What is the 13F Pro Quality Score for ABCB?

13F Pro ranks Ameris Bancorp (ABCB) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View ABCB's current score at https://13fpro.ai/company/ABCB (free sign-up required for the full ranking).

Where does 13F Pro source ABCB data?

All Ameris Bancorp fundamentals and ownership data come directly from SEC EDGAR. Ameris Bancorp files with the SEC under CIK 351569. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is ABCB in?

Ameris Bancorp (ABCB) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives ABCB's revenue?

Per Ameris Bancorp's latest 10-Q filed with the SEC on 2026-08-07, the biggest revenue drivers are: Interest income ($365.6M, +5.2% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/ABCB.

What are ABCB's largest expenses?

Ameris Bancorp's latest 10-Q reports these as the largest expense items: Litigation accrual ($82.5M, N/A); Salaries and employee benefits ($91.5M, +2.4% YoY); Interest expense ($113.1M, -2.3% YoY). Sourced directly from SEC EDGAR filing text for Q2 2026 (quarter ended June 30, 2026).

How often is ABCB research updated on 13F Pro?

ABCB's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Ameris Bancorp(ABCB)Stock Analysis

AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →

Financials →NYSEmid

Institutional-grade research for retail investors

SEC EDGAR: CIK 351569 ABCB stock profile & AI dashboard →

13F Pro Quality Score

59.8/100

Rank #907 of 2,961 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

47.9/100

Profitability

85.1/100

Balance Sheet

48.1/100

Earnings Quality

65.3/100

Free Cash Flow

91.6/100

Institutional Flow

73.5/100

Revenue Scale

54.5/100

Dilution Risk

55.7/100

Email me the moment this company reports earnings

AI Research Report

Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.

Upgrade to Pro

Pro: 5 reports/month · Pro+: unlimitedOpinion, not investment advice. Do your own research.

Why ABCB Scores 60/100

exact factor attribution · 2026-09-11

ABCB's composite is driven by profitability and free cash flow. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Profitability

+7.0 pts

85th pct

Free cash flow

+6.2 pts

92th pct

Institutional flow

+1.6 pts

74th pct

Earnings quality

+1.5 pts

65th pct

Scale

+0.9 pts

55th pct

Earnings growth

+0.7 pts

61th pct

Shareholder dilution

+0.4 pts

56th pct

Capital efficiency

-0.3 pts

48th pct

Revenue growth

-0.6 pts

48th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

ABCB Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Ameris Bancorp (ABCB), a Financials sector company. 13F Pro's AI-powered ranking engine scores ABCB at 59.8/100 on a 32-signal composite quality model, placing it at rank #907 of 2,961 stocks — the top half of the AI-ranked universe. ABCB scores in the top quartile across free cash flow (91.6), profitability (85.1). Based on the latest XBRL financial filings (Q2 2026), Ameris Bancorp reports quarterly revenue of $326.0M, net income of $51.4M, free cash flow of $70.8M. Top institutional holders of ABCB by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. ABCB trades on the NYSE exchange and files with the SEC under CIK 351569. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ABCB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Ameris Bancorp directly from SEC EDGAR. Ameris Bancorp's 13F Pro composite quality score has ranged between 35 and 60 since 2026, currently 59.8 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

What's Driving ABCB's Business? Latest 10-Q Breakdown

✓ 17/17 datapoints verified

AI-extracted from Ameris Bancorp's 10-Q filed 2026-08-07 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Net income fell 53% to $51.4M ($0.77/share) in Q2 2026 due to $82.5M litigation accrual from employment case verdict, offsetting 8.9% growth in net interest income.

Biggest Revenue Drivers

Interest income$365.6M+5.2% YoY

Growth in average earning assets and downward deposit pricing adjustments.

Biggest Revenue Drivers

Total revenue: $365.6M+5.2% YoY

Interest income$365.6M+5.2% YoY

Growth in average earning assets and downward deposit pricing adjustments.

