What is the 13F Pro Quality Score for WU?

13F Pro ranks Western Union CO (WU) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View WU's current score at https://13fpro.ai/research/WU (free sign-up required for the full ranking).

Where does 13F Pro source WU data?

All Western Union CO fundamentals and ownership data come directly from SEC EDGAR. Western Union CO files with the SEC under CIK 1365135. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is WU in?

Western Union CO (WU) is classified in the Industrials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/industrials.

How often is WU research updated on 13F Pro?

WU's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Western Union CO(WU)Stock Analysis

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13F Pro Quality Score

52.8/100

Rank #1,322 of 2,879 stocksTOP 50%

View Industrials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

22.4/100

Profitability

59.5/100

Balance Sheet

72.0/100

Earnings Quality

21.2/100

Free Cash Flow

69.2/100

Institutional Flow

9.0/100

Revenue Scale

73.9/100

Dilution Risk

53.6/100

WU Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Western Union CO (WU), a Industrials sector company. 13F Pro's AI-powered ranking engine scores WU at 52.8/100 on a 32-signal composite quality model, placing it at rank #1,322 of 2,879 stocks — the top half of the AI-ranked universe. Areas of concern include institutional flow (9.0) and earnings quality (21.2), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), Western Union CO reports quarterly revenue of $982.7M, net income of $64.7M, an operating margin of 12.5%. Top institutional holders of WU by reported 13-F value include BlackRock,, VANGUARD PORTFOLIO MANAGEMENT, SCHRODER INVESTMENT MANAGEMENT GROUP, based on the most recent SEC filings. WU trades on the NYSE exchange and files with the SEC under CIK 1365135. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate WU daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Western Union CO directly from SEC EDGAR. Western Union CO's 13F Pro composite quality score has ranged between 53 and 62 since 2021, currently 52.8 — a declining long-term trajectory across 30 quarterly and live scoring snapshots.

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Fun facts about Western Union CO

Quirks, history, and lore behind WU — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. financial services company · listed on the NYSE · headquartered in Denver, Colorado · operates in 200+ countries and territories.
2
The Numbers
Annual revenue around $4.5 billion, with a network handling hundreds of millions of transactions a year — mostly small amounts sent by ordinary people, not corporations.
3
The History
Born in 1851 as a telegraph company, it once strung wires across the American frontier and sent the first transcontinental telegram — long before it ever moved a dollar.
4
The Secret
It quietly discontinued its telegram service in 2006 — after 155 years — closing the book on the original business almost without anyone noticing.
5
The Lore
It once turned down Alexander Graham Bell's telephone patent for roughly $100,000, arguably the most expensive 'no thanks' in business history.
6
The Giveaway
You've seen that yellow-and-black sign at a convenience store or drugstore corner — where immigrants and workers line up to wire money back home with just a name and a code.

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Revenue

Q1 2026

$982.7M

Net Income

Q1 2026

$64.7M

Free Cash Flow

Q1 2026

$102.6M

Operating Margin

Q1 2026

12.5%

D/E Ratio

Q1 2026

2.56

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

-3.8% YoY

$4.05BFY 2025

FY22 $4.48BFY23 $4.36BFY24 $4.21BFY25 $4.05B

Net Income

-46.5% YoY

$499.6MFY 2025

FY22 $910.6MFY23 $626.0MFY24 $934.2MFY25 $499.6M

Operating Income

+4.3% YoY

$757.3MFY 2025

FY22 $884.9MFY23 $817.5MFY24 $725.8MFY25 $757.3M

EPS (Diluted)

-44.5% YoY

$1.52FY 2025

FY22 $2.34FY23 $1.68FY24 $2.74FY25 $1.52

Total Assets

-0.8% YoY

$8.31BFY 2025

FY22 $8.50BFY23 $8.20BFY24 $8.37BFY25 $8.31B

Total Debt

-2.2% YoY

$2.88BFY 2025

FY22 $2.45BFY23 $2.15BFY24 $2.95BFY25 $2.88B

Op. Cash Flow

+33.8% YoY

$543.7MFY 2025

FY22 $581.6MFY23 $783.1MFY24 $406.3MFY25 $543.7M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$4.05B -3.8%	$4.21B -3.4%	$4.36B -2.6%	$4.48B -11.7%	$5.07B +4.9%	$4.83B
Net Income	$499.6M -46.5%	$934.2M +49.2%	$626.0M -31.3%	$910.6M +13.0%	$805.8M +8.3%	$744.3M
Operating Income	$757.3M +4.3%	$725.8M -11.2%	$817.5M -7.6%	$884.9M -21.2%	$1.12B +16.1%	$967.3M
EPS (Diluted)	$1.52 -44.5%	$2.74 +63.1%	$1.68 -28.2%	$2.34 +18.8%	$1.97 +10.1%	$1.79
Total Assets	$8.31B -0.8%	$8.37B +2.1%	$8.20B -3.5%	$8.50B -3.7%	$8.82B -7.1%	$9.50B
Total Debt	$2.88B -2.2%	$2.95B +37.2%	$2.15B -12.2%	$2.45B -10.9%	$2.75B	—
Operating Cash Flow	$543.7M +33.8%	$406.3M -48.1%	$783.1M +34.6%	$581.6M -44.4%	$1.05B +19.1%	$877.5M

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Available Research

13F Pro tracks comprehensive data for Western Union CO including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of WU

BlackRock, Inc.
$217.3M24,889,364 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$157.8M18,080,563 sh
SCHRODER INVESTMENT MANAGEMENT GROUP
$146.7M16,806,220 sh
Capital Research Global Investors
$127.9M14,646,547 sh
VANGUARD CAPITAL MANAGEMENT LLC
$123.9M14,187,010 sh
STATE STREET CORP
$98.5M11,282,347 sh
CHARLES SCHWAB INVESTMENT MANAGEMENT INC
$95.7M10,957,104 sh
AQR CAPITAL MANAGEMENT LLC
$93.4M10,699,605 sh
Allianz Asset Management GmbH
$90.0M10,313,472 sh
GEODE CAPITAL MANAGEMENT, LLC
$69.8M7,997,812 sh

Fund	Value	Shares
BlackRock, Inc.	$217.3M	24,889,364
VANGUARD PORTFOLIO MANAGEMENT LLC	$157.8M	18,080,563
SCHRODER INVESTMENT MANAGEMENT GROUP	$146.7M	16,806,220
Capital Research Global Investors	$127.9M	14,646,547
VANGUARD CAPITAL MANAGEMENT LLC	$123.9M	14,187,010
STATE STREET CORP	$98.5M	11,282,347
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	$95.7M	10,957,104
AQR CAPITAL MANAGEMENT LLC	$93.4M	10,699,605
Allianz Asset Management GmbH	$90.0M	10,313,472
GEODE CAPITAL MANAGEMENT, LLC	$69.8M	7,997,812

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Is WU a good stock to buy?

13F Pro's AI-powered analysis of Western Union CO (WU) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Industrials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for WU are available on the WU stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own WU?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling WU. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Western Union CO's investment landscape.