Bull Oak Capital, LLC
Sector Allocation
- Other81.9%$250.8M
- Financials14.2%$43.6M
- Technology3.3%$10.0M
- Consumer Staples0.3%$917,355
- Energy0.2%$566,696
- Utilities0.1%$310,125
AUM History
13fpro.ai/research/fund/bull-oak-capital-llc-1824263
Conviction and streaks
Stable · top 10 = 87.2%From the fund's last 12 quarters of 13F filings: positions held longest at size, and names it added to or trimmed several quarters running.
Largest positions — Q3 2026
- ISHARES$114.4M
- ISHARES$39.8M
IVZ
$29.9M- ISHARES$27.8M
- AMERICAN$12.9M
- SPDR$10.2M
- AMERICAN$8.6M
- ISHARES$8.0M
IAU
$7.8M- AMERICAN$7.5M
META
$6.2MIBIT
$4.7M- ISHARES$4.0M
- SPDR$4.0M
- SCHWAB$2.5M
- VANGUARD$2.4M
- VANGUARD$2.3M
- VANGUARD$1.6M
- VANGUARD$1.2M
AAPL
$1.1M
Top 20 stock positions. Options are left out: 13F reports them at the underlying's value.
13fpro.ai/research/fund/bull-oak-capital-llc-1824263
Bull Oak Capital, LLC 13F holdings — Q3 2026
$306.2M portfolio (+2.0% QoQ) · 39 holdings · Q3 2026 13F · top 10 are 87% of the stock portfolio
- 1
ISHARES TR - CORE S&P500 ETF
$114.4M
37.4% of stocks
+3%This quarter—Since filed—HeldAIQuality—Est. buy— - 2
ISHARES TR - CORE MSCI EAFE
$39.8M
13.0% of stocks
+2%This quarter—Since filed—HeldAIQuality—Est. buy— $29.9M
9.8% of stocks
+4%This quarter+1.7%Since filed6 qtrsHeld- 4
ISHARES TR - TRUST ISHARE 0-1
$27.8M
9.1% of stocks
+0.2%This quarter—Since filed—HeldAIQuality—Est. buy— - 5
AMERICAN CENTY ETF TR - US EQT ETF
$12.9M
4.2% of stocks
-0.5%This quarter—Since filed—HeldAIQuality—Est. buy— - 6
SPDR SERIES TRUST - ST STR P500ETF
$10.2M
3.3% of stocks
-2%This quarter—Since filed—HeldAIQuality—Est. buy— - 7
AMERICAN CENTY ETF TR - INTL SMCP VLU
$8.6M
2.8% of stocks
+2%This quarter—Since filed—HeldAIQuality—Est. buy— - 8
ISHARES TR - 0-3 MTH TREASURY
$8.0M
2.6% of stocks
-24%This quarter—Since filed—HeldAIQuality—Est. buy— $7.8M
2.5% of stocks
+2%This quarter+0.4%Since filed6 qtrsHeld- 10
AMERICAN CENTY ETF TR - US SML CP VALU
$7.5M
2.5% of stocks
+3%This quarter—Since filed—HeldAIQuality—Est. buy—
| # | Company | Value | Weight | This quarter | Since filed | Held | AI quality | Est. buy | |
|---|---|---|---|---|---|---|---|---|---|
| 1 | ISHARES TR - CORE S&P500 ETF | $114.4M | 37.4% | +3% | — | — | — | — | |
| 2 | ISHARES TR - CORE MSCI EAFE | $39.8M | 13.0% | +2% | — | — | — | — | |
| 3 | $29.9M | 9.8% | +4% | +1.7% | 6 qtrsAdded 6 qtrs in a row | — | Estimated buy price is Pro: unlock with a free trial | ||
| 4 | ISHARES TR - TRUST ISHARE 0-1 | $27.8M | 9.1% | +0.2% | — | — | — | — | |
| 5 | AMERICAN CENTY ETF TR - US EQT ETF | $12.9M | 4.2% | -0.5% | — | — | — | — | |
| 6 | SPDR SERIES TRUST - ST STR P500ETF | $10.2M | 3.3% | -2% | — | — | — | — | |
| 7 | AMERICAN CENTY ETF TR - INTL SMCP VLU | $8.6M | 2.8% | +2% | — | — | — | — | |
| 8 | ISHARES TR - 0-3 MTH TREASURY | $8.0M | 2.6% | -24% | — | — | — | — | |
| 9 | $7.8M | 2.5% | +2% | +0.4% | 6 qtrs | — | Estimated buy price is Pro: unlock with a free trial | ||
| 10 | AMERICAN CENTY ETF TR - US SML CP VALU | $7.5M | 2.5% | +3% | — | — | — | — |
All holdings — Bull Oak Capital, LLC (Q3 2026)
39 disclosed positions from the Form 13F-HR on SEC EDGAR, with quarter-over-quarter share changes. Largest by value first; the ten above are not repeated.
