What is the 13F Pro Quality Score for UHAL?

13F Pro ranks U-Haul Holding Co /NV/ (UHAL) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View UHAL's current score at https://13fpro.ai/research/UHAL (free sign-up required for the full ranking).

Which hedge funds own the most UHAL stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of UHAL include YACKTMAN ASSET MANAGEMENT, BlackRock,, FMR. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/UHAL as soon as new 13F filings post.

Where does 13F Pro source UHAL data?

All U-Haul Holding Co /NV/ fundamentals and ownership data come directly from SEC EDGAR. U-Haul Holding Co /NV/ files with the SEC under CIK 4457. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is UHAL in?

U-Haul Holding Co /NV/ (UHAL) is classified in the Consumer Discretionary sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/consumer-discretionary.

How often is UHAL research updated on 13F Pro?

UHAL's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

U-Haul Holding Co /NV/(UHAL)Stock Analysis

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13F Pro Quality Score

28.1/100

Rank #2,449 of 2,879 stocks

View Consumer Discretionary peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

3.1/100

Profitability

30.0/100

Balance Sheet

30.0/100

Earnings Quality

30.0/100

Free Cash Flow

30.0/100

Institutional Flow

34.0/100

Revenue Scale

30.0/100

Dilution Risk

94.9/100

UHAL Stock Analysis & AI Quality Score

AI stock analysis and institutional research for U-Haul Holding Co /NV/ (UHAL), a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores UHAL at 28.1/100 on a 32-signal composite quality model, placing it at rank #2,449 of 2,879 stocks — the bottom half of the AI-ranked universe. Areas of concern include revenue growth (3.1) and profitability (30.0), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q4 2026), U-Haul Holding Co /NV/ reports quarterly revenue of $1.3B, net income of $-127.8M, free cash flow of $-147.7M. Top institutional holders of UHAL by reported 13-F value include YACKTMAN ASSET MANAGEMENT, BlackRock,, FMR, based on the most recent SEC filings. UHAL trades on the NYSE exchange and files with the SEC under CIK 4457. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate UHAL daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for U-Haul Holding Co /NV/ directly from SEC EDGAR. U-Haul Holding Co /NV/'s 13F Pro composite quality score has ranged between 28 and 73 since 2023, currently 28.1 — a declining long-term trajectory across 17 quarterly and live scoring snapshots.

✦

Fun facts about U-Haul Holding Co /NV/

Quirks, history, and lore behind UHAL — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. consumer services company · mid-cap · listed on Nasdaq · headquartered in Arizona.
2
The Numbers
Operates a fleet of roughly 200,000 trucks plus hundreds of thousands of trailers and portable storage units — one of the largest fleets of any kind in North America.
3
The History
Founded in 1945 by a young couple who wanted to move their own belongings and couldn't find a good way to do it — so they built the solution themselves and franchised it across the country.
4
The Secret
Beyond trucks, the company quietly runs a self-storage REIT subsidiary and sells moving supplies and insurance — making it a one-stop shop for anyone uprooting their life.
5
The Lore
Those state and nature murals painted on the sides of the trucks? They've been an American roadside staple since the 1980s, turning every vehicle into a rolling geography lesson.
6
The Giveaway
The name rhymes with "do it yourself," the trucks are famously orange, and generations of college students have sweated through a $19.95-a-day rental on moving day.

