Bull Oak Capital, LLC

Portfolio Overview

Bull Oak Capital, LLC disclosed 40 positions worth $300.2M in its Form 13F-HR for Q2 2026. During the quarter the fund opened 4 new positions and exited 2 — including a new stake in $GOOG and a full exit from $INTU. The portfolio is most concentrated in Other (82.0% of disclosed assets). All figures are sourced directly from Bull Oak Capital, LLC’s Form 13F-HR filing with the SEC under CIK 1824263.

• ISHARES TR - CORE S&P500 ETF

  —

  Quality

  $108.3M144,614 sh

• ISHARES TR - CORE MSCI EAFE

  —

  Quality

  $38.9M403,026 sh
• 

  Invesco Ltd.

  $IVZ

  —

  Quality

  $30.5M189,004 sh

• ISHARES TR - TRUST ISHARE 0-1

  —

  Quality

  $27.8M251,810 sh

• AMERICAN CENTY ETF TR - US EQT ETF

  —

  Quality

  $13.0M101,602 sh

• ISHARES TR - 0-3 MTH TREASURY

  —

  Quality

  $10.5M104,497 sh

• SPDR SERIES TRUST - ST STR P500ETF

  —

  Quality

  $10.2M115,774 sh

• AMERICAN CENTY ETF TR - INTL SMCP VLU

  —

  Quality

  $7.9M76,925 sh

• AMERICAN CENTY ETF TR - US SML CP VALU

  —

  Quality

  $7.7M62,014 sh
• 

  ISHARES GOLD TRUST

  $IAU

  —

  Quality

  $7.4M97,670 sh

Company	Quality	Value	Shares
ISHARES TR - CORE S&P500 ETF	—	$108.3M	144,614
ISHARES TR - CORE MSCI EAFE	—	$38.9M	403,026
Invesco Ltd.$IVZ	—	$30.5M	189,004
ISHARES TR - TRUST ISHARE 0-1	—	$27.8M	251,810
AMERICAN CENTY ETF TR - US EQT ETF	—	$13.0M	101,602
ISHARES TR - 0-3 MTH TREASURY	—	$10.5M	104,497
SPDR SERIES TRUST - ST STR P500ETF	—	$10.2M	115,774
AMERICAN CENTY ETF TR - INTL SMCP VLU	—	$7.9M	76,925
AMERICAN CENTY ETF TR - US SML CP VALU	—	$7.7M	62,014
ISHARES GOLD TRUST$IAU	—	$7.4M	97,670

Showing top 10 of 40 holdings.

Full Holdings — Bull Oak Capital, LLC (Q2 2026)

All 40 disclosed positions from the latest Form 13F-HR, with quarter-over-quarter share changes and 13F Pro quality scores. Sourced from SEC EDGAR.

#	Ticker	Company	Value	Weight	QoQ	Quality
1	—	ISHARES TR - CORE S&P500 ETF	$108.3M	36.1%	+21%	—
2	—	ISHARES TR - CORE MSCI EAFE	$38.9M	13.0%	+6%	—
3	$IVZ	Invesco Ltd.	$30.5M	10.2%	+8%	—
4	—	ISHARES TR - TRUST ISHARE 0-1	$27.8M	9.3%	-1%	—
5	—	AMERICAN CENTY ETF TR - US EQT ETF	$13.0M	4.3%	-1%	—
6	—	ISHARES TR - 0-3 MTH TREASURY	$10.5M	3.5%	-9%	—
7	—	SPDR SERIES TRUST - ST STR P500ETF	$10.2M	3.4%	-1%	—
8	—	AMERICAN CENTY ETF TR - INTL SMCP VLU	$7.9M	2.6%	+1%	—
9	—	AMERICAN CENTY ETF TR - US SML CP VALU	$7.7M	2.6%	+72%	—
10	$IAU	ISHARES GOLD TRUST	$7.4M	2.5%	-2%	—
11	$META	Meta Platforms, Inc.	$6.4M	2.1%	+3%	79.6
12	—	SPDR SERIES TRUST - ST STR AGGRE ETF	$4.3M	1.4%	+4%	—
13	—	ISHARES TR - US TREAS BD ETF	$4.2M	1.4%	+4%	—
14	$IBIT	iShares Bitcoin Trust ETF	$3.4M	1.1%	+26%	—
15	—	VANGUARD INDEX FDS - MID CAP ETF	$2.8M	0.9%	+268%	—
16	—	VANGUARD INDEX FDS - TOTAL STK MKT	$2.5M	0.8%	-86%	—
17	—	SCHWAB STRATEGIC TR - US LRG CAP ETF	$2.5M	0.8%	-0%	—
18	—	VANGUARD INDEX FDS - GROWTH ETF	$1.5M	0.5%	+500%	—
19	—	VANGUARD INDEX FDS - VALUE ETF	$1.2M	0.4%	+0%	—
20	$AAPL	Apple Inc.	$950,109	0.3%	+171%	76.4
21	$QCOM	QUALCOMM INC/DE	$834,881	0.3%	+0%	70.5
22	$SPY	SPDR S&P 500 ETF TRUST	$761,670	0.3%	-0%	—
23	$PG	PROCTER & GAMBLE Co	$703,513	0.2%	-1%	64.6
24	$MSFT	MICROSOFT CORP	$661,641	0.2%	+22%	79.8
25	$WFC	WELLS FARGO & COMPANY/MN	$608,148	0.2%	-1%	61.8
26	$XOM.R34088	EXXON MOBIL CORP	$476,059	0.2%	+0%	57.9
27	—	DIMENSIONAL ETF TRUST - US MKTWIDE VALUE	$432,599	0.1%	+34%	—
28	$QQQ	INVESCO QQQ TRUST, SERIES 1	$385,137	0.1%	+27%	—
29	$GOOG	Alphabet Inc.	$371,083	0.1%	NEW	78.2
30	$SRE	SEMPRA	$368,800	0.1%	+0%	41.9
31	$TRV	TRAVELERS COMPANIES, INC.	$355,869	0.1%	+0%	75.9
32	$NVDA	NVIDIA CORP	$329,212	0.1%	+14%	85.9
33	—	VANGUARD INDEX FDS - S&P 500 ETF SHS	$295,982	0.1%	+1%	—
34	$OKLO	Oklo Inc.	$261,650	0.1%	+0%	—
35	—	VANGUARD WORLD FD - INF TECH ETF	$261,032	0.1%	NEW	—
36	—	DIMENSIONAL ETF TRUST - US EQUI MARK ETF	$252,293	0.1%	+0%	—
37	$PEP	PEPSICO INC	$235,461	0.1%	+0%	63.4
38	—	SCHWAB STRATEGIC TR - US DIVIDEND EQ	$227,466	0.1%	+3%	—
39	$JPM	JPMORGAN CHASE & CO	$207,200	0.1%	NEW	70.7
40	—	VANGUARD INDEX FDS - SM CP VAL ETF	$204,355	0.1%	NEW	—