| # | Company | Held | Source | |||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 11 | Meta Platforms, Inc.note | Technology | $6.2M | 2.0% | 81K | -0.6% | 8+ qtrs | 78.0 | 13F | |
| 12 | iShares Bitcoin Trust ETFetf/fund | Financials | $4.7M | 1.6% | 100K | -0.6% | 8+ qtrs | — | 13F | |
| 13 | — | ISHARES TR - US TREAS BD ETFetf/fund | — | $4.0M | 1.3% | 185K | -0.2% | — | — | 13F |
| 14 | — | SPDR SERIES TRUST - ST STR AGGRE ETFetf/fund | — | $4.0M | 1.3% | 164K | -2% | — | — | 13F |
| 15 | — | SCHWAB STRATEGIC TR - US LRG CAP ETFetf/fund | — | $2.5M | 0.8% | 83K | -2% | — | — | 13F |
| 16 | — | VANGUARD INDEX FDS - MRNGSTR TTL STKetf/fund | — | $2.4M | 0.8% | 6,528 | -3% | — | — | 13F |
| 17 | — | VANGUARD INDEX FDS - MRNGSTR MID CAPetf/fund | — | $2.3M | 0.8% | 29K | -15% | — | — | 13F |
| 18 | — | VANGUARD INDEX FDS - MRNGSTR GRWT ETFetf/fund | — | $1.6M | 0.5% | 18K | — | — | — | 13F |
| 19 | — | VANGUARD INDEX FDS - MRNGSTR VAL ETFetf/fund | — | $1.2M | 0.4% | 5,606 | — | — | — | 13F |
| 20 | Apple Inc. | Technology | $1.1M | 0.4% | 3,285 | +0.1% | 7 qtrs | 75.7 | 13F | |
| 21 | — | VANGUARD INDEX FDS - S&P 500 ETF SHSetf/fund | — | $1.0M | 0.3% | 1,448 | +236% | — | — | 13F |
| 22 | MICROSOFT CORP | Technology | $910K | 0.3% | 1,774 | — | 8+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 23 | QUALCOMM INC/DE | Technology | $831K | 0.3% | 4,518 | — | 4 qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 24 | SPDR S&P 500 ETF TRUSTetf/fund | — | $778K | 0.3% | 1,020 | — | 8+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 25 | PROCTER & GAMBLE Co | Consumer Staples | $697K | 0.2% | 4,798 | — | 4 qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 26 | $WFC | WELLS FARGO & COMPANY/MN | Financials | $589K | 0.2% | 7,359 | — | |||
| 27 | $XOM.R34088 | EXXON MOBIL CORP | Energy | $567K | 0.2% | 3,482 | — | |||
| 28 | — | DIMENSIONAL ETF TRUST - US MKTWIDE VALUE | — | $433K | 0.1% | 7,864 | — | |||
| 29 | $QQQ | INVESCO QQQ TRUST, SERIES 1 | — | $387K | 0.1% | 523 | — | |||
| 30 | $TRV | TRAVELERS COMPANIES, INC. | Financials | $384K | 0.1% | 1,078 | — | |||
| 31 | $NVDA | NVIDIA CORP | Technology | $376K | 0.1% | 1,645 | — | |||
| 32 | $GOOGL | Alphabet Inc. | Technology | $357K | 0.1% | 1,038 | — | |||
| 33 | $SRE | SEMPRA | Utilities | $310K | 0.1% | 3,978 | — | |||
| 34 | — | VANGUARD WORLD FD - INF TECH ETF | — | $274K | 0.1% | 2,184 | — | |||
| 35 | — | DIMENSIONAL ETF TRUST - US EQUI MARK ETF | — | $256K | 0.1% | 3,079 | — | |||
| 36 | — | SCHWAB STRATEGIC TR - US DIVIDEND EQ | — | $233K | 0.1% | 7,173 | — | |||
| 37 | $ADBE | ADOBE INC. | Technology | $228K | 0.1% | 952 | New | |||
| 38 | $PEP | PEPSICO INC | Consumer Staples | $220K | 0.1% | 1,739 | — | |||
| 39 | $JPM | JPMORGAN CHASE & CO | Financials | $209K | 0.1% | 633 | — |
What changed in Q3 2026
Against the previous quarter's 13F: 1 new, 9 added to, 10 trimmed, 2 sold out. Share-count changes; largest moves by dollar size first.
