TIMBERLAND BANCORP INC(TSBK)Stock Analysis
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Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
TSBK Stock Analysis & AI Quality Score
AI stock analysis and institutional research for TIMBERLAND BANCORP INC (TSBK), a Financials sector company. TSBK is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q2 2026), TIMBERLAND BANCORP INC reports quarterly revenue of $21.1M, net income of $7.1M, an operating margin of 33.9%. Top institutional holders of TSBK by reported 13-F value include BlackRock,, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. TSBK trades on the Nasdaq exchange and files with the SEC under CIK 1046050. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate TSBK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for TIMBERLAND BANCORP INC directly from SEC EDGAR.
Revenue
Q2 2026
$21.1M
Net Income
Q2 2026
$7.1M
Free Cash Flow
Q2 2026
$6.2M
Operating Margin
Q2 2026
33.9%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Net Income
+7.5% YoYEPS (Diluted)
+11.6% YoYTotal Assets
+9.4% YoYOp. Cash Flow
-2.7% YoY| Metric | FY 2025 | FY 2023 | FY 2022 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|
| Net Income | $29.2M +7.5% | $27.1M +14.9% | $23.6M -2.8% | $24.3M +1.0% | $24.0M +43.7% | $16.7M |
| EPS (Diluted) | $3.67 +11.6% | $3.29 +16.7% | $2.82 -2.1% | $2.88 +1.4% | $2.84 +27.9% | $2.22 |
| Total Assets | $2.01B +9.4% | $1.84B -1.1% | $1.86B +18.8% | $1.57B +25.6% | $1.25B +22.5% | $1.02B |
| Operating Cash Flow | $30.2M -2.7% | $31.0M +17.0% | $26.5M -21.7% | $33.9M +87.0% | $18.1M -15.6% | $21.4M |
AI Insight: TSBK Financial Trends
Timberland Bancorp shows stable earnings around $7-8M quarterly but operating cash flow has declined from $12M to $7M over two years.
• Net income stabilized at $7-8M per quarter after dropping from $12M in Q2 2024.
• Book value per share grew steadily with equity rising from $241M in Q2 2024 to $271M in Q1 2026.
• Operating cash flow declined from $12M in Q2 2024 to $7M in Q1 2026.
⚠ Operating cash flow volatility including negative $3M in Q4 2024 signals potential liquidity pressures.
⚠ Cash flow trend has weakened despite stable earnings, suggesting working capital or asset quality issues.
AI Insight: TSBK Ratio Trends
ROE declined from 12.2% in Q4 2025 to 10.5% in Q1 2026, marking the lowest profitability since Q1 2025.
• ROE fell from 19.3% in Q2 2024 to 10.5% in Q1 2026, showing sustained profitability deterioration.
• ROA dropped from 2.5% in Q2 2024 to 1.4% in Q1 2026, reflecting weakening asset utilization.
• Q1 2026 ROE of 10.5% represents a sequential decline from Q4 2025's 12.2%.
⚠ ROE volatility persists with quarterly swings between 10.5% and 12.9% over the past year.
⚠ TTM ROE of 11.4% remains below peak quarterly performance, suggesting underlying earnings pressure.
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Available Research
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Top Institutional Holders of TSBK
BlackRock, Inc.
$26.2M664,922 shDIMENSIONAL FUND ADVISORS LP
$22.0M557,070 shVANGUARD CAPITAL MANAGEMENT LLC
$12.9M327,598 shCutler Capital Management, LLC
$11.5M291,202 shMANUFACTURERS LIFE INSURANCE COMPANY, THE
$11.3M286,390 shROYCE & ASSOCIATES LP
$10.4M262,934 shSiena Capital Partners GP, LLC
$9.1M230,847 shFourthstone LLC
$9.1M230,328 shRENAISSANCE TECHNOLOGIES LLC
$8.6M217,589 shDavis Asset Management, L.P.
$6.9M174,476 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $26.2M | 664,922 |
| DIMENSIONAL FUND ADVISORS LP | $22.0M | 557,070 |
| VANGUARD CAPITAL MANAGEMENT LLC | $12.9M | 327,598 |
| Cutler Capital Management, LLC | $11.5M | 291,202 |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $11.3M | 286,390 |
| ROYCE & ASSOCIATES LP | $10.4M | 262,934 |
| Siena Capital Partners GP, LLC | $9.1M | 230,847 |
| Fourthstone LLC | $9.1M | 230,328 |
| RENAISSANCE TECHNOLOGIES LLC | $8.6M | 217,589 |
| Davis Asset Management, L.P. | $6.9M | 174,476 |
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Popular Research
Is TSBK a good stock to buy?
13F Pro's AI-powered analysis of TIMBERLAND BANCORP INC (TSBK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for TSBK are available on the TSBK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own TSBK?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling TSBK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of TIMBERLAND BANCORP INC's investment landscape.