IndustrialsNasdaqsmall
Institutional-grade research for retail investors
SEC EDGAR: CIK 933036UPBD stock profile & AI dashboard →

13F Pro Quality Score

60.6/100

Rank #846 of 2,962 stocksTOP 50%

View Industrials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

50.6/100

Profitability

38.8/100

Balance Sheet

59.2/100

Earnings Quality

89.6/100

Free Cash Flow

49.0/100

Institutional Flow

61.6/100

Revenue Scale

77.2/100

Dilution Risk

57.8/100
Email me the moment this company reports earnings
AI Research Report
Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.
Upgrade to Pro
Pro: 5 reports/month · Pro+: unlimitedOpinion, not investment advice. Do your own research.

UPBD Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for UPBOUND GROUP, INC. (UPBD), a Industrials sector company. 13F Pro's AI-powered ranking engine scores UPBD at 60.6/100 on a 32-signal composite quality model, placing it at rank #846 of 2,962 stocks — the top half of the AI-ranked universe. UPBD scores in the top quartile across earnings quality (89.6), revenue scale (77.2). Areas of concern include profitability (38.8), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), UPBOUND GROUP, INC. reports quarterly revenue of $1.2B, net income of $21.6M, an operating margin of 4.7%. Top institutional holders of UPBD by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, FMR, based on the most recent SEC filings. UPBD trades on the Nasdaq exchange and files with the SEC under CIK 933036. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate UPBD daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for UPBOUND GROUP, INC. directly from SEC EDGAR. UPBOUND GROUP, INC.'s 13F Pro composite quality score has ranged between 41 and 62 since 2023, currently 60.6 — an improving long-term trajectory across 59 quarterly and live scoring snapshots.

Fun facts about UPBOUND GROUP, INC.

Quirks, history, and lore behind UPBD — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. financial services company operating in the consumer leasing space · listed on Nasdaq · headquartered in Texas.
  • 2
    The Numbers
    Revenues in the range of roughly $1 billion annually, built on a portfolio of lease-to-own agreements with hundreds of thousands of customers across the country.
  • 3
    The History
    The company traces its roots to Rent-A-Center, one of the most recognized names in the rent-to-own industry, before rebranding under a new parent identity in the early 2020s.
  • 4
    The Secret
    Its core customer is the credit-constrained consumer — people who need furniture, electronics, or appliances today but can't qualify for a traditional loan or credit card.
  • 5
    The Lore
    After years as Rent-A-Center, the company rebranded itself with an aspirational new name in 2022, signaling a pivot toward a broader financial wellness mission for underserved Americans.
  • 6
    The Giveaway
    Formerly known as Rent-A-Center, it reinvented itself as a company helping people move upward and beyond — and gave itself a ticker and name to match: UPBD.
▶ Think you know your stocks? Play the Daily Ticker

Revenue

Q2 2026

$1.2B

Net Income

Q2 2026

$21.6M

Free Cash Flow

Q2 2026

$107.8M

Operating Margin

Q2 2026

4.7%

ROIC

Q2 2026

29.6%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+8.7% YoY
$4.70BFY 2025
FY22 $4.25BFY23 $3.99BFY24 $4.32BFY25 $4.70B

Net Income

-40.7% YoY
$73.2MFY 2025
FY22 $12.4MFY23 $-5.2MFY24 $123.5MFY25 $73.2M

Operating Income

-23.4% YoY
$223.3MFY 2025
FY22 $148.5MFY23 $162.9MFY24 $291.6MFY25 $223.3M

EPS (Diluted)

-43.4% YoY
$1.25FY 2025
FY22 $0.21FY23 $-0.09FY24 $2.21FY25 $1.25

Total Assets

+23.6% YoY
$3.28BFY 2025
FY22 $2.76BFY23 $2.72BFY24 $2.65BFY25 $3.28B

Op. Cash Flow

+191.8% YoY
$305.6MFY 2025
FY22 $468.5MFY23 $200.3MFY24 $104.7MFY25 $305.6M

Free Cash Flow

+392.7% YoY
$238.7MFY 2025
FY22 $407.1MFY23 $146.9MFY24 $48.4MFY25 $238.7M

Get alerted when UPBD's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for UPBOUND GROUP, INC. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of UPBD

Companies Similar to UPBD

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

ABM

ABM INDUSTRIES INC /DE/

57
AI score
Similar quality profile · 10 shared holders
THRM

Gentherm Inc

49
AI score
Similar quality profile · 9 shared holders
TNET

TRINET GROUP, INC.

50
AI score
Similar quality profile · 9 shared holders
HPQ

HP INC

58
AI score
Similar quality profile · 2 shared holders
ARCB

ARCBEST CORP /TX/

48
AI score
Similar quality profile · 13 shared holders
PHIN

PHINIA INC.

53
AI score
Similar quality profile · 12 shared holders
BWA

BORGWARNER INC

56
AI score
Similar quality profile · 5 shared holders

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

Put UPBD on your watchlist

Track score changes the day UPBOUND GROUP, INC. files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Is UPBD a good stock to buy?

13F Pro's AI-powered analysis of UPBOUND GROUP, INC. (UPBD) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Industrials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for UPBD are available on the UPBD stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. UPBD is classified as a small company.

Which hedge funds own UPBD?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling UPBD. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of UPBOUND GROUP, INC.'s investment landscape.