Largest Expense Items

Litigation accrual$82.5MN/A

Accrual for jury verdict in California employment case (wrongful termination, whistleblower violations).

Salaries and employee benefits$91.5M+2.4% YoY

Increases in health insurance, annual merit increases, and share-based compensation.

Interest expense$113.1M-2.3% YoY

Lower deposit costs from decreased market rates, partially offset by higher FHLB advances.

Margins: Net interest margin improved 11 basis points to 3.88% in Q2 2026 from 3.77% in Q2 2025, driven by lower deposit costs as market rates declined, despite flat loan yields.

Watch Items from the Filing

Litigation exposure: $82.5M accrual for Patrick Byrne employment case verdict ($16.5M economic/non-economic damages plus $62.9M punitive damages); company plans to appeal but ultimate outcome uncertain.
Non-performing assets increased to 0.47% of total assets (up 3 basis points) at June 30, 2026; nonaccrual loans rose $11.5M to $120.5M.
Commercial real estate concentration: 40% of total loans ($8.9B) in CRE (excluding owner-occupied); office portfolio showing stress signals noted in provision increase.
Net charge-offs increased to 0.20% of average loans (annualized) in Q2 2026 vs. 0.14% in Q2 2025; provision for credit losses doubled to $17.3M.
Uninsured deposits of $10.34B (30.9% collateralized by municipal entities); brokered CDs increased to $1.52B, indicating active funding management.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$326.0M

Net Income

Q2 2026

$51.4M

Free Cash Flow

Q2 2026

$70.8M

ROIC

Q2 2026

6.5%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+5.7% YoY

$1.21BFY 2025

FY22 $1.09BFY23 $1.08BFY24 $1.14BFY25 $1.21B

Net Income

+14.9% YoY

$412.2MFY 2025

FY22 $346.5MFY23 $269.1MFY24 $358.7MFY25 $412.2M

EPS (Diluted)

+15.6% YoY

$6.00FY 2025

FY22 $4.99FY23 $3.89FY24 $5.19FY25 $6.00

Total Assets

+4.8% YoY

$27.52BFY 2025

FY22 $25.05BFY23 $25.20BFY24 $26.26BFY25 $27.52B

Op. Cash Flow

+153.0% YoY

$390.2MFY 2025

FY22 $1.06BFY23 $569.0MFY24 $154.2MFY25 $390.2M

Free Cash Flow

+162.7% YoY

$369.6MFY 2025

FY22 $1.05BFY23 $551.4MFY24 $140.7MFY25 $369.6M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$1.21B +5.7%	$1.14B +6.0%	$1.08B -0.7%	$1.09B +6.3%	$1.02B -5.8%	$1.08B
Net Income	$412.2M +14.9%	$358.7M +33.3%	$269.1M -22.3%	$346.5M -8.1%	$376.9M +43.9%	$262.0M
EPS (Diluted)	$6.00 +15.6%	$5.19 +33.4%	$3.89 -22.0%	$4.99 -7.6%	$5.40 +43.2%	$3.77
Total Assets	$27.52B +4.8%	$26.26B +4.2%	$25.20B +0.6%	$25.05B +5.0%	$23.86B +16.7%	$20.44B
Operating Cash Flow	$390.2M +153.0%	$154.2M -72.9%	$569.0M -46.4%	$1.06B +11524.4%	$9.1M -98.9%	$798.4M
Free Cash Flow	$369.6M +162.7%	$140.7M -74.5%	$551.4M -47.4%	$1.05B +6531.8%	$-16.3M -102.1%	$780.3M

Get alerted when ABCB's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for Ameris Bancorp including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of ABCB

