Sound Financial Bancorp, Inc.(SFBC)Stock Analysis
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Rank #1,959 of 2,961 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
SFBC Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for Sound Financial Bancorp, Inc. (SFBC), a Financials sector company. 13F Pro's AI-powered ranking engine scores SFBC at 43.7/100 on a 32-signal composite quality model, placing it at rank #1,959 of 2,961 stocks — the bottom half of the AI-ranked universe. SFBC scores in the top quartile across profitability (82.4). Areas of concern include revenue scale (7.3) and institutional flow (11.4), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Sound Financial Bancorp, Inc. reports quarterly revenue of $11.0M, net income of $2.5M, an operating margin of 28.3%. Top institutional holders of SFBC by reported 13-F value include Stilwell Value, ALLIANCEBERNSTEIN L.P., GRAHAM CAPITAL WEALTH MANAGEMENT, based on the most recent SEC filings. SFBC trades on the Nasdaq exchange and files with the SEC under CIK 1541119. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SFBC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Sound Financial Bancorp, Inc. directly from SEC EDGAR. Sound Financial Bancorp, Inc.'s 13F Pro composite quality score has ranged between 35 and 47 since 2026, currently 43.7 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.
Revenue
Q2 2026
$11.0M
Net Income
Q2 2026
$2.5M
Free Cash Flow
Q2 2026
$166.0K
Operating Margin
Q2 2026
28.3%
ROIC
Q2 2026
11.1%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+9.1% YoYNet Income
+54.3% YoYEPS (Diluted)
+53.9% YoYTotal Assets
+9.9% YoYTotal Debt
Op. Cash Flow
+144.2% YoYFree Cash Flow
+144.8% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $38.9M +9.1% | $35.7M -8.2% | $38.9M -2.6% | $39.9M +7.1% | $37.2M +6.6% | $34.9M |
| Net Income | $7.2M +54.3% | $4.6M -37.6% | $7.4M -15.5% | $8.8M -3.8% | $9.2M +2.5% | $8.9M |
| EPS (Diluted) | $2.77 +53.9% | $1.80 -37.1% | $2.86 -14.6% | $3.35 -3.2% | $3.46 +1.2% | $3.42 |
| Total Assets | $1.09B +9.9% | $993.6M -0.2% | $995.2M +1.9% | $976.4M +6.2% | $919.7M +6.8% | $861.4M |
| Total Debt | — | — | — | — | — | $0.00 |
| Operating Cash Flow | $7.2M +144.2% | $2.9M -57.4% | $6.9M -31.5% | $10.1M -47.3% | $19.1M +4040.7% | $-484.0K |
| Free Cash Flow | $7.0M +144.8% | $2.9M -55.7% | $6.4M -33.3% | $9.7M -48.8% | $18.8M +2215.4% | $-891.0K |
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Top Institutional Holders of SFBC
Stilwell Value LLC
$17.7M410,019 shALLIANCEBERNSTEIN L.P.
$9.4M215,780 shGRAHAM CAPITAL WEALTH MANAGEMENT, LLC
$4.9M113,257 shVANGUARD CAPITAL MANAGEMENT LLC
$4.1M95,890 shKENNEDY CAPITAL MANAGEMENT LLC
$2.2M51,743 shBlackRock, Inc.
$1.6M37,496 shPacific Sage Partners, LLC
$1.6M36,191 shOppenheimer & Close, LLC
$1.4M32,645 shGEODE CAPITAL MANAGEMENT, LLC
$1.0M23,720 shDIMENSIONAL FUND ADVISORS LP
$860.8K19,968 sh
| Fund | Value | Shares |
|---|---|---|
| Stilwell Value LLC | $17.7M | 410,019 |
| ALLIANCEBERNSTEIN L.P. | $9.4M | 215,780 |
| GRAHAM CAPITAL WEALTH MANAGEMENT, LLC | $4.9M | 113,257 |
| VANGUARD CAPITAL MANAGEMENT LLC | $4.1M | 95,890 |
| KENNEDY CAPITAL MANAGEMENT LLC | $2.2M | 51,743 |
| BlackRock, Inc. | $1.6M | 37,496 |
| Pacific Sage Partners, LLC | $1.6M | 36,191 |
| Oppenheimer & Close, LLC | $1.4M | 32,645 |
| GEODE CAPITAL MANAGEMENT, LLC | $1.0M | 23,720 |
| DIMENSIONAL FUND ADVISORS LP | $860.8K | 19,968 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is SFBC a good stock to buy?
13F Pro's AI-powered analysis of Sound Financial Bancorp, Inc. (SFBC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SFBC are available on the SFBC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. SFBC is classified as a small company.
Which hedge funds own SFBC?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SFBC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Sound Financial Bancorp, Inc.'s investment landscape.