Ameris Bancorp(ABCB)Stock Analysis
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Not in ranked universe
Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
ABCB Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Ameris Bancorp (ABCB), a Financials sector company. ABCB is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), Ameris Bancorp reports quarterly revenue of $314.4M, net income of $110.5M, free cash flow of $249.4M. Top institutional holders of ABCB by reported 13-F value include BlackRock,, DIMENSIONAL FUND ADVISORS, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. ABCB trades on the NYSE exchange and files with the SEC under CIK 351569. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ABCB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Ameris Bancorp directly from SEC EDGAR.
Revenue
Q1 2026
$314.4M
Net Income
Q1 2026
$110.5M
Free Cash Flow
Q1 2026
$249.4M
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Net Income
+3.5% YoYEPS (Diluted)
+4.0% YoYTotal Assets
+4.8% YoYOp. Cash Flow
-85.5% YoY| Metric | FY 2024 | FY 2022 | FY 2019 | FY 2018 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|
| Net Income | $358.7M +3.5% | $346.5M +114.6% | $161.4M +33.4% | $121.0M +67.9% | $72.1M +76.5% | $40.8M |
| EPS (Diluted) | $5.19 +4.0% | $4.99 +81.5% | $2.75 -1.8% | $2.80 +34.6% | $2.08 +63.8% | $1.27 |
| Total Assets | $26.26B +4.8% | $25.05B +37.3% | $18.24B +59.4% | $11.44B +66.0% | $6.89B +23.3% | $5.59B |
| Operating Cash Flow | $154.2M -85.5% | $1.06B +213.0% | $-940.2M -764.1% | $-108.8M -56.0% | $-69.8M -176.6% | $-25.2M |
AI Insight: ABCB Financial Trends
Equity base expanded 14% from Q2 2024 to Q1 2026 while net income climbed to a record $110M, signaling steady capital accumulation.
• Net income rose from $88M in Q1 2025 to $110M in Q1 2026, a 25% year-over-year improvement.
• Equity grew consistently from $3,567M in Q2 2024 to $4,082M in Q1 2026, up $515M over seven quarters.
• Operating cash flow surged to $257M in Q1 2026, the highest reading in the dataset, after averaging ~$104M in prior quarters.
⚠ Operating CF is volatile — swinging from $61M in Q2 2025 to $257M in Q1 2026 — making sustainability of the Q1 spike unclear.
⚠ Revenue and total debt data are absent throughout; leverage and revenue-growth trends cannot be assessed.
AI Insight: ABCB Ratio Trends
ABCB's return metrics have stabilized around ROE ~10.7% and ROIC ~13.8% after a sharp Q1 2025 dip, suggesting the weakness was transitory.
• ROE troughed at 9.2% in Q1 2025 then rebounded to 11.2% in Q2 2025, recovering above prior-year levels.
• ROIC followed a similar path: dropped to 11.8% in Q1 2025, recovered to 14.6% in Q2 2025, then settled near 13.8%–13.9% through Q1 2026.
• ROA has held a tight 1.6% range in Q3 2025 through Q1 2026, matching the TTM figure — suggesting consistent asset profitability.
⚠ Q1 2025 saw ROE fall 110bp and ROIC drop 230bp quarter-over-quarter — worth monitoring if Q1 2026 shows any similar seasonal or credit-driven softness.
⚠ ROIC peaked at 14.6% in Q2 2025 but has since trended down to 13.8% — modest compression worth tracking over coming quarters.
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Available Research
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Top Institutional Holders of ABCB
BlackRock, Inc.
$765.7M9,818,406 shDIMENSIONAL FUND ADVISORS LP
$303.9M3,896,626 shVANGUARD PORTFOLIO MANAGEMENT LLC
$288.1M3,694,069 shNorth Reef Capital Management LP
$267.0M3,423,243 shSTATE STREET CORP
$259.6M3,319,796 shVANGUARD CAPITAL MANAGEMENT LLC
$225.9M2,896,345 shWELLINGTON MANAGEMENT GROUP LLP
$225.5M2,890,940 shIndependent Advisor Alliance
$206.5M2,647,757 shInvesco Ltd.
$202.4M2,595,317 shGEODE CAPITAL MANAGEMENT, LLC
$126.2M1,617,538 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $765.7M | 9,818,406 |
| DIMENSIONAL FUND ADVISORS LP | $303.9M | 3,896,626 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $288.1M | 3,694,069 |
| North Reef Capital Management LP | $267.0M | 3,423,243 |
| STATE STREET CORP | $259.6M | 3,319,796 |
| VANGUARD CAPITAL MANAGEMENT LLC | $225.9M | 2,896,345 |
| WELLINGTON MANAGEMENT GROUP LLP | $225.5M | 2,890,940 |
| Independent Advisor Alliance | $206.5M | 2,647,757 |
| Invesco Ltd. | $202.4M | 2,595,317 |
| GEODE CAPITAL MANAGEMENT, LLC | $126.2M | 1,617,538 |
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Popular Research
Is ABCB a good stock to buy?
13F Pro's AI-powered analysis of Ameris Bancorp (ABCB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for ABCB are available on the ABCB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own ABCB?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling ABCB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Ameris Bancorp's investment landscape.