BlackRock, Inc.
$881.8M9,769,532 sh
DIMENSIONAL FUND ADVISORS LP
$352.1M3,900,747 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$335.4M3,716,080 sh
STATE STREET CORP
$315.7M3,490,328 sh
Invesco Ltd.
$279.1M3,091,817 sh
WELLINGTON MANAGEMENT GROUP LLP
$261.1M2,892,605 sh
VANGUARD CAPITAL MANAGEMENT LLC
$258.8M2,867,288 sh
North Reef Capital Management LP
$246.6M2,732,243 sh
Independent Advisor Alliance
$239.0M2,647,824 sh
MORGAN STANLEY
$199.2M2,206,771 sh

Fund	Value	Shares
BlackRock, Inc.	$881.8M	9,769,532
DIMENSIONAL FUND ADVISORS LP	$352.1M	3,900,747
VANGUARD PORTFOLIO MANAGEMENT LLC	$335.4M	3,716,080
STATE STREET CORP	$315.7M	3,490,328
Invesco Ltd.	$279.1M	3,091,817
WELLINGTON MANAGEMENT GROUP LLP	$261.1M	2,892,605
VANGUARD CAPITAL MANAGEMENT LLC	$258.8M	2,867,288
North Reef Capital Management LP	$246.6M	2,732,243
Independent Advisor Alliance	$239.0M	2,647,824
MORGAN STANLEY	$199.2M	2,206,771

Companies Similar to ABCB

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

HWC

HANCOCK WHITNEY CORP

AI score

Very similar · 23 shared holders

Channing Capital Management, LLC FORT WASHINGTON INVESTMENT ADVISORS INC /OH/WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC

SBCF

SEACOAST BANKING CORP OF FLORIDA

AI score

Similar quality profile · 28 shared holders

North Reef Capital Management LP SEGALL BRYANT & HAMILL, LLC abrdn plc

OFG

OFG BANCORP

AI score

Similar quality profile · 12 shared holders

CSM Advisors, LLC Brandywine Global Investment Management, LLC MARTINGALE ASSET MANAGEMENT L P

TRMK

TRUSTMARK CORP

AI score

Similar quality profile · 12 shared holders

North Reef Capital Management LP Brandywine Global Investment Management, LLC Elo Mutual Pension Insurance Co

AMTB

Amerant Bancorp Inc.

AI score

Similar quality profile · 8 shared holders

North Reef Capital Management LP MALTESE CAPITAL MANAGEMENT LLC PEREGRINE CAPITAL MANAGEMENT LLC

UCB

UNITED COMMUNITY BANKS INC

AI score

Similar quality profile · 18 shared holders

VAUGHAN NELSON INVESTMENT MANAGEMENT, L.P.SEGALL BRYANT & HAMILL, LLC PEREGRINE CAPITAL MANAGEMENT LLC

CVBF

CVB FINANCIAL CORP

AI score

Similar quality profile · 8 shared holders

MALTESE CAPITAL MANAGEMENT LLC FJ Capital Management LLC Elo Mutual Pension Insurance Co

EFSC

ENTERPRISE FINANCIAL SERVICES CORP

AI score

Similar quality profile · 10 shared holders

JENNISON ASSOCIATES LLC CSM Advisors, LLC Phocas Financial Corp.

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

More Financials Companies

View all Financials →

AAAU

Goldman Sachs Physical Gold ETF

AAC

Ares Acquisition Corp III

AACB

Artius II Acquisition Inc.

AACI

Armada Acquisition Corp. III

AACO

Abony Acquisition Corp. I

AACP

Apogee Acquisition Corp

AAME

ATLANTIC AMERICAN CORP

AAMI

Acadian Asset Management Inc.

Put ABCB on your watchlist

Track score changes the day Ameris Bancorp files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Popular Research

AAPL

Apple

MSFT

Microsoft

NVDA

NVIDIA

GOOG

Alphabet

AMZN

Amazon

Is ABCB a good stock to buy?

13F Pro's AI-powered analysis of Ameris Bancorp (ABCB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for ABCB are available on the ABCB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. ABCB is classified as a mid company.

Which hedge funds own ABCB?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling ABCB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Ameris Bancorp's investment landscape.