Kearny Financial Corp.(KRNY)Stock Analysis
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Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
KRNY Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Kearny Financial Corp. (KRNY), a Financials sector company. KRNY is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q3 2026), Kearny Financial Corp. reports quarterly revenue of $45.3M, net income of $10.1M, an operating margin of 27.9%. Top institutional holders of KRNY by reported 13-F value include BlackRock,, DIMENSIONAL FUND ADVISORS, RENAISSANCE TECHNOLOGIES, based on the most recent SEC filings. KRNY trades on the Nasdaq exchange and files with the SEC under CIK 1617242. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate KRNY daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Kearny Financial Corp. directly from SEC EDGAR. Kearny Financial Corp.'s 13F Pro composite quality score has ranged between 29 and 66 since 2022, currently 63.2 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.
Revenue
Q3 2026
$45.3M
Net Income
Q3 2026
$10.1M
Free Cash Flow
Q3 2026
$7.9M
Operating Margin
Q3 2026
27.9%
ROIC
Q3 2026
0.7%
D/E Ratio
Q3 2026
1.39
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
Net Income
+130.1% YoYEPS (Diluted)
+130.2% YoYTotal Assets
+0.7% YoYTotal Debt
-26.5% YoYOp. Cash Flow
-43.7% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | $2.6M +25.8% | $2.1M | — |
| Net Income | $26.1M +130.1% | $-86.7M -312.4% | $40.8M -39.6% | $67.5M +50.2% | $45.0M +6.7% | $42.1M |
| EPS (Diluted) | $0.42 +130.2% | $-1.39 -320.6% | $0.63 -33.7% | $0.95 +72.7% | $0.55 +19.6% | $0.46 |
| Total Assets | $7.74B +0.7% | $7.68B -4.7% | $8.06B +4.5% | $7.72B +14.2% | $6.76B +1.9% | $6.63B |
| Total Debt | $1.26B -26.5% | $1.71B +13.5% | $1.51B +67.2% | $901.3M -23.2% | $1.17B -11.3% | $1.32B |
| Operating Cash Flow | $24.8M -43.7% | $44.0M -36.8% | $69.5M -14.5% | $81.3M +320.7% | $19.3M -50.5% | $39.0M |
AI Insight: KRNY Financial Trends
KRNY recovered from Q2 2024's $90M loss to consistent $7-10M quarterly profits while reducing debt by $650M over two years.
• Net income recovered from -$90M loss in Q2 2024 to steady $7-10M quarterly profits since Q3 2024.
• Total debt declined from $1,710M in Q2 2024 to $1,060M in Q1 2026, a $650M reduction.
• Equity remained stable around $750M throughout the period despite the initial large loss.
⚠ Operating cash flow remains volatile, swinging from $17M in Q1 2025 to $2M in Q3 2025.
AI Insight: KRNY Ratio Trends
KRNY's profitability has steadily recovered from Q2 2024 losses, with ROE improving from -47.8% to 5.3% and leverage declining consistently.
• ROE recovered dramatically from -47.8% in Q2 2024 to 5.3% in Q1 2026.
• ROIC expanded from 1.3% in Q3 2024 to 2.8% in Q1 2026.
• Debt-to-equity ratio declined steadily from 2.27 in Q2 2024 to 1.39 in Q1 2026.
⚠ ROA remains low at 0.5% despite recent improvements from negative territory.
⚠ Profitability metrics remain below typical banking sector benchmarks despite recovery trend.
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Available Research
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Top Institutional Holders of KRNY
BlackRock, Inc.
$60.2M7,971,587 shDIMENSIONAL FUND ADVISORS LP
$24.0M3,182,787 shRENAISSANCE TECHNOLOGIES LLC
$19.9M2,632,416 shVANGUARD CAPITAL MANAGEMENT LLC
$18.4M2,441,072 shADAGE CAPITAL PARTNERS GP, L.L.C.
$16.4M2,175,997 shAQR CAPITAL MANAGEMENT LLC
$15.0M1,990,962 shSTATE STREET CORP
$14.1M1,868,591 shTWO SIGMA INVESTMENTS, LP
$12.3M1,625,685 shGEODE CAPITAL MANAGEMENT, LLC
$11.2M1,476,901 shARROWSTREET CAPITAL, LIMITED PARTNERSHIP
$10.9M1,437,222 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $60.2M | 7,971,587 |
| DIMENSIONAL FUND ADVISORS LP | $24.0M | 3,182,787 |
| RENAISSANCE TECHNOLOGIES LLC | $19.9M | 2,632,416 |
| VANGUARD CAPITAL MANAGEMENT LLC | $18.4M | 2,441,072 |
| ADAGE CAPITAL PARTNERS GP, L.L.C. | $16.4M | 2,175,997 |
| AQR CAPITAL MANAGEMENT LLC | $15.0M | 1,990,962 |
| STATE STREET CORP | $14.1M | 1,868,591 |
| TWO SIGMA INVESTMENTS, LP | $12.3M | 1,625,685 |
| GEODE CAPITAL MANAGEMENT, LLC | $11.2M | 1,476,901 |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $10.9M | 1,437,222 |
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Popular Research
Is KRNY a good stock to buy?
13F Pro's AI-powered analysis of Kearny Financial Corp. (KRNY) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for KRNY are available on the KRNY stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own KRNY?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling KRNY. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Kearny Financial Corp.'s investment landscape.