13F Pro quality score
Rank #1,916 of 2,925
Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.
Reported revenue, net income and operating margin by fiscal year, from Pioneer Bancorp, Inc./MD's annual filings on SEC EDGAR.
| Period | Form | Revenue | Net income | Op. marginOperating margin |
|---|---|---|---|---|
| FY 2025 | 10-K | $96.3M | $20.3M | 27.5% |
| FY 2024 | 10-KT | $82.8M | $15.3M | 23.4% |
| FY 2023 | 10-KT | $79.7M | $21.9M | 34.9% |
| FY 2022 | 10-K | $56.5M | $10.3M | 23.6% |
| FY 2021 | 10-K | $12.8M | $1.1M | 20.8% |
| FY 2020 | 10-K/A | $64.5M | $5.2M | 9.3% |
Ranked by quality-factor profile and overlapping institutional ownership, from the latest 13F filings and SEC financials.
Officers, directors and 10% owners with a Form 4 filed in the last 24 months, most recent first. From SEC EDGAR.
Pioneer Bancorp, Inc./MD (PBFS) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores PBFS at 44.6/100 on a composite quality score built from its SEC filings, placing it at rank #1,916 of 2,925 stocks — the bottom half of the AI-ranked universe. PBFS scores in the top quartile across free cash flow (77.2). Areas of concern include revenue scale (16.5) and institutional flow (18.6), which score below median versus the broader universe. Shareholder dilution risk is elevated at 18.3/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q4 2026), Pioneer Bancorp, Inc./MD reports quarterly revenue of $28.3M, net income of $3.5M, an operating margin of 16.9%. Top institutional holders of PBFS by reported 13-F value include M3F, BlackRock, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. PBFS trades on the Nasdaq exchange and files with the SEC under CIK 1769663. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate PBFS daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Pioneer Bancorp, Inc./MD directly from SEC EDGAR.
Financials through the period ended SEC EDGAR: CIK 1769663 →