+71.4% YoY
$11.6MFY 2025
FY22 $7.6MFY23 $7.9MFY24 $6.8MFY25 $11.6M

Free Cash Flow

+76.1% YoY
$11.2MFY 2025
FY22 $6.2MFY23 $7.3MFY24 $6.4MFY25 $11.2M

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Available Research

13F Pro tracks comprehensive data for Affinity Bancshares, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Companies Similar to AFBI

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

FSEA

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AI score
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NSTS

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NBBK

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PROV

PROVIDENT FINANCIAL HOLDINGS INC

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Similar quality profile · 1 shared holders
CLST

Catalyst Bancorp, Inc.

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ECBK

ECB Bancorp, Inc. /MD/

36
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Similar quality profile · 1 shared holders
CFBK

CF BANKSHARES INC.

52
AI score
Similar quality profile
COSO

CoastalSouth Bancshares, Inc.

43
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is AFBI a good stock to buy?

13F Pro's AI-powered analysis of Affinity Bancshares, Inc. (AFBI) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for AFBI are available on the AFBI stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. AFBI is classified as a small company.

Which hedge funds own AFBI?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling AFBI. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Affinity Bancshares, Inc.'s investment landscape.