What is the 13F Pro Quality Score for UPBD?

13F Pro ranks UPBOUND GROUP, INC. (UPBD) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View UPBD's current score at https://13fpro.ai/research/UPBD (free sign-up required for the full ranking).

Which hedge funds own the most UPBD stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of UPBD include BlackRock,, FMR, VANGUARD PORTFOLIO MANAGEMENT. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/UPBD as soon as new 13F filings post.

Where does 13F Pro source UPBD data?

All UPBOUND GROUP, INC. fundamentals and ownership data come directly from SEC EDGAR. UPBOUND GROUP, INC. files with the SEC under CIK 933036. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is UPBD in?

UPBOUND GROUP, INC. (UPBD) is classified in the Industrials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/industrials.

How often is UPBD research updated on 13F Pro?

UPBD's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

UPBOUND GROUP, INC.(UPBD)Stock Analysis

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13F Pro Quality Score

59.3/100

Rank #930 of 2,879 stocksTOP 50%

View Industrials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

59.1/100

Profitability

42.6/100

Balance Sheet

56.2/100

Earnings Quality

87.5/100

Free Cash Flow

58.0/100

Institutional Flow

58.9/100

Revenue Scale

77.2/100

Dilution Risk

57.7/100

UPBD Stock Analysis & AI Quality Score

AI stock analysis and institutional research for UPBOUND GROUP, INC. (UPBD), a Industrials sector company. 13F Pro's AI-powered ranking engine scores UPBD at 59.3/100 on a 32-signal composite quality model, placing it at rank #930 of 2,879 stocks — the top half of the AI-ranked universe. UPBD scores in the top quartile across earnings quality (87.5), revenue scale (77.2). Based on the latest XBRL financial filings (Q1 2026), UPBOUND GROUP, INC. reports quarterly revenue of $1.2B, net income of $35.8M, an operating margin of 6.3%. Top institutional holders of UPBD by reported 13-F value include BlackRock,, FMR, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. UPBD trades on the Nasdaq exchange and files with the SEC under CIK 933036. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate UPBD daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for UPBOUND GROUP, INC. directly from SEC EDGAR. UPBOUND GROUP, INC.'s 13F Pro composite quality score has ranged between 8 and 62 since 2023, currently 59.3 — a stable long-term trajectory across 47 quarterly and live scoring snapshots.

✦

Fun facts about UPBOUND GROUP, INC.

Quirks, history, and lore behind UPBD — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. financial services company operating in the consumer leasing space · listed on Nasdaq · headquartered in Texas.
2
The Numbers
Revenues in the range of roughly $1 billion annually, built on a portfolio of lease-to-own agreements with hundreds of thousands of customers across the country.
3
The History
The company traces its roots to Rent-A-Center, one of the most recognized names in the rent-to-own industry, before rebranding under a new parent identity in the early 2020s.
4
The Secret
Its core customer is the credit-constrained consumer — people who need furniture, electronics, or appliances today but can't qualify for a traditional loan or credit card.
5
The Lore
After years as Rent-A-Center, the company rebranded itself with an aspirational new name in 2022, signaling a pivot toward a broader financial wellness mission for underserved Americans.
6
The Giveaway
Formerly known as Rent-A-Center, it reinvented itself as a company helping people move upward and beyond — and gave itself a ticker and name to match: UPBD.

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Revenue

Q1 2026

$1.2B

Net Income

Q1 2026

$35.8M

Free Cash Flow

Q1 2026

$154.7M

Operating Margin

Q1 2026

6.3%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+8.7% YoY

$4.70BFY 2025

FY22 $4.25BFY23 $3.99BFY24 $4.32BFY25 $4.70B

Net Income

-40.7% YoY

$73.2MFY 2025

FY22 $12.0MFY23 $-5.0MFY24 $123.5MFY25 $73.2M

Operating Income

-23.4% YoY

$223.3MFY 2025

FY22 $148.5MFY23 $162.9MFY24 $291.6MFY25 $223.3M

EPS (Diluted)

