What is the 13F Pro Quality Score for SRCE?

13F Pro ranks 1ST SOURCE CORP (SRCE) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View SRCE's current score at https://13fpro.ai/company/SRCE (free sign-up required for the full ranking).

Which hedge funds own the most SRCE stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of SRCE include 1ST SOURCE BANK, BlackRock,, DIMENSIONAL FUND ADVISORS. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/SRCE as soon as new 13F filings post.

Where does 13F Pro source SRCE data?

All 1ST SOURCE CORP fundamentals and ownership data come directly from SEC EDGAR. 1ST SOURCE CORP files with the SEC under CIK 34782. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is SRCE in?

1ST SOURCE CORP (SRCE) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives SRCE's revenue?

Per 1ST SOURCE CORP's latest 10-Q filed with the SEC on 2026-07-23, the biggest revenue drivers are: Net interest income ($93.1M, +9.3% YoY); Noninterest income ($25.0M, +8.5% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/SRCE.

What are SRCE's largest expenses?

1ST SOURCE CORP's latest 10-Q reports these as the largest expense items: Salaries and employee benefits ($33.2M, +4.3% YoY); Data processing ($7.5M, +1.1% YoY); Net occupancy ($3.4M, +11.6% YoY). Sourced directly from SEC EDGAR filing text for Q2 2026 (quarter ended June 30, 2026).

How often is SRCE research updated on 13F Pro?

SRCE's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

1ST SOURCE CORP(SRCE)Stock Analysis

AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →

Financials →Nasdaqmid

Institutional-grade research for retail investors

SEC EDGAR: CIK 34782 SRCE stock profile & AI dashboard →

13F Pro Quality Score

60.6/100

Rank #845 of 2,962 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

58.8/100

Profitability

95.7/100

Balance Sheet

51.8/100

Earnings Quality

53.8/100

Free Cash Flow

93.6/100

Institutional Flow

62.9/100

Revenue Scale

35.4/100

Dilution Risk

47.8/100

Email me the moment this company reports earnings

AI Research Report

Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.

Upgrade to Pro

Pro: 5 reports/month · Pro+: unlimitedOpinion, not investment advice. Do your own research.

Why SRCE Scores 61/100

exact factor attribution · 2026-09-11

SRCE's composite is driven by profitability and free cash flow, held back by scale. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Profitability

+9.1 pts

96th pct

Free cash flow

+6.5 pts

94th pct

Revenue growth

+2.4 pts

59th pct

Earnings growth

+1.1 pts

66th pct

Institutional flow

+0.9 pts

63th pct

Earnings quality

+0.4 pts

54th pct

Capital efficiency

+0.2 pts

52th pct

Shareholder dilution

-0.1 pts

48th pct

Scale

-2.9 pts

35th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

SRCE Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for 1ST SOURCE CORP (SRCE), a Financials sector company. 13F Pro's AI-powered ranking engine scores SRCE at 60.6/100 on a 32-signal composite quality model, placing it at rank #845 of 2,962 stocks — the top half of the AI-ranked universe. SRCE scores in the top quartile across profitability (95.7), free cash flow (93.6). Areas of concern include revenue scale (35.4), which score below median versus the broader universe. Shareholder dilution risk is elevated at 47.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), 1ST SOURCE CORP reports quarterly revenue of $118.2M, net income of $47.5M, an operating margin of 52.1%. Top institutional holders of SRCE by reported 13-F value include 1ST SOURCE BANK, BlackRock, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. SRCE trades on the Nasdaq exchange and files with the SEC under CIK 34782. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SRCE daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for 1ST SOURCE CORP directly from SEC EDGAR. 1ST SOURCE CORP's 13F Pro composite quality score has ranged between 37 and 61 since 2026, currently 60.6 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

✦

Fun facts about 1ST SOURCE CORP

Quirks, history, and lore behind SRCE — the kind of stuff that makes a stock memorable.

1
The Basics
A community bank holding company headquartered in the Midwest · serves individuals and businesses across Indiana and Michigan · listed on Nasdaq.
2
The Numbers
A small-cap regional bank with total assets in the low single-digit billions — not a Wall Street titan, but a steady earner that's kept investors happy for decades.
3
The History
Founded in the early 20th century, it has spent over a hundred years quietly serving the northern Indiana corridor — growing mostly by being reliably boring in the best possible way.
4
The Secret
It offers a full suite of banking, trust, investment, and insurance services, making it a one-stop financial shop for the kind of town where everyone knows your name.
5
The Lore
Its home city is also home to the University of Notre Dame — so this bank has spent generations financing dreams in the shadow of the Golden Dome.
6
The Giveaway
Headquartered in South Bend, Indiana, this bank's name literally starts with "1st" — as in, first in line to serve Michiana since way back when.

