1ST SOURCE CORP(SRCE)Stock Analysis
AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →13F Pro Quality Score
Not in ranked universe
Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
SRCE Stock Analysis & AI Quality Score
AI stock analysis and institutional research for 1ST SOURCE CORP (SRCE), a Financials sector company. SRCE is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), 1ST SOURCE CORP reports quarterly revenue of $113.1M, net income of $40.0M, an operating margin of 45.4%. Top institutional holders of SRCE by reported 13-F value include 1ST SOURCE BANK, BlackRock,, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. SRCE trades on the Nasdaq exchange and files with the SEC under CIK 34782. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SRCE daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for 1ST SOURCE CORP directly from SEC EDGAR.
Revenue
Q1 2026
$113.1M
Net Income
Q1 2026
$40.0M
Free Cash Flow
Q1 2026
$58.1M
Operating Margin
Q1 2026
45.4%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+EPS (Diluted)
+27.4% YoYTotal Assets
+3.8% YoYTotal Debt
-23.6% YoYOp. Cash Flow
+18.7% YoY| Metric | FY 2025 | FY 2023 | FY 2022 | FY 2021 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|
| EPS (Diluted) | $6.41 +27.4% | $5.03 +3.9% | $4.84 +3.0% | $4.70 +31.7% | $3.57 +13.0% | $3.16 |
| Total Assets | $9.06B +3.8% | $8.73B +4.7% | $8.34B +3.0% | $8.10B +22.2% | $6.62B +5.2% | $6.29B |
| Total Debt | $238.6M -23.6% | $312.4M +44.9% | $215.5M +7.7% | $200.0M +37.1% | $145.9M -26.8% | $199.3M |
| Operating Cash Flow | $223.1M +18.7% | $187.9M +7.1% | $175.5M +5.3% | $166.8M +1.3% | $164.6M +3.1% | $159.7M |
AI Insight: SRCE Financial Trends
1st Source's equity base expanded 22% over two years while debt levels fluctuated significantly, though latest quarter shows debt rising back to Q2 2024 levels.
• Equity grew consistently from $1,044M in Q2 2024 to $1,278M in Q1 2026, a $234M increase.
• Operating cash flow remained volatile, ranging from $34M to $72M with no clear directional trend.
⚠ Total debt surged from $74M in Q3 2025 to $289M in Q1 2026, approaching Q2 2024 peak levels.
AI Insight: SRCE Ratio Trends
ROIC peaked at 16.8% in Q3 2025 but has declined to 13.1% by Q1 2026, erasing gains from the strong mid-2025 performance.
• ROIC surged from 11.8% in Q4 2024 to 16.8% in Q3 2025 before retreating to 13.1% in Q1 2026.
• D/E ratio dramatically improved from 0.28 in Q2 2024 to as low as 0.05 in Q1 2025 before stabilizing around 0.20.
• TTM ROIC of 13.3% aligns closely with latest quarter performance of 13.1%, suggesting recent weakness is sustainable.
⚠ ROIC declined 380bp from Q3 2025 peak to Q1 2026, marking two consecutive quarters of deterioration.
⚠ D/E ratio increased from 0.06 in Q3 2025 to 0.23 in Q1 2026, reversing earlier deleveraging progress.
Get alerted when SRCE's score changes
Free account: watchlist tracking, the daily AI brief, and the AI screener.
Available Research
13F Pro tracks comprehensive data for 1ST SOURCE CORP including:
Top Institutional Holders of SRCE
1ST SOURCE BANK
$358.5M5,179,191 shBlackRock, Inc.
$135.9M1,963,602 shDIMENSIONAL FUND ADVISORS LP
$101.5M1,466,060 shVANGUARD CAPITAL MANAGEMENT LLC
$53.5M773,321 shSTATE STREET CORP
$42.9M619,165 shCHARLES SCHWAB INVESTMENT MANAGEMENT INC
$38.9M562,428 shGEODE CAPITAL MANAGEMENT, LLC
$35.6M513,706 shAMERICAN CENTURY COMPANIES INC
$32.1M464,100 shJANUS HENDERSON GROUP PLC
$31.9M460,422 shVANGUARD PORTFOLIO MANAGEMENT LLC
$24.7M357,320 sh
| Fund | Value | Shares |
|---|---|---|
| 1ST SOURCE BANK | $358.5M | 5,179,191 |
| BlackRock, Inc. | $135.9M | 1,963,602 |
| DIMENSIONAL FUND ADVISORS LP | $101.5M | 1,466,060 |
| VANGUARD CAPITAL MANAGEMENT LLC | $53.5M | 773,321 |
| STATE STREET CORP | $42.9M | 619,165 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $38.9M | 562,428 |
| GEODE CAPITAL MANAGEMENT, LLC | $35.6M | 513,706 |
| AMERICAN CENTURY COMPANIES INC | $32.1M | 464,100 |
| JANUS HENDERSON GROUP PLC | $31.9M | 460,422 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $24.7M | 357,320 |
More Financials Companies
View all Financials →Put SRCE on your watchlist
Track score changes the day 1ST SOURCE CORP files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.
Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).
Popular Research
Is SRCE a good stock to buy?
13F Pro's AI-powered analysis of 1ST SOURCE CORP (SRCE) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SRCE are available on the SRCE stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own SRCE?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SRCE. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of 1ST SOURCE CORP's investment landscape.