WORLD ACCEPTANCE CORP(WRLD)Stock Analysis
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Rank #1,839 of 2,960 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
WRLD Stock Analysis & AI Quality Score
Data updated 2026-09-12AI stock analysis and institutional research for WORLD ACCEPTANCE CORP (WRLD), a Financials sector company. 13F Pro's AI-powered ranking engine scores WRLD at 46.2/100 on a 32-signal composite quality model, placing it at rank #1,839 of 2,960 stocks — the bottom half of the AI-ranked universe. WRLD scores in the top quartile across earnings quality (96.7), free cash flow (92.8), institutional flow (86.6). Areas of concern include revenue growth (32.3) and profitability (39.1), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), WORLD ACCEPTANCE CORP reports quarterly revenue of $139.2M, net income of $6.1M, an operating margin of 5.7%. Top institutional holders of WRLD by reported 13-F value include Prescott General Partners, BlackRock, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. WRLD trades on the Nasdaq exchange and files with the SEC under CIK 108385. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate WRLD daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for WORLD ACCEPTANCE CORP directly from SEC EDGAR. WORLD ACCEPTANCE CORP's 13F Pro composite quality score has ranged between 41 and 67 since 2021, currently 46.2 — a declining long-term trajectory across 69 quarterly and live scoring snapshots.
Revenue
Q2 2026
$139.2M
Net Income
Q2 2026
$6.1M
Free Cash Flow
Q2 2026
$63.1M
Operating Margin
Q2 2026
5.7%
ROIC
Q2 2026
3.4%
D/E Ratio
Q2 2026
1.58
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+3.7% YoYNet Income
-61.2% YoYEPS (Diluted)
-57.6% YoYTotal Assets
+4.6% YoYTotal Debt
+31.1% YoYOp. Cash Flow
+2.0% YoYFree Cash Flow
+2.0% YoY| Metric | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Revenue | $585.2M +3.7% | $564.2M -1.5% | $572.8M -7.1% | $616.5M +5.4% | $585.2M +10.8% | $528.0M |
| Net Income | $34.6M -61.2% | $89.2M +15.8% | $77.0M +262.9% | $21.2M -60.6% | $53.9M -38.9% | $88.3M |
| EPS (Diluted) | $6.88 -57.6% | $16.21 +23.4% | $13.14 +265.0% | $3.60 -57.5% | $8.47 -36.0% | $13.23 |
| Total Assets | $1.05B +4.6% | $1.01B -4.6% | $1.06B -5.5% | $1.12B -8.3% | $1.22B +27.7% | $954.3M |
| Total Debt | $587.2M +31.1% | $447.9M -10.1% | $498.4M -16.8% | $598.8M -14.1% | $697.0M +72.1% | $405.0M |
| Operating Cash Flow | $259.4M +2.0% | $254.2M -4.4% | $265.8M -8.8% | $291.6M +7.0% | $272.4M +20.0% | $227.0M |
| Free Cash Flow | $255.5M +2.0% | $250.5M -3.6% | $259.9M -9.1% | $285.7M +7.3% | $266.4M +23.7% | $215.3M |
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Top Institutional Holders of WRLD
Prescott General Partners LLC
$338.5M1,512,424 shBlackRock, Inc.
$100.1M447,231 shDIMENSIONAL FUND ADVISORS LP
$49.9M222,883 shAQR CAPITAL MANAGEMENT LLC
$45.0M201,263 shJACOBS LEVY EQUITY MANAGEMENT, INC
$25.3M113,086 shVANGUARD CAPITAL MANAGEMENT LLC
$25.0M111,615 shSTATE STREET CORP
$23.8M106,260 shJPMORGAN CHASE & CO
$21.8M97,266 shBNP PARIBAS FINANCIAL MARKETS
$21.5M95,846 shAMERICAN CENTURY COMPANIES INC
$20.7M92,361 sh
| Fund | Value | Shares |
|---|---|---|
| Prescott General Partners LLC | $338.5M | 1,512,424 |
| BlackRock, Inc. | $100.1M | 447,231 |
| DIMENSIONAL FUND ADVISORS LP | $49.9M | 222,883 |
| AQR CAPITAL MANAGEMENT LLC | $45.0M | 201,263 |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $25.3M | 113,086 |
| VANGUARD CAPITAL MANAGEMENT LLC | $25.0M | 111,615 |
| STATE STREET CORP | $23.8M | 106,260 |
| JPMORGAN CHASE & CO | $21.8M | 97,266 |
| BNP PARIBAS FINANCIAL MARKETS | $21.5M | 95,846 |
| AMERICAN CENTURY COMPANIES INC | $20.7M | 92,361 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is WRLD a good stock to buy?
13F Pro's AI-powered analysis of WORLD ACCEPTANCE CORP (WRLD) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for WRLD are available on the WRLD stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. WRLD is classified as a small company.
Which hedge funds own WRLD?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling WRLD. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of WORLD ACCEPTANCE CORP's investment landscape.