-43.4% YoY

$1.25FY 2025

FY22 $0.21FY23 $-0.09FY24 $2.21FY25 $1.25

Total Assets

+23.6% YoY

$3.28BFY 2025

FY22 $2.76BFY23 $2.72BFY24 $2.65BFY25 $3.28B

Op. Cash Flow

+191.8% YoY

$305.6MFY 2025

FY22 $468.5MFY23 $200.3MFY24 $104.7MFY25 $305.6M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2020	FY 2019
Revenue	$4.70B +8.7%	$4.32B +8.2%	$3.99B -6.0%	$4.25B +50.9%	$2.81B +5.4%	$2.67B
Net Income	$73.2M -40.7%	$123.5M +2569.6%	$-5.0M -141.7%	$12.0M -94.2%	$208.1M +19.9%	$173.5M
Operating Income	$223.3M -23.4%	$291.6M +79.1%	$162.9M +9.6%	$148.5M -37.4%	$237.3M -6.5%	$253.9M
EPS (Diluted)	$1.25 -43.4%	$2.21 +2555.6%	$-0.09 -142.9%	$0.21 -94.4%	$3.73 +20.3%	$3.10
Total Assets	$3.28B +23.6%	$2.65B -2.6%	$2.72B -1.5%	$2.76B +57.8%	$1.75B +10.6%	$1.58B
Operating Cash Flow	$305.6M +191.8%	$104.7M -47.7%	$200.3M -57.2%	$468.5M +98.1%	$236.5M +9.8%	$215.4M

AI Insight: UPBD Ratio Trends

UPBD's profitability collapsed through mid-2025 but Q1 2026 shows a sharp rebound, with ROE recovering to 20.0% from a trough of 7.7%.

• Operating margin fell from 7.5% in Q2 2024 to a trough of 4.4% in Q2 2025, a 310bp deterioration over four quarters.

• Q1 2026 operating margin rebounded to 6.3% and NPM to 2.9%, the strongest quarterly readings since Q2 2024.

• ROIC surged to 43.3% in Q1 2026 from a trough of 29.6% in Q2 2025, recovering roughly half its prior peak-to-trough decline.

⚠ TTM OpMargin of 5.0% and ROIC of 33.3% remain well below Q2 2024 peaks, signaling the full-year picture lags the Q1 2026 recovery.

⚠ Q1 is seasonally strong; sustaining Q1 2026's 6.3% operating margin into Q2–Q3 2026 is the key durability test.

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Available Research

13F Pro tracks comprehensive data for UPBOUND GROUP, INC. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of UPBD

BlackRock, Inc.
$148.2M8,208,065 sh
FMR LLC
$97.6M5,407,814 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$71.1M3,939,142 sh
IEQ CAPITAL, LLC
$70.5M3,903,686 sh
DIMENSIONAL FUND ADVISORS LP
$43.2M2,394,770 sh
STATE STREET CORP
$41.5M2,296,489 sh
VANGUARD CAPITAL MANAGEMENT LLC
$41.1M2,275,668 sh
Huber Capital Management LLC
$30.7M1,702,605 sh
GOLDMAN SACHS GROUP INC
$24.9M1,376,972 sh
GEODE CAPITAL MANAGEMENT, LLC
$24.5M1,354,984 sh

Fund	Value	Shares
BlackRock, Inc.	$148.2M	8,208,065
FMR LLC	$97.6M	5,407,814
VANGUARD PORTFOLIO MANAGEMENT LLC	$71.1M	3,939,142
IEQ CAPITAL, LLC	$70.5M	3,903,686
DIMENSIONAL FUND ADVISORS LP	$43.2M	2,394,770
STATE STREET CORP	$41.5M	2,296,489
VANGUARD CAPITAL MANAGEMENT LLC	$41.1M	2,275,668
Huber Capital Management LLC	$30.7M	1,702,605
GOLDMAN SACHS GROUP INC	$24.9M	1,376,972
GEODE CAPITAL MANAGEMENT, LLC	$24.5M	1,354,984

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Is UPBD a good stock to buy?

13F Pro's AI-powered analysis of UPBOUND GROUP, INC. (UPBD) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Industrials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for UPBD are available on the UPBD stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own UPBD?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling UPBD. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of UPBOUND GROUP, INC.'s investment landscape.