RLI CORP(RLI)— Stock Profile, AI Score & Financials
Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
RLI CORP (RLI) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores RLI at 74.5/100 on a 32-signal composite quality model, placing it at rank #110 of 2,960 stocks — the top 5% of the AI-ranked universe. RLI scores in the top quartile across profitability (85.5), institutional flow (85.2), free cash flow (80.0). Based on the latest XBRL financial filings (Q2 2026), RLI CORP reports quarterly revenue of $575.6M, net income of $168.0M, free cash flow of $142.4M. Top institutional holders of RLI by reported 13-F value include STATE STREET, BlackRock, KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT, based on the most recent SEC filings. RLI trades on the NYSE exchange and files with the SEC under CIK 84246. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate RLI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for RLI CORP directly from SEC EDGAR.
AI Quality Score
74.5/100
AI Rank
#110
Revenue
$575.6M
Net Income
$168.0M
Free Cash Flow
$142.4M
RLI key financials by period
RLI CORP reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$1.9B
$403.3M
26.9%
FY 2024
10-K
$1.8B
$345.8M
24.1%
FY 2023
10-K
$1.5B
$304.6M
24.9%
FY 2022
10-K
$1.7B
$583.4M
42.4%
FY 2021
10-K
$1.2B
$279.4M
29.2%
FY 2020
10-K
$983.6M
$157.1M
19.3%
Institutions holding RLI
Institutional investors reporting a position in RLI CORP on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-07-24 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Net earnings rose 35% YoY to $168.0M as consolidated revenue grew 15% to $575.6M, driven mainly by $103.0M of equity market unrealized gains and 4% growth in net premiums earned.
Biggest Revenue Drivers
Net premiums earned$417.1M+4% YoY
Increased primarily due to continued growth within the casualty segment.
Net investment income$46.0M+17% YoY
Higher reinvestment rates and an increased average asset base.
Biggest Revenue Drivers
Total revenue: $575.6M+15% YoY
Net premiums earned$417.1M+4% YoY
Increased primarily due to continued growth within the casualty segment.
Within Net premiums earned
Casualty$256.9M+9% YoY
Favorable rate movement and distribution growth in commercial excess/personal umbrella and commercial transportation.
Net investment income$46.0M+17% YoY
Higher reinvestment rates and an increased average asset base.
Net realized gains$9.4M-37% YoY
Realized gains on equity securities primarily due to rebalancing within equity strategies.
Largest Expense Items
Losses and settlement expenses$189.9M+3% YoY
Loss ratio improved to 45.5 from 45.9 on higher favorable prior-year reserve development and lower catastrophe losses.
Policy acquisition costs$134.7M+7% YoY
Expense ratio rose to 40.1 from 38.6, reflecting continued workforce investments and higher acquisition-related costs.
Insurance operating expenses$32.6M+10% YoY
Reflects allocated corporate support costs amid continued investments in the workforce.
Margins: Combined ratio was 85.6 in Q2 2026 versus 84.5 a year earlier; the loss ratio improved to 45.5 from 45.9 on favorable reserve development and lower catastrophe losses, but the expense ratio rose to 40.1 from 38.6 on workforce and acquisition-cost investments.
Watch Items from the Filing
New $300M senior notes (5.375%, due 2036) issued March 2026 pushed interest expense to $4.4M from $1.35M YoY; debt is now 14% of total capital.
$250M share repurchase program authorized May 14, 2026; $12M repurchased in Q2 with $238M of capacity remaining.
Board paid a $2.00 special dividend and raised the regular quarterly dividend 12.5% to $0.18/share, extending 51 consecutive years of dividend increases.
Casualty segment underwriting income fell to $1.7M from $8.3M YoY as its combined ratio rose to 99.3 from 96.5 on lower favorable reserve development.
Favorable prior-year reserve development added $40M to pretax earnings in Q2 2026, up from $28M a year ago — a tailwind that may not persist.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
