13F Pro Quality Score

61.0/100

Rank #820 of 2,879 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

43.4/100

Profitability

63.4/100

Balance Sheet

72.4/100

Earnings Quality

47.8/100

Free Cash Flow

66.4/100

Institutional Flow

57.2/100

Revenue Scale

74.3/100

Dilution Risk

48.4/100

TNL Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Travel & Leisure Co. (TNL), a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores TNL at 61.0/100 on a 32-signal composite quality model, placing it at rank #820 of 2,879 stocks — the top half of the AI-ranked universe. Shareholder dilution risk is elevated at 48.4/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Travel & Leisure Co. reports quarterly revenue of $961.0M, net income of $79.0M, an operating margin of 16.6%. Top institutional holders of TNL by reported 13-F value include BlackRock,, VANGUARD PORTFOLIO MANAGEMENT, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. TNL trades on the NYSE exchange and files with the SEC under CIK 1361658. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate TNL daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Travel & Leisure Co. directly from SEC EDGAR. Travel & Leisure Co.'s 13F Pro composite quality score has ranged between 60 and 65 since 2024, currently 61.0 — a stable long-term trajectory across 15 quarterly and live scoring snapshots.

Revenue

Q1 2026

$961.0M

Net Income

Q1 2026

$79.0M

Free Cash Flow

Q1 2026

$19.0M

Operating Margin

Q1 2026

16.6%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+4.1% YoY
$4.02BFY 2025
FY21 $3.13BFY23 $3.75BFY24 $3.86BFY25 $4.02B

Net Income

-44.0% YoY
$230.2MFY 2025
FY21 $308.0MFY23 $396.0MFY24 $411.0MFY25 $230.2M

Operating Income

-24.6% YoY
$553.0MFY 2025
FY21 $618.0MFY23 $720.0MFY24 $733.0MFY25 $553.0M

EPS (Diluted)

-40.9% YoY
$3.44FY 2025
FY21 $3.52FY23 $5.28FY24 $5.82FY25 $3.44

Total Assets

+0.4% YoY
$6.76BFY 2025
FY21 $6.59BFY23 $6.74BFY24 $6.74BFY25 $6.76B

Total Debt

+0.1% YoY
$5.60BFY 2025
FY21 $5.31BFY23 $5.65BFY24 $5.59BFY25 $5.60B

Op. Cash Flow

+37.9% YoY
$640.0MFY 2025
FY21 $568.0MFY23 $350.0MFY24 $464.0MFY25 $640.0M

AI Insight: TNL Financial Trends

Q4 2025 operating loss of $23M and a net loss of $61M mark a sharp earnings reversal, even as full-year revenue trends modestly higher.

Revenue grew year-over-year from $984M in Q2 2024 to $1,045M in Q3 2025, but Q1 2026 slipped back to $961M.

Q4 2025 swung to an operating loss of $23M and net loss of $61M, versus operating income of $206M and net income of $119M in Q4 2024.

Operating cash flow collapsed to $38M in Q1 2026, the weakest reading in the entire dataset, down from $232M in Q2 2025.

Equity deficit deepened from -$885M in Q2 2024 to -$1,022M in Q1 2026, reflecting persistent balance sheet deterioration.

Total debt rose to $5,754M in Q1 2026, the highest level in the dataset, while equity deficit widens — leverage is increasing.

Q4 2025 operating loss appears anomalous versus prior quarters; confirm whether driven by one-time charges or structural cost pressure.

Operating cash flow of $38M in Q1 2026 versus $121M in Q1 2025 — monitor whether seasonal weakness or a deteriorating cash conversion trend.

AI Insight: TNL Ratio Trends

A severe Q4 2025 loss (-2.2% OpMargin, -5.9% NPM) drags the TTM profile well below prior-year levels, masking otherwise stable underlying performance.

Q4 2025 operating margin collapsed to -2.2% and ROIC to -2.0%, the only quarter with negative readings across the entire dataset.

TTM OpMargin of 13.7% and ROIC of 11.8% sit materially below the Q2–Q3 2024 range of 16.0%–16.1%, reflecting Q4 2025 drag.

Excluding Q4 2025, quarterly OpMargin held 16.6%–21.2% and ROIC 13.1%–18.0%, suggesting resilient core seasonality.

Q1 2026 ROIC recovered to 13.4% and NPM to 8.2%, broadly in line with Q1 2025 levels of 13.1% and 7.8% respectively.

Nature and recurrence of Q4 2025 charges that drove OpMargin to -2.2% — a one-time item vs. structural deterioration is critical to assess.

TTM ROIC of 11.8% vs. 16.0%+ in mid-2024 — watch whether Q2–Q3 2026 seasonally strong quarters restore the trailing return profile.

ROE and D/E data are unavailable; leverage context is missing and limits full balance-sheet risk assessment.

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Available Research

13F Pro tracks comprehensive data for Travel & Leisure Co. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of TNL

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Is TNL a good stock to buy?

13F Pro's AI-powered analysis of Travel & Leisure Co. (TNL) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Consumer Discretionary sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for TNL are available on the TNL stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own TNL?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling TNL. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Travel & Leisure Co.'s investment landscape.