Fidelity National Financial, Inc.(FNF)— Stock Profile, AI Score & Financials
Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
Fidelity National Financial, Inc. (FNF) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores FNF at 58.1/100 on a 32-signal composite quality model, placing it at rank #1,043 of 2,961 stocks — the top half of the AI-ranked universe. FNF scores in the top quartile across earnings quality (96.7), revenue scale (90.3), free cash flow (88.8). Areas of concern include balance sheet strength (39.0), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Fidelity National Financial, Inc. reports quarterly revenue of $4.1B, net income of $288.0M. Top institutional holders of FNF by reported 13-F value include BlackRock, WINDACRE PARTNERSHIP, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. FNF trades on the NYSE exchange and files with the SEC under CIK 1331875. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FNF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Fidelity National Financial, Inc. directly from SEC EDGAR.
AI Quality Score
58.1/100
AI Rank
#1,043
Revenue
$4.1B
Net Income
$288.0M
FNF key financials by period
Fidelity National Financial, Inc. reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$14.4B
$602.0M
9.7%
FY 2024
10-K
$13.7B
$1.3B
12.7%
FY 2023
10-K
$11.8B
$517.0M
5.9%
FY 2022
10-K
$11.6B
$1.3B
15.0%
FY 2021
10-K
$15.7B
$2.8B
22.7%
FY 2020
10-K
$10.8B
$1.4B
16.6%
Institutions holding FNF
Institutional investors reporting a position in Fidelity National Financial, Inc. on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-08-06 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Title insurance premiums grew 18% YoY to $1.73B on higher order volumes and fee-per-file, while F&G swung to a $94M pretax loss (from $57M income) on unfavorable derivative and reserve movements.
Biggest Revenue Drivers
Escrow fees$273M+12% YoY
Increase attributable to increased closed order volume.
Other title-related fees and income$192M+6% YoY
Biggest Revenue Drivers
Total revenue: $604M+10% YoY
Escrow fees$273M+12% YoY
Increase attributable to increased closed order volume.
Other title-related fees and income$192M+6% YoY
ServiceLink (excl. title premiums, escrow, subservicing)$105M+18% YoY
Primarily real estate appraisal services and foreclosure processing and facilitation services.
Real estate technology$34M0% YoY
Subscription fees for software provided to real estate professionals.
Largest Expense Items
Benefits and other changes in policy reserves$1,149M+16% YoY
Higher index credits and interest credited on indexed annuities from market movement and growth in PRT agreements.
Personnel costs$965M+11% YoY
Increased health insurance claims, inflationary salary increases, and higher variable costs from revenue growth.
Agent commissions$749M+15% YoY
Portion of premiums retained by third-party agents, rising with agency title premium volume.
Other operating expenses$460M+11% YoY
Margins: Title segment personnel costs fell to 56% of direct/escrow revenue (from 60%) on higher order volumes and fee-per-file, while F&G's pretax margin turned negative as unfavorable market-related liability movements outweighed premium and fee growth.
Watch Items from the Filing
F&G segment reported a $94M pretax loss in Q2 FY2026 versus $57M pretax income a year earlier, driven by $246M of unfavorable indexed annuity/IUL market-related liability movements.
Reinsurance recoverable of $20.9B is concentrated with Aspida ($8.4B) and Somerset ($6.2B), roughly 70% of the total; default by either reinsurer could materially affect F&G's financial position.
A Delaware court let breach-of-fiduciary-duty and unjust enrichment claims over 2022-2024 non-employee director compensation proceed against FNF's Compensation Committee and directors.
Title segment closed order volume rose 11% YoY to 273,000 in Q2 FY2026, aided by higher housing inventory and modestly lower mortgage rates.
Effective tax rate fell to 19% from 26% YoY, mainly from a deferred tax adjustment tied to F&G's outside basis difference and a reduced valuation allowance.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
