Fee-Only Financial Planning, L.C.

Portfolio Overview

Fee-Only Financial Planning, L.C. disclosed 45 positions worth $186.6M in its Form 13F-HR for Q2 2026. During the quarter the fund opened 5 new positions and exited 3. The portfolio is most concentrated in Other (93.8% of disclosed assets). All figures are sourced directly from Fee-Only Financial Planning, L.C.’s Form 13F-HR filing with the SEC under CIK 1954044.

• VANGUARD INDEX FDS - GROWTH ETF

  —

  Quality

  $54.2M629,499 sh

• VANGUARD INDEX FDS - VALUE ETF

  —

  Quality

  $35.0M160,709 sh

• VANGUARD INDEX FDS - MID CAP ETF

  —

  Quality

  $16.1M200,192 sh

• VANGUARD INDEX FDS - SMALL CP ETF

  —

  Quality

  $13.0M42,733 sh

• VANGUARD INDEX FDS - SM CP VAL ETF

  —

  Quality

  $12.6M51,858 sh

• VANGUARD INDEX FDS - SML CP GRW ETF

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  Quality

  $10.8M29,523 sh

• VANGUARD INTL EQUITY INDEX F - ALLWRLD EX US

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  Quality

  $8.3M99,219 sh

• VANGUARD INDEX FDS - S&P 500 ETF SHS

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  Quality

  $4.7M6,908 sh

• VANGUARD INDEX FDS - MCAP VL IDXVIP

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  Quality

  $4.5M22,542 sh

• VANGUARD INDEX FDS - TOTAL STK MKT

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  Quality

  $3.3M8,920 sh

Showing top 10 of 45 holdings.

Full Holdings — Fee-Only Financial Planning, L.C. (Q2 2026)

All 45 disclosed positions from the latest Form 13F-HR, with quarter-over-quarter share changes and 13F Pro quality scores. Sourced from SEC EDGAR.

#	Ticker	Company	Value	Weight	QoQ	Quality
1	—	VANGUARD INDEX FDS - GROWTH ETF	$54.2M	29.1%	+493%	—
2	—	VANGUARD INDEX FDS - VALUE ETF	$35.0M	18.8%	-2%	—
3	—	VANGUARD INDEX FDS - MID CAP ETF	$16.1M	8.6%	+297%	—
4	—	VANGUARD INDEX FDS - SMALL CP ETF	$13.0M	6.9%	-1%	—
5	—	VANGUARD INDEX FDS - SM CP VAL ETF	$12.6M	6.8%	-1%	—
6	—	VANGUARD INDEX FDS - SML CP GRW ETF	$10.8M	5.8%	-1%	—
7	—	VANGUARD INTL EQUITY INDEX F - ALLWRLD EX US	$8.3M	4.5%	-1%	—
8	—	VANGUARD INDEX FDS - S&P 500 ETF SHS	$4.7M	2.5%	+0%	—
9	—	VANGUARD INDEX FDS - MCAP VL IDXVIP	$4.5M	2.4%	+0%	—
10	—	VANGUARD INDEX FDS - TOTAL STK MKT	$3.3M	1.8%	-0%	—
11	—	VANGUARD INDEX FDS - EXTEND MKT ETF	$2.6M	1.4%	+0%	—
12	—	VANGUARD INDEX FDS - MCAP GR IDXVIP	$2.2M	1.2%	+0%	—
13	$BAC	BANK OF AMERICA CORP /DE/	$2.0M	1.1%	+0%	67.6
14	—	VANGUARD WORLD FD - MEGA GRWTH IND	$1.8M	1.0%	+400%	—
15	$PM	Philip Morris International Inc.	$1.4M	0.7%	+0%	75.9
16	—	VANGUARD TAX-MANAGED FDS - VAN FTSE DEV MKT	$1.3M	0.7%	-6%	—
17	—	VANGUARD INDEX FDS - LARGE CAP ETF	$980,091	0.5%	-3%	—
18	—	VANGUARD WORLD FD - ENERGY ETF	$960,832	0.5%	-9%	—
19	$AAPL	Apple Inc.	$803,553	0.4%	-4%	76.4
20	$MO	ALTRIA GROUP, INC.	$741,301	0.4%	+0%	67.4
21	$TFC	TRUIST FINANCIAL CORP	$710,832	0.4%	+6%	76.4
22	$XOM.R34088	EXXON MOBIL CORP	$707,116	0.4%	-2%	57.9
23	$AEP	AMERICAN ELECTRIC POWER CO INC	$638,766	0.3%	-2%	66.8
24	$GE	GENERAL ELECTRIC CO	$565,080	0.3%	-3%	73.8
25	$SO	SOUTHERN CO	$528,083	0.3%	-6%	62
26	$T	AT&T INC.	$525,304	0.3%	+0%	65.7
27	$GEV	GE Vernova Inc.	$486,392	0.3%	-5%	81.1
28	—	VANGUARD INTL EQUITY INDEX F - FTSE EMR MKT ETF	$456,032	0.2%	+0%	—
29	$MSFT	MICROSOFT CORP	$439,460	0.2%	+0%	79.8
30	$MDLZ	Mondelez International, Inc.	$343,627	0.2%	+0%	56.4
31	—	FIRST TR EXCHANGE TRADED FD - RISNG DIVD ACHIV	$335,183	0.2%	+0%	—
32	$AZO	AUTOZONE INC	$319,594	0.2%	+0%	66.2
33	$D	DOMINION ENERGY, INC	$292,626	0.2%	-2%	69.9
34	—	ISHARES TR - S&P MC 400GR ETF	$289,050	0.1%	-4%	—
35	$ADBE	ADOBE INC.	$288,053	0.1%	+0%	77.6
36	—	ISHARES TR - EAFE SML CP ETF	$275,605	0.1%	+0%	—
37	$JNJ	JOHNSON & JOHNSON	$266,669	0.1%	+0%	69
38	$WBD	Warner Bros. Discovery, Inc.	$265,134	0.1%	+0%	41.4
39	—	FIDELITY COVINGTON TRUST - MSCI ENERGY IDX	$264,266	0.1%	-4%	—
40	—	ISHARES TR - S&P SML 600 GWT	$235,752	0.1%	NEW	—
41	$QQQ	INVESCO QQQ TRUST, SERIES 1	$231,819	0.1%	NEW	—
42	—	VANGUARD STAR FDS - VG TL INTL STK F	$224,924	0.1%	+0%	—
43	—	ISHARES TR - SP SMCP600VL ETF	$218,688	0.1%	NEW	—
44	—	ISHARES TR - S&P MC 400VL ETF	$212,731	0.1%	NEW	—
45	$NSC	NORFOLK SOUTHERN CORP	$202,911	0.1%	NEW	63.2