Lutz Financial Services LLC

Portfolio Overview

Lutz Financial Services LLC disclosed 100 positions worth $1.5B in its Form 13F-HR for Q1 2026. During the quarter the fund opened 0 new positions and exited 2 and a full exit from $V. The portfolio is most concentrated in Other (97.9% of disclosed assets). All figures are sourced directly from Lutz Financial Services LLC’s Form 13F-HR filing with the SEC under CIK 1737112.

• VANGUARD INDEX FDS

  —

  Quality

  $150.6M252,037 sh

• SPDR SERIES TRUST

  —

  Quality

  $137.8M2,434,676 sh

• ISHARES TR

  —

  Quality

  $107.9M1,598,474 sh

• VANGUARD BD INDEX FDS

  —

  Quality

  $105.4M1,431,140 sh

• VANGUARD MUN BD FDS

  —

  Quality

  $78.3M1,569,663 sh

• SPDR SERIES TRUST

  —

  Quality

  $68.6M805,859 sh

• VANGUARD SCOTTSDALE FDS

  —

  Quality

  $68.3M861,445 sh

• SCHWAB STRATEGIC TR

  —

  Quality

  $62.3M2,341,905 sh

• ISHARES TR

  —

  Quality

  $60.0M631,850 sh
• 

  SPDR S&P 500 ETF TRUST

  $SPY

  —

  Quality

  $43.1M66,202 sh

Company	Quality	Value	Shares
VANGUARD INDEX FDS	—	$150.6M	252,037
SPDR SERIES TRUST	—	$137.8M	2,434,676
ISHARES TR	—	$107.9M	1,598,474
VANGUARD BD INDEX FDS	—	$105.4M	1,431,140
VANGUARD MUN BD FDS	—	$78.3M	1,569,663
SPDR SERIES TRUST	—	$68.6M	805,859
VANGUARD SCOTTSDALE FDS	—	$68.3M	861,445
SCHWAB STRATEGIC TR	—	$62.3M	2,341,905
ISHARES TR	—	$60.0M	631,850
SPDR S&P 500 ETF TRUST$SPY	—	$43.1M	66,202

Showing top 10 of 100 holdings.

Full Holdings — Lutz Financial Services LLC (Q1 2026)

All 100 disclosed positions from the latest Form 13F-HR, with quarter-over-quarter share changes and 13F Pro quality scores. Sourced from SEC EDGAR.