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Revenue

Q4 2026

$1.3B

Net Income

Q4 2026

$-127.8M

Free Cash Flow

Q4 2026

$-147.7M

ROIC

Q4 2026

-0.5%

D/E Ratio

Q4 2026

1.07

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+3.6% YoY

$6.04BFY 2026

FY22 $5.74BFY24 $5.63BFY25 $5.83BFY26 $6.04B

Net Income

-77.4% YoY

$83.1MFY 2026

FY22 $1.12BFY24 $628.7MFY25 $367.1MFY26 $83.1M

Operating Income

-39.6% YoY

$432.6MFY 2026

FY22 $1.65BFY24 $977.8MFY25 $716.2MFY26 $432.6M

Total Assets

+5.0% YoY

$21.50BFY 2026

FY22 $17.33BFY24 $19.06BFY25 $20.48BFY26 $21.50B

Total Debt

+12.4% YoY

$8.12BFY 2026

FY22 $6.06BFY24 $6.30BFY25 $7.23BFY26 $8.12B

Op. Cash Flow

+23.4% YoY

$1.79BFY 2026

FY22 $1.95BFY24 $1.45BFY25 $1.45BFY26 $1.79B

Metric	FY 2026	FY 2025	FY 2024	FY 2022	FY 2021	FY 2020
Revenue	$6.04B +3.6%	$5.83B +3.6%	$5.63B -2.0%	$5.74B +26.4%	$4.54B +14.2%	$3.98B
Net Income	$83.1M -77.4%	$367.1M -41.6%	$628.7M -44.1%	$1.12B +84.1%	$610.9M +38.2%	$442.0M
Operating Income	$432.6M -39.6%	$716.2M -26.8%	$977.8M -40.6%	$1.65B +71.3%	$961.1M +77.9%	$540.1M
Total Assets	$21.50B +5.0%	$20.48B +7.5%	$19.06B +10.0%	$17.33B +18.3%	$14.65B -0.3%	$14.69B
Total Debt	$8.12B +12.4%	$7.23B +14.7%	$6.30B +4.0%	$6.06B +29.0%	$4.70B +1.0%	$4.65B
Operating Cash Flow	$1.79B +23.4%	$1.45B +0.1%	$1.45B -25.4%	$1.95B +26.8%	$1.54B +42.8%	$1.08B

AI Insight: UHAL Financial Trends

U-Haul swung to Q4 2025 operating loss of $313M after strong Q2 2025, signaling seasonal weakness and margin compression.

• Q2 2025 revenue of $1,630M with $257M operating income; Q4 2025 revenue $1,576M but operating loss of $313M.

• Total debt rose from $6,324M in Q2 2025 to $8,125M in Q1 2026, a $1,801M increase in nine months.

• Operating cash flow remained positive at $453M in Q4 2025 despite operating loss, indicating non-cash charges or working capital timing.

⚠ Debt-to-equity ratio deteriorated to 1.07x in Q1 2026 from 0.82x in Q2 2025; leverage now materially elevated.

⚠ Q4 2025 net loss of $319M marks first quarterly loss in available data; recovery trajectory unclear heading into 2026.

AI Insight: UHAL Ratio Trends

U-Haul collapsed to a -19.9% operating margin in Q4 2025 after a brief recovery, signaling severe operational distress.

• Operating margin plummeted to -19.9% in Q4 2025 from +15.8% in Q2 2025, alongside -20.3% net margin and -7.9% ROIC.

• Leverage edged up to 1.07 D/E (TTM) from 0.83 in Q2 2025, deteriorating the balance sheet amid profitability collapse.

• Q1 2024 posted exceptional 54.6% operating margin and 13.9% ROIC; subsequent quarters show systematic deterioration with Q4 2025 turning negative.

⚠ Q4 2025 marks first loss-making quarter on record; monitor whether Q1 2026 stabilizes or extends the downtrend given seasonality.

⚠ Rising D/E ratio (1.07 TTM) combined with negative returns signals cash burn risk; track refinancing capacity and liquidity.

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Available Research

13F Pro tracks comprehensive data for U-Haul Holding Co /NV/ including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of UHAL

YACKTMAN ASSET MANAGEMENT LP
$270.2M6,048,331 sh
BlackRock, Inc.
$206.0M4,610,849 sh
FMR LLC
$202.0M4,522,899 sh
VANGUARD CAPITAL MANAGEMENT LLC
$196.8M4,406,054 sh
DIMENSIONAL FUND ADVISORS LP
$192.5M4,309,918 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$171.7M3,844,161 sh
ABRAMS CAPITAL MANAGEMENT, L.P.
$145.2M3,251,469 sh
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC
$141.7M3,171,129 sh
Smead Capital Management, Inc.
$95.9M2,146,425 sh
STATE STREET CORP
$84.8M1,899,133 sh

Fund	Value	Shares
YACKTMAN ASSET MANAGEMENT LP	$270.2M	6,048,331
BlackRock, Inc.	$206.0M	4,610,849
FMR LLC	$202.0M	4,522,899
VANGUARD CAPITAL MANAGEMENT LLC	$196.8M	4,406,054
DIMENSIONAL FUND ADVISORS LP	$192.5M	4,309,918
VANGUARD PORTFOLIO MANAGEMENT LLC	$171.7M	3,844,161
ABRAMS CAPITAL MANAGEMENT, L.P.	$145.2M	3,251,469
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC	$141.7M	3,171,129
Smead Capital Management, Inc.	$95.9M	2,146,425
STATE STREET CORP	$84.8M	1,899,133

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Is UHAL a good stock to buy?

13F Pro's AI-powered analysis of U-Haul Holding Co /NV/ (UHAL) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Consumer Discretionary sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for UHAL are available on the UHAL stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own UHAL?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling UHAL. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of U-Haul Holding Co /NV/'s investment landscape.