Upstart Holdings, Inc.(UPST)— Stock Profile, AI Score & Financials

Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated 2026-06-30.

Upstart Holdings, Inc. (UPST) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores UPST at 61.7/100 on a 32-signal composite quality model, placing it at rank #762 of 2,960 stocks — the top half of the AI-ranked universe. UPST scores in the top quartile across revenue growth (94.3). Areas of concern include earnings quality (1.8) and free cash flow (12.1), which score below median versus the broader universe. Shareholder dilution risk is elevated at 13.7/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Upstart Holdings, Inc. reports quarterly revenue of $364.7M, net income of $16.5M, an operating margin of 4.0%. Top institutional holders of UPST by reported 13-F value include BlackRock, LINDEN ADVISORS, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. UPST trades on the Nasdaq exchange and files with the SEC under CIK 1647639. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate UPST daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Upstart Holdings, Inc. directly from SEC EDGAR.