New positions (1)
$ADBEADOBE INC.$228K
first bought this quarter
Added to (9)
- ISHARES TR - CORE S&P500 ETF+3%
now $114.4M
now $29.9M · held 6 qtrs, 6 adds in a row
- ISHARES TR - CORE MSCI EAFE+2%
now $39.8M
- VANGUARD INDEX FDS - S&P 500 ETF SHS+236%
now $1.0M
- AMERICAN CENTY ETF TR - US SML CP VALU+3%
now $7.5M
now $7.8M · held 6 qtrs
+3 more in the Excel export
Trimmed (10)
- ISHARES TR - 0-3 MTH TREASURY-24%
now $8.0M
- VANGUARD INDEX FDS - MRNGSTR MID CAP-15%
now $2.3M
- SPDR SERIES TRUST - ST STR P500ETF-2%
now $10.2M
- SPDR SERIES TRUST - ST STR AGGRE ETF-2%
now $4.0M
- VANGUARD INDEX FDS - MRNGSTR TTL STK-3%
now $2.4M
- AMERICAN CENTY ETF TR - US EQT ETF-0.5%
now $12.9M
+4 more in the Excel export
Sold out (2)
$OKLOOklo Inc.was $262K
held 2 qtrs
- VANGUARD INDEX FDS - SM CP VAL ETFwas $204K
Holdings by quarter
Every 13F Bull Oak Capital, LLC has filed, 19 earlier quarters. Pick one to see what it held then.
Is it too late to follow Bull Oak Capital?
Q3 2026 13F filed with the SEC on Oct 23, 2026. Prices are closing prices as of Oct 26, 2026.
Average quality of Bull Oak Capital's top 20 holdings: 74/100 (our AI quality score, weighted by position size; 14 of the 20 are scored)
Top 10 since filing
+0.7%
Value-weighted move of the 10 largest stock positions
Turnover
1%
Last quarter; 9% over the last 4
Top 10 weight
87%
Share of the stock portfolio in its 10 largest positions
Held 4+ quarters
96%
Share of portfolio value in positions held a year or more
Highest-quality names it owns(among its 100 largest positions)
The 8 highest-scoring companies in this portfolio are a Pro feature.
How these are measured
- Moves since the quarter-end and since the filing date use our own daily closing prices, from the close on (or just before) each date to the latest close.
- Turnover is the lesser of shares bought or sold in a quarter, valued at the quarter-end prices in the 13F, divided by the average of the two quarters' stock portfolio values.
- Quarters held and add/trim streaks count back only through quarters whose filed holdings add up to the filing's own cover-page total (back to Q4 2024 for this fund). A change counts as an add or a trim when the split-adjusted share count moves by more than 1%.
- Estimate, not the fund's reported cost. For each quarter in the current holding period in which the fund's share count rose (split-adjusted), we take that quarter's average daily close and weight it by the shares added; sales do not change an average cost. Quarters where the stock's price history and the 13F's own implied price disagree by more than 2x are left out.
- Put and call option rows report the value of the underlying shares, not a position the fund paid for, so they are left out of all of the above.
Portfolio Overview
Bull Oak Capital, LLC disclosed 39 positions worth $306.2M in its Form 13F-HR for Q3 2026. During the quarter the fund opened 1 new position and exited 2 — including a new stake in $ADBE and a full exit from $OKLO. The portfolio is most concentrated in Other (81.9% of disclosed assets). All figures are sourced directly from Bull Oak Capital, LLC’s Form 13F-HR filing with the SEC under CIK 1824263.
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AI-Powered Hedge Fund Analysis: Bull Oak Capital, LLC
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Every holding in Bull Oak Capital, LLC's portfolio is scored on an AI quality ranking built from its SEC filings (ROIC, FCF margin, revenue growth, institutional flow, earnings quality, shareholder dilution, and more). Track accumulation and distribution quarter over quarter, identify conviction positions, and see AI stock analysis for each position — alongside 8,700+ other institutional filers and 2,800+ AI-ranked companies.