▶ Think you know your stocks? Play the Daily Ticker

What's Driving SRCE's Business? Latest 10-Q Breakdown

AI-extracted from 1ST SOURCE CORP's 10-Q filed 2026-07-23 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Q2 net income of $47.5M (+27% YoY) driven by higher net interest income, improved deposit funding costs, and lower provision for credit losses.

Biggest Revenue Drivers

Net interest income$93.1M+9.3% YoY

Higher earning assets and 34 bps decline in deposit costs from Fed rate cuts in H2 2025, partially offset by 2 bps decline in earning asset yields.

Noninterest income$25.0M+8.5% YoY

Trust and wealth advisory up 19.6%, debit card income up 3.7%, and service charges up 7.6%, offset by lower mortgage banking and equipment rental.

Biggest Revenue Drivers

Net interest income$93.1M+9.3% YoY

Higher earning assets and 34 bps decline in deposit costs from Fed rate cuts in H2 2025, partially offset by 2 bps decline in earning asset yields.

Noninterest income$25.0M+8.5% YoY

Trust and wealth advisory up 19.6%, debit card income up 3.7%, and service charges up 7.6%, offset by lower mortgage banking and equipment rental.

Largest Expense Items

Salaries and employee benefits$33.2M+4.3% YoY

Higher from merit increases, increased incentive compensation, and elevated group health insurance claims.

Data processing$7.5M+1.1% YoY

Increased software maintenance on technology projects.

Net occupancy$3.4M+11.6% YoY

Higher seasonal snow removal costs and premises repairs.

Margins: Net interest margin improved 23 basis points to 4.24% despite 2 bps decline in earning asset yields, driven by 34 bps reduction in deposit costs from Federal Reserve rate cuts in the second half of 2025 and lower cost of short-term borrowings.

Watch Items from the Filing

Aircraft portfolio contains $305.3M foreign exposure (June 30, 2026), primarily Mexico ($152M) and Brazil ($139M), concentrated in collateral-dependent sector susceptible to value volatility.
Auto and light truck borrowers facing lower rental rates, higher fleet carrying costs, and industry overcapacity; construction equipment and commercial real estate portfolios showing elevated credit concerns.
Nonaccrual loans declined 9% to $69.7M; 30+ day delinquency improved to 0.09% from 0.52% year-over-year, indicating modest credit stability.
Loan growth of $173M (2.5%) driven by renewable energy (+$88M), commercial and agricultural (+$60M), and construction equipment (+$54M); auto and light truck and aircraft declined.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$118.2M

Net Income

Q2 2026

$47.5M

Free Cash Flow

Q2 2026

$49.3M

Operating Margin

Q2 2026

52.1%

ROIC

Q2 2026

16.3%

D/E Ratio

Q2 2026

0.15

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+12.1% YoY

$433.8MFY 2025

FY22 $354.7MFY23 $369.3MFY24 $387.1MFY25 $433.8M

EPS (Diluted)

+19.6% YoY

$6.41FY 2025

FY22 $4.84FY23 $5.03FY24 $5.36FY25 $6.41

Total Assets

+1.4% YoY

$9.06BFY 2025

FY22 $8.34BFY23 $8.73BFY24 $8.93BFY25 $9.06B

Total Debt

-4.2% YoY

$238.6MFY 2025

FY22 $215.5MFY23 $312.4MFY24 $249.2MFY25 $238.6M

Op. Cash Flow

+15.1% YoY

$223.1MFY 2025

FY22 $175.5MFY23 $187.9MFY24 $193.9MFY25 $223.1M

Free Cash Flow

+17.4% YoY

$213.0MFY 2025

FY22 $173.2MFY23 $182.0MFY24 $181.5MFY25 $213.0M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$433.8M +12.1%	$387.1M +4.8%	$369.3M +4.1%	$354.7M +5.3%	$336.7M +2.1%	$329.7M
EPS (Diluted)	$6.41 +19.6%	$5.36 +6.6%	$5.03 +3.9%	$4.84 +3.0%	$4.70 +48.3%	$3.17
Total Assets	$9.06B +1.4%	$8.93B +2.3%	$8.73B +4.7%	$8.34B +3.0%	$8.10B +10.7%	$7.32B
Total Debt	$238.6M -4.2%	$249.2M -20.2%	$312.4M +44.9%	$215.5M +7.7%	$200.0M +32.8%	$150.6M
Operating Cash Flow	$223.1M +15.1%	$193.9M +3.1%	$187.9M +7.1%	$175.5M +5.3%	$166.8M +7.9%	$154.5M
Free Cash Flow	$213.0M +17.4%	$181.5M -0.3%	$182.0M +5.1%	$173.2M +5.7%	$163.9M +8.1%	$151.6M

