SunCar Technology Group Inc.(SDA)Stock Analysis
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Rank #1,734 of 2,879 stocks
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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
SDA Stock Analysis & AI Quality Score
AI stock analysis and institutional research for SunCar Technology Group Inc. (SDA), a Consumer Discretionary sector company. 13F Pro's AI-powered ranking engine scores SDA at 45.1/100 on a 32-signal composite quality model, placing it at rank #1,734 of 2,879 stocks — the bottom half of the AI-ranked universe. SDA scores in the top quartile across revenue growth (94.4), institutional flow (90.9). Areas of concern include profitability (30.0) and balance sheet strength (30.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 12.9/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), SunCar Technology Group Inc. reports quarterly revenue of $131.2M, net income of $1.6M, an operating margin of 2.3%. Top institutional holders of SDA by reported 13-F value include BlackRock,, VANGUARD PORTFOLIO MANAGEMENT, HBK INVESTMENTS L P, based on the most recent SEC filings. SDA trades on the Nasdaq exchange and files with