SFNCSIMMONS FIRST NATIONAL CORP(SFNC)Stock Analysis

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FinancialsNasdaqmid
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SEC EDGAR: CIK 90498SFNC stock profile & AI dashboard →

13F Pro Quality Score

12.6/100

Rank #2,884 of 2,962 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

0.3/100

Profitability

5.3/100

Balance Sheet

30.3/100

Earnings Quality

68.1/100

Free Cash Flow

99.8/100

Institutional Flow

26.6/100

Revenue Scale

21.5/100

Dilution Risk

15.8/100
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SFNC Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for SIMMONS FIRST NATIONAL CORP (SFNC), a Financials sector company. 13F Pro's AI-powered ranking engine scores SFNC at 12.6/100 on a 32-signal composite quality model, placing it at rank #2,884 of 2,962 stocks — the bottom half of the AI-ranked universe. SFNC scores in the top quartile across free cash flow (99.8). Areas of concern include revenue growth (0.3) and profitability (5.3), which score below median versus the broader universe. Shareholder dilution risk is elevated at 15.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), SIMMONS FIRST NATIONAL CORP reports quarterly revenue of $248.6M, net income of $66.7M, an operating margin of 26.8%. Top institutional holders of SFNC by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, STATE STREET, based on the most recent SEC filings. SFNC trades on the Nasdaq exchange and files with the SEC under CIK 90498. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SFNC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for SIMMONS FIRST NATIONAL CORP directly from SEC EDGAR. SIMMONS FIRST NATIONAL CORP's 13F Pro composite quality score has ranged between 13 and 39 since 2026, currently 12.6 — a declining long-term trajectory across 8 quarterly and live scoring snapshots.

Fun facts about SIMMONS FIRST NATIONAL CORP

Quirks, history, and lore behind SFNC — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A regional bank holding company headquartered in Arkansas · listed on Nasdaq · operates in the U.S. South and Midwest.
  • 2
    The Numbers
    Total assets in the range of $27 billion, making it one of the larger community-regional banks in its part of the country — not a Wall Street giant, but no small-town savings jar either.
  • 3
    The History
    Founded in the late 19th century in Arkansas, it spent decades as a quiet local institution before embarking on an aggressive acquisition-driven expansion that stretched it across multiple states.
  • 4
    The Secret
    Growth has been largely fueled by buying other banks — it has completed dozens of acquisitions over the years, hoovering up community banks the way some people collect stamps.
  • 5
    The Lore
    Despite its sprawl, it proudly keeps its identity rooted in Pine Bluff, Arkansas — a city of roughly 40,000 people that doesn't scream "financial powerhouse" but apparently is one.
  • 6
    The Giveaway
    The name combines a famous mattress family surname, the word "First National," and the great state of Arkansas — a Pine Bluff banking dynasty since 1903.
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Revenue

Q2 2026

$248.6M

Net Income

Q2 2026

$66.7M

Free Cash Flow

Q2 2026

$125.5M

Operating Margin

Q2 2026

26.8%

ROIC

Q2 2026

5.6%

D/E Ratio

Q2 2026

0.36

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

-86.7% YoY
$103.2MFY 2025
FY22 $887.4MFY23 $805.7MFY24 $775.6MFY25 $103.2M

Net Income

-360.4% YoY
$-397.6MFY 2025
FY22 $256.4MFY23 $175.1MFY24 $152.7MFY25 $-397.6M

EPS (Diluted)

-343.8% YoY
$-2.95FY 2025
FY22 $2.06FY23 $1.38FY24 $1.21FY25 $-2.95

Total Assets

-8.7% YoY
$24.54BFY 2025
FY22 $27.46BFY23 $27.35BFY24 $26.88BFY25 $24.54B

Total Debt

-44.2% YoY
$620.0MFY 2025
FY22 $1.23BFY23 $1.34BFY24 $1.11BFY25 $620.0M

Op. Cash Flow

+5.5% YoY
$449.5MFY 2025
FY22 $322.2MFY23 $541.0MFY24 $425.9MFY25 $449.5M

Free Cash Flow

+8.1% YoY
$411.4MFY 2025
FY22 $286.9MFY23 $507.9MFY24 $380.4MFY25 $411.4M

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Available Research

13F Pro tracks comprehensive data for SIMMONS FIRST NATIONAL CORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of SFNC

Companies Similar to SFNC

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

EGBN

EAGLE BANCORP INC

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CCB

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AMTB

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OBK

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EFSC

ENTERPRISE FINANCIAL SERVICES CORP

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IVZ

Invesco Ltd.

48
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ACT

Enact Holdings, Inc.

39
AI score
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is SFNC a good stock to buy?

13F Pro's AI-powered analysis of SIMMONS FIRST NATIONAL CORP (SFNC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SFNC are available on the SFNC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. SFNC is classified as a mid company.

Which hedge funds own SFNC?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SFNC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of SIMMONS FIRST NATIONAL CORP's investment landscape.