Get alerted when SRCE's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for 1ST SOURCE CORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of SRCE

1ST SOURCE BANK
$416.9M5,110,889 sh
BlackRock, Inc.
$166.4M2,039,169 sh
DIMENSIONAL FUND ADVISORS LP
$119.7M1,466,907 sh
VANGUARD CAPITAL MANAGEMENT LLC
$59.8M733,086 sh
STATE STREET CORP
$56.6M693,773 sh
American Trust
$53.4M655,083 sh
CHARLES SCHWAB INVESTMENT MANAGEMENT INC
$50.0M612,299 sh
AMERICAN CENTURY COMPANIES INC
$44.7M547,423 sh
GEODE CAPITAL MANAGEMENT, LLC
$42.8M524,714 sh
Jupiter Topco LLC
$39.3M481,186 sh

Fund	Value	Shares
1ST SOURCE BANK	$416.9M	5,110,889
BlackRock, Inc.	$166.4M	2,039,169
DIMENSIONAL FUND ADVISORS LP	$119.7M	1,466,907
VANGUARD CAPITAL MANAGEMENT LLC	$59.8M	733,086
STATE STREET CORP	$56.6M	693,773
American Trust	$53.4M	655,083
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	$50.0M	612,299
AMERICAN CENTURY COMPANIES INC	$44.7M	547,423
GEODE CAPITAL MANAGEMENT, LLC	$42.8M	524,714
Jupiter Topco LLC	$39.3M	481,186

Companies Similar to SRCE

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

LKFN

LAKELAND FINANCIAL CORP

AI score

Similar quality profile · 10 shared holders

Boston Trust Walden Corp KENNEDY CAPITAL MANAGEMENT LLC 1ST SOURCE BANK

STBA

S&T BANCORP INC

AI score

Similar quality profile · 11 shared holders

HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC DEAN INVESTMENT ASSOCIATES, LLC Dean Capital Management

SYBT

Stock Yards Bancorp, Inc.

AI score

Similar quality profile · 9 shared holders

Rosenthal {-} Henry Capital Advisors, Inc.DARK FOREST CAPITAL MANAGEMENT LP SUSQUEHANNA FUNDAMENTAL INVESTMENTS, LLC

OBK

Origin Bancorp, Inc.

AI score

Similar quality profile · 10 shared holders

KENNEDY CAPITAL MANAGEMENT LLC HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC DARK FOREST CAPITAL MANAGEMENT LP

GSBC

GREAT SOUTHERN BANCORP, INC.

AI score

Similar quality profile · 9 shared holders

HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC DEAN INVESTMENT ASSOCIATES, LLC Dean Capital Management

MBWM

MERCANTILE BANK CORP

AI score

Similar quality profile · 8 shared holders

HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC Rosenthal {-} Henry Capital Advisors, Inc.JACOBS LEVY EQUITY MANAGEMENT, INC

NBTB

NBT BANCORP INC

AI score

Similar quality profile · 10 shared holders

Linden Thomas Advisory Services, LLC Rosenthal {-} Henry Capital Advisors, Inc.VOLORIDGE INVESTMENT MANAGEMENT, LLC

FFIN

FIRST FINANCIAL BANKSHARES INC

AI score

Similar quality profile · 9 shared holders

DARK FOREST CAPITAL MANAGEMENT LP Rosenthal {-} Henry Capital Advisors, Inc.SUSQUEHANNA FUNDAMENTAL INVESTMENTS, LLC

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

More Financials Companies

View all Financials →

AAAU

Goldman Sachs Physical Gold ETF

AAC

Ares Acquisition Corp III

AACB

Artius II Acquisition Inc.

AACI

Armada Acquisition Corp. III

AACO

Abony Acquisition Corp. I

AACP

Apogee Acquisition Corp

AAME

ATLANTIC AMERICAN CORP

AAMI

Acadian Asset Management Inc.

Put SRCE on your watchlist

Track score changes the day 1ST SOURCE CORP files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Popular Research

AAPL

Apple

MSFT

Microsoft

NVDA

NVIDIA

GOOG

Alphabet

AMZN

Amazon

Is SRCE a good stock to buy?

13F Pro's AI-powered analysis of 1ST SOURCE CORP (SRCE) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SRCE are available on the SRCE stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. SRCE is classified as a mid company.

Which hedge funds own SRCE?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SRCE. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of 1ST SOURCE CORP's investment landscape.