TWFG, Inc.(TWFG)Stock Analysis
AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →13F Pro Quality Score
Rank #1,062 of 2,961 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
TWFG Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for TWFG, Inc. (TWFG), a Financials sector company. 13F Pro's AI-powered ranking engine scores TWFG at 57.9/100 on a 32-signal composite quality model, placing it at rank #1,062 of 2,961 stocks — the top half of the AI-ranked universe. TWFG scores in the top quartile across earnings quality (87.4), revenue growth (83.7). Areas of concern include institutional flow (2.8) and revenue scale (29.2), which score below median versus the broader universe. Shareholder dilution risk is elevated at 41.5/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), TWFG, Inc. reports quarterly revenue of $87.5M, net income of $2.4M, an operating margin of 20.1%. Top institutional holders of TWFG by reported 13-F value include BAMCO, FRANKLIN RESOURCES, T. Rowe Price Investment Management, based on the most recent SEC filings. TWFG trades on the Nasdaq exchange and files with the SEC under CIK 2007596. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate TWFG daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for TWFG, Inc. directly from SEC EDGAR. TWFG, Inc.'s 13F Pro composite quality score has ranged between 42 and 58 since 2025, currently 57.9 — an improving long-term trajectory across 52 quarterly and live scoring snapshots.
Revenue
Q2 2026
$87.5M
Net Income
Q2 2026
$2.4M
Free Cash Flow
Q2 2026
$9.3M
Operating Margin
Q2 2026
20.1%
D/E Ratio
Q2 2026
0.07
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+22.0% YoYNet Income
Operating Income
+32.4% YoYEPS (Diluted)
+178.9% YoYTotal Assets
+15.1% YoYTotal Debt
-65.1% YoYOp. Cash Flow
+32.2% YoYFree Cash Flow
+42.6% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Revenue | $248.5M +22.0% | $203.8M +18.4% | $172.0M +11.8% | $153.9M |
| Net Income | — | $2.7M | $0.00 | $0.00 |
| Operating Income | $37.0M +32.4% | $27.9M +10.0% | $25.4M +7.1% | $23.7M |
| EPS (Diluted) | $0.53 +178.9% | $0.19 | — | — |
| Total Assets | $372.3M +15.1% | $323.4M +180.2% | $115.4M | — |
| Total Debt | $4.0M -65.1% | $11.5M -78.4% | $53.2M | — |
| Operating Cash Flow | $53.5M +32.2% | $40.5M +34.2% | $30.2M +17.1% | $25.8M |
| Free Cash Flow | $53.1M +42.6% | $37.3M +24.7% | $29.9M +16.6% | $25.6M |
Get alerted when TWFG's score changes
Free account: watchlist tracking, the daily AI brief, and the AI screener.
Available Research
13F Pro tracks comprehensive data for TWFG, Inc. including:
Top Institutional Holders of TWFG
BAMCO INC /NY/
$27.3M1,135,091 shFRANKLIN RESOURCES INC
$18.8M781,912 shT. Rowe Price Investment Management, Inc.
$18.1M753,680 shGiverny Capital Inc.
$15.7M652,452 shCENTRAL SECURITIES CORP
$12.0M500,000 shVANGUARD CAPITAL MANAGEMENT LLC
$11.8M489,244 shMARSHALL WACE, LLP
$9.8M408,732 shTWO SIGMA INVESTMENTS, LP
$9.0M372,365 shJANE STREET GROUP, LLC
$8.5M353,216 shRIVERBRIDGE PARTNERS LLC
$8.0M332,658 sh
| Fund | Value | Shares |
|---|---|---|
| BAMCO INC /NY/ | $27.3M | 1,135,091 |
| FRANKLIN RESOURCES INC | $18.8M | 781,912 |
| T. Rowe Price Investment Management, Inc. | $18.1M | 753,680 |
| Giverny Capital Inc. | $15.7M | 652,452 |
| CENTRAL SECURITIES CORP | $12.0M | 500,000 |
| VANGUARD CAPITAL MANAGEMENT LLC | $11.8M | 489,244 |
| MARSHALL WACE, LLP | $9.8M | 408,732 |
| TWO SIGMA INVESTMENTS, LP | $9.0M | 372,365 |
| JANE STREET GROUP, LLC | $8.5M | 353,216 |
| RIVERBRIDGE PARTNERS LLC | $8.0M | 332,658 |
Companies Similar to TWFG
Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.
Hagerty, Inc.
Goosehead Insurance, Inc.
Bowhead Specialty Holdings Inc.
Finwise Bancorp
Jefferson Capital, Inc. / DE
Pagaya Technologies Ltd.
Ategrity Specialty Insurance Co Holdings
Abacus Global Management, Inc.
Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
More Financials Companies
View all Financials →Put TWFG on your watchlist
Track score changes the day TWFG, Inc. files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.
Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).
Popular Research
Is TWFG a good stock to buy?
13F Pro's AI-powered analysis of TWFG, Inc. (TWFG) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for TWFG are available on the TWFG stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. TWFG is classified as a small company.
Which hedge funds own TWFG?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling TWFG. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of TWFG, Inc.'s investment landscape.