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SEC EDGAR: CIK 1442145VRSK stock profile & AI dashboard →

13F Pro Quality Score

77.3/100

Rank #87 of 2,879 stocksTOP 5%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

56.0/100

Profitability

89.2/100

Balance Sheet

93.4/100

Earnings Quality

68.2/100

Free Cash Flow

90.2/100

Institutional Flow

92.2/100

Revenue Scale

70.2/100

Dilution Risk

43.3/100

VRSK Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Verisk Analytics, Inc. (VRSK), a Technology sector company. 13F Pro's AI-powered ranking engine scores VRSK at 77.3/100 on a 32-signal composite quality model, placing it at rank #87 of 2,879 stocks — the top 5% of the AI-ranked universe. VRSK scores in the top quartile across balance sheet strength (93.4), institutional flow (92.2), free cash flow (90.2). Shareholder dilution risk is elevated at 43.3/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Verisk Analytics, Inc. reports quarterly revenue of $782.6M, net income of $234.2M, an operating margin of 45.0%. Top institutional holders of VRSK by reported 13-F value include BlackRock,, VANGUARD CAPITAL MANAGEMENT, ALLIANCEBERNSTEIN L.P., based on the most recent SEC filings. VRSK trades on the Nasdaq exchange and files with the SEC under CIK 1442145. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate VRSK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Verisk Analytics, Inc. directly from SEC EDGAR. Verisk Analytics, Inc.'s 13F Pro composite quality score has ranged between 8 and 82 since 2021, currently 77.3 — a stable long-term trajectory across 56 quarterly and live scoring snapshots.

Fun facts about Verisk Analytics, Inc.

Quirks, history, and lore behind VRSK — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. data analytics company · large-cap · listed on Nasdaq · headquartered in New Jersey.
  • 2
    The Numbers
    Annual revenue around $3 billion, with operating margins that would make a software CEO blush — because selling proprietary data is basically a license to print money.
  • 3
    The History
    Born in 1996 as a joint venture owned by the insurance industry itself — a consortium of insurers essentially built their own data utility and then took it public in 2009.
  • 4
    The Secret
    Its core business is aggregating and selling risk data to insurers, financial firms, and energy companies — the kind of switching-cost moat that makes Warren Buffett smile.
  • 5
    The Lore
    It sits on one of the largest repositories of insurance claims data in the world, and its ISO division has been quietly setting industry loss costs for decades.
  • 6
    The Giveaway
    If an insurer wants to know the catastrophe risk on virtually any U.S. property, they almost certainly call this company — ticker VRSK — first.
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What's Driving VRSK's Business? Latest 10-Q Breakdown

21/21 datapoints verified

AI-extracted from Verisk Analytics, Inc.'s 10-Q filed 2026-04-29 — Q1 2026 (quarter ended March 31, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Verisk Q1 revenue grew 3.9% YoY to $782.6M, driven by underwriting pricing increases and claims growth, while EBITDA margin expanded to 55.7%.

Biggest Revenue Drivers

Total revenue: $782.6M+3.9% YoY

Underwriting$552.1M+3.8% YoY

Annual price increases from model and content enhancements; expanded solutions sales in catastrophe, specialty, and life offerings.

Claims$230.5M+4.3% YoY

Annual price increases in anti-fraud analytics and increased casualty solutions sales.

Largest Expense Items

Cost of revenues$236.6M+2.5% YoY

Increases in salaries, employee benefits, IT and data expenses.

Depreciation and amortization of fixed assets$69.9M+3.7% YoY

Internally developed software projects completed and placed into service.

Selling, general and administrative$109.5M+0.6% YoY

Higher salaries and employee benefits, partially offset by reductions in professional consulting fees.

Margins: EBITDA margin expanded to 55.7% from 55.2% YoY, driven by revenue growth and cost discipline. Net income margin declined to 29.9% from 30.8% due to higher effective tax rate and increased net interest expense from new debt issuances.