#	Ticker	Company	Value	Weight	QoQ	Quality
1	—	VANGUARD INDEX FDS	$150.6M	10.1%	-1%	—
2	—	SPDR SERIES TRUST	$137.8M	9.3%	+2%	—
3	—	ISHARES TR	$107.9M	7.3%	+1%	—
4	—	VANGUARD BD INDEX FDS	$105.4M	7.1%	+5%	—
5	—	VANGUARD MUN BD FDS	$78.3M	5.3%	+6%	—
6	—	SPDR SERIES TRUST	$68.6M	4.6%	+3%	—
7	—	VANGUARD SCOTTSDALE FDS	$68.3M	4.6%	+5%	—
8	—	SCHWAB STRATEGIC TR	$62.3M	4.2%	+6%	—
9	—	ISHARES TR	$60.0M	4.0%	+6%	—
10	$SPY	SPDR S&P 500 ETF TRUST	$43.1M	2.9%	-1%	—
11	—	ISHARES TR	$37.5M	2.5%	+1%	—
12	—	DIMENSIONAL ETF TRUST	$35.7M	2.4%	+3%	—
13	—	DIMENSIONAL ETF TRUST	$28.1M	1.9%	-0%	—
14	—	ISHARES TR	$25.0M	1.7%	-2%	—
15	—	ISHARES TR	$23.8M	1.6%	+0%	—
16	—	SCHWAB STRATEGIC TR	$22.8M	1.5%	+22%	—
17	—	ISHARES TR	$22.3M	1.5%	-1%	—
18	—	DIMENSIONAL ETF TRUST	$21.3M	1.4%	+3%	—
19	—	SCHWAB STRATEGIC TR	$21.0M	1.4%	+1%	—
20	—	ISHARES TR	$20.8M	1.4%	-5%	—
21	$META	Meta Platforms, Inc.	$20.7M	1.4%	-1%	80.9
22	—	DIMENSIONAL ETF TRUST	$17.0M	1.1%	+1%	—
23	—	VANGUARD INDEX FDS	$16.6M	1.1%	+4%	—
24	—	VANGUARD INDEX FDS	$16.5M	1.1%	+0%	—
25	—	ISHARES TR	$15.7M	1.1%	-1%	—
26	—	ISHARES TR	$15.5M	1.0%	-1%	—
27	—	ISHARES TR	$15.5M	1.0%	+5%	—
28	—	VANGUARD ADMIRAL FDS INC	$14.7M	1.0%	-2%	—
29	—	ISHARES TR	$14.4M	1.0%	-2%	—
30	—	SPDR SERIES TRUST	$13.1M	0.9%	-3%	—
31	—	AMERICAN CENTY ETF TR	$13.1M	0.9%	+3%	—
32	—	AMERICAN CENTY ETF TR	$12.5M	0.8%	-4%	—
33	—	VANGUARD ADMIRAL FDS INC	$11.7M	0.8%	-1%	—
34	—	SCHWAB STRATEGIC TR	$11.5M	0.8%	-3%	—
35	—	ISHARES TR	$11.4M	0.8%	-1%	—
36	$MDY	SPDR S&P MIDCAP 400 ETF TRUST	$11.2M	0.8%	-2%	—
37	—	DIMENSIONAL ETF TRUST	$9.3M	0.6%	-2%	—
38	—	ISHARES TR	$9.2M	0.6%	+7%	—
39	—	DIMENSIONAL ETF TRUST	$8.5M	0.6%	+2%	—
40	—	DIMENSIONAL ETF TRUST	$7.3M	0.5%	-1%	—
41	—	ISHARES INC	$6.2M	0.4%	-1%	—
42	—	ISHARES TR	$6.1M	0.4%	-1%	—
43	—	VANGUARD INDEX FDS	$5.2M	0.3%	-2%	—
44	—	ISHARES TR	$5.0M	0.3%	-1%	—
45	—	ISHARES TR	$4.6M	0.3%	+1%	—
46	—	ISHARES TR	$4.4M	0.3%	-3%	—
47	—	VANGUARD INTL EQUITY INDEX F	$4.2M	0.3%	-2%	—
48	—	PIMCO ETF TR	$4.1M	0.3%	-3%	—
49	—	VANGUARD MALVERN FDS	$3.8M	0.3%	-12%	—
50	—	ISHARES TR	$2.6M	0.2%	-2%	—
51	—	VANGUARD TAX-MANAGED FDS	$2.0M	0.1%	-1%	—
52	—	VANGUARD SCOTTSDALE FDS	$2.0M	0.1%	-2%	—
53	$NVDA	NVIDIA CORP	$1.8M	0.1%	+0%	90.2
54	—	SCHWAB STRATEGIC TR	$1.6M	0.1%	-5%	—
55	$AAPL	Apple Inc.	$1.5M	0.1%	+0%	76.1
56	—	DIMENSIONAL ETF TRUST	$1.5M	0.1%	-2%	—
57	—	VANGUARD INDEX FDS	$1.4M	0.1%	-3%	—
58	$MSFT	MICROSOFT CORP	$1.1M	0.1%	+3%	83.7
59	—	VANGUARD INDEX FDS	$1.1M	0.1%	-0%	—
60	—	VANGUARD INDEX FDS	$1.1M	0.1%	-2%	—
61	—	VANGUARD INDEX FDS	$1.1M	0.1%	+0%	—
62	—	ISHARES TR	$1.0M	0.1%	+0%	—
63	—	DIMENSIONAL ETF TRUST	$947,449	0.1%	-8%	—
64	—	VANGUARD SPECIALIZED FUNDS	$871,215	0.1%	+8%	—
65	—	ISHARES TR	$856,817	0.1%	-4%	—
66	—	ISHARES TR	$787,635	0.1%	-0%	—
67	$AMZN	AMAZON COM INC	$719,156	0.1%	-7%	74.6
68	$BRK.A	BERKSHIRE HATHAWAY INC	$718,140	0.1%	+0%	64.5
69	$WT	WisdomTree, Inc.	$666,048	0.0%	+0%	62.9
70	—	VANGUARD INDEX FDS	$665,601	0.0%	+0%	—
71	$BRK.B	BERKSHIRE HATHAWAY INC	$646,920	0.0%	-71%	64.5
72	$GOOG	Alphabet Inc.	$617,679	0.0%	-2%	80.2
73	—	SCHWAB STRATEGIC TR	$563,208	0.0%	+0%	—
74	—	SPDR SERIES TRUST	$548,614	0.0%	+0%	—
75	—	DBX ETF TR	$517,169	0.0%	+0%	—
76	—	AMERICAN CENTY ETF TR	$511,283	0.0%	+0%	—
77	$GOOGL	Alphabet Inc.	$504,587	0.0%	-4%	80.2
78	—	DIMENSIONAL ETF TRUST	$470,880	0.0%	-0%	—
79	—	AMERICAN CENTY ETF TR	$470,736	0.0%	+5%	—
80	—	ISHARES TR	$460,893	0.0%	-0%	—
81	$META	Meta Platforms, Inc.	$452,555	0.0%	-6%	80.9
82	$DOV	DOVER Corp	$440,242	0.0%	+7%	63.1
83	—	DIMENSIONAL ETF TRUST	$431,483	0.0%	+2%	—
84	$AVGO	Broadcom Inc.	$424,648	0.0%	-6%	86.4
85	$JPM	JPMORGAN CHASE & CO	$416,825	0.0%	+3%	35.6
86	—	ISHARES TR	$395,278	0.0%	+0%	—
87	—	SCHWAB STRATEGIC TR	$369,716	0.0%	+0%	—
88	—	AMERICAN CENTY ETF TR	$364,599	0.0%	+0%	—
89	—	SPDR INDEX SHS FDS	$347,790	0.0%	+0%	—
90	$LLY	ELI LILLY & Co	$314,561	0.0%	+5%	89.3
91	$QQQ	INVESCO QQQ TRUST, SERIES 1	$311,100	0.0%	-2%	—
92	—	VANGUARD SCOTTSDALE FDS	$298,459	0.0%	-0%	—
93	—	ISHARES TR	$297,091	0.0%	+0%	—
94	$WMT	Walmart Inc.	$277,144	0.0%	+1%	63.2
95	—	SPDR SERIES TRUST	$275,514	0.0%	+0%	—
96	—	SCHWAB STRATEGIC TR	$252,380	0.0%	+0%	—
97	—	VANGUARD INDEX FDS	$245,283	0.0%	+25%	—
98	—	SPDR INDEX SHS FDS	$226,481	0.0%	+0%	—
99	—	AMERICAN CENTY ETF TR	$222,882	0.0%	+0%	—
100	—	ISHARES TR	$213,277	0.0%	+0%	—