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SEC EDGAR: CIK 1783398UWMC stock profile & AI dashboard →

13F Pro Quality Score

55.3/100

Rank #1,260 of 2,960 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

68.7/100

Profitability

29.8/100

Balance Sheet

33.5/100

Earnings Quality

1.8/100

Free Cash Flow

5.7/100

Institutional Flow

97.6/100

Revenue Scale

73.1/100

Dilution Risk

44.8/100
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UWMC Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for UWM Holdings Corp (UWMC), a Financials sector company. 13F Pro's AI-powered ranking engine scores UWMC at 55.3/100 on a 32-signal composite quality model, placing it at rank #1,260 of 2,960 stocks — the top half of the AI-ranked universe. UWMC scores in the top quartile across institutional flow (97.6). Areas of concern include earnings quality (1.8) and free cash flow (5.7), which score below median versus the broader universe. Shareholder dilution risk is elevated at 44.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), UWM Holdings Corp reports quarterly revenue of $888.0M, net income of $-80.6M, free cash flow of $334.6M. Top institutional holders of UWMC by reported 13-F value include FMR, BlackRock, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. UWMC trades on the NYSE exchange and files with the SEC under CIK 1783398. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate UWMC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for UWM Holdings Corp directly from SEC EDGAR. UWM Holdings Corp's 13F Pro composite quality score has ranged between 29 and 65 since 2021, currently 55.3 — an improving long-term trajectory across 67 quarterly and live scoring snapshots.

Fun facts about UWM Holdings Corp

Quirks, history, and lore behind UWMC — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. financial services company · mid-cap · listed on the NYSE · headquartered in Michigan.
  • 2
    The Numbers
    It originates hundreds of billions of dollars in home loans annually, consistently ranking as one of the top mortgage lenders in the United States by volume.
  • 3
    The History
    Founded in the early 1990s, it went public via a SPAC merger around 2021, riding a historic wave of mortgage refinancing demand.
  • 4
    The Secret
    It doesn't lend to consumers directly — its entire model is wholesale mortgage lending, meaning it works exclusively through independent mortgage brokers, not retail loan officers.
  • 5
    The Lore
    Its founder and CEO has been famously outspoken, publicly declaring war on retail mortgage giants and launching campaigns urging brokers to ditch competitors like Rocket and Fairway.
  • 6
    The Giveaway
    Self-proclaimed #1 wholesale mortgage lender in America, based in Pontiac, Michigan, and run by the Ishbia family — whose brother also owns an NBA franchise.
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Revenue

Q2 2026

$888.0M

Net Income

Q2 2026

$-80.6M

Free Cash Flow

Q2 2026

$334.6M

ROIC

Q2 2026

-47.6%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+18.2% YoY
$3.16BFY 2025
FY22 $2.37BFY23 $2.17BFY24 $2.67BFY25 $3.16B

Net Income

+90.1% YoY
$27.4MFY 2025
FY22 $41.7MFY23 $-13.2MFY24 $14.4MFY25 $27.4M

Operating Income

FY 2025
FY22 FY23 FY24 FY25

EPS (Diluted)

-7.7% YoY
$0.12FY 2025
FY22 $0.45FY23 $-0.14FY24 $0.13FY25 $0.12

Total Assets

+8.0% YoY
$16.93BFY 2025
FY22 $13.60BFY23 $11.87BFY24 $15.67BFY25 $16.93B

Total Debt

+7.1% YoY
$2.98BFY 2025
FY22 $2.00BFY23 $2.00BFY24 $2.79BFY25 $2.98B

Op. Cash Flow

+57.6% YoY
$-2.65BFY 2025
FY22 $8.27BFY23 $165.2MFY24 $-6.24BFY25 $-2.65B

Free Cash Flow

+56.7% YoY
$-2.72BFY 2025
FY22 $8.24BFY23 $138.8MFY24 $-6.28BFY25 $-2.72B

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Available Research

13F Pro tracks comprehensive data for UWM Holdings Corp including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of UWMC

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Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is UWMC a good stock to buy?

13F Pro's AI-powered analysis of UWM Holdings Corp (UWMC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for UWMC are available on the UWMC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. UWMC is classified as a small company.

Which hedge funds own UWMC?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling UWMC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of UWM Holdings Corp's investment landscape.