Watch Items from the Filing

  • Debt increased to $4.5B principal amount; company issued $1B in senior notes (2031 and 2036) in February 2026 and redeemed $1.5B in mandatory redemption notes related to terminated AccuLynx acquisition.
  • Interest expense net grew 19% YoY to $43.2M due to higher debt balances and accelerated interest on special mandatory redemption, creating headwind to earnings.
  • Telematics litigation: 20+ putative class actions consolidated in MDL 3115 alleging data misuse; early stage with no reasonable estimate of liability possible.
  • AccuLynx acquisition terminated December 2026; company recognized $33.9M loss ($15M redemption premium plus $18.9M amortization); declaratory judgment action filed January 2026 with trial June 2026.
  • Active share repurchase program: $1.5B accelerated repurchase agreements executed in February 2026; $1.0B remaining authorization as of March 31, 2026.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Revenue

Q1 2026

$782.6M

Net Income

Q1 2026

$234.2M

Free Cash Flow

Q1 2026

$326.4M

Operating Margin

Q1 2026

45.0%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+14.6% YoY
$3.07BFY 2025
FY20 $2.27BFY21 $2.46BFY23 $2.68BFY25 $3.07B

Net Income

+47.8% YoY
$908.3MFY 2025
FY20 $712.7MFY21 $666.2MFY23 $614.6MFY25 $908.3M

Operating Income

+18.8% YoY
$1.34BFY 2025
FY20 $956.3MFY21 $911.4MFY23 $1.13BFY25 $1.34B

EPS (Diluted)

+55.4% YoY
$6.48FY 2025
FY20 $4.31FY21 $4.08FY23 $4.17FY25 $6.48

Total Assets

+41.9% YoY
$6.20BFY 2025
FY20 $7.56BFY21 $7.81BFY23 $4.37BFY25 $6.20B

Total Debt

+62.6% YoY
$4.74BFY 2025
FY20 $4.25BFY21 $5.27BFY23 $2.91BFY25 $4.74B

Op. Cash Flow

+35.4% YoY
$1.44BFY 2025
FY20 $1.07BFY21 $1.16BFY23 $1.06BFY25 $1.44B

AI Insight: VRSK Financial Trends

Verisk's debt surge to $6.3B in Q4 2025 drove equity deeply negative by Q1 2026, despite steady revenue growth to $783M.

Revenue grew steadily from $717M in Q2 2024 to $783M in Q1 2026, up 9.2% over eight quarters.

Operating income recovered from $314M in Q4 2025 to $352M in Q1 2026 after volatile swings.

Total debt spiked from $3.3B in Q2 2025 to $6.3B in Q4 2025, then declined to $4.5B.

Equity collapsed from $377M in Q3 2025 to negative $1.2B in Q1 2026.

Negative equity of $1.2B signals potential balance sheet stress despite debt reduction from Q4 peak.

Operating cash flow remains volatile, ranging from $220M to $445M across recent quarters.

AI Insight: VRSK Ratio Trends

ROIC volatility persists with sharp recovery to 42.6% in Q1 2026 after hitting 19.0% trough in Q4 2025.

Operating margin improved from 40.3% in Q4 2025 to 45.0% in Q1 2026, recovering from quarterly low.

ROIC rebounded dramatically from 19.0% in Q4 2025 to 42.6% in Q1 2026, highest level since Q2 2025.

ROA recovered to 20.4% in Q1 2026 from 12.7% trough in Q4 2025, signaling asset efficiency improvement.

ROIC experienced extreme volatility, dropping from 39.8% in Q2 2025 to 19.0% in Q4 2025 before latest recovery.

Debt-to-equity ratio spiked to 36.02 in Q4 2024 before normalizing, indicating potential leverage management challenges.

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Available Research

13F Pro tracks comprehensive data for Verisk Analytics, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of VRSK

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Is VRSK a good stock to buy?

13F Pro's AI-powered analysis of Verisk Analytics, Inc. (VRSK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Technology sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for VRSK are available on the VRSK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own VRSK?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling VRSK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Verisk Analytics, Inc.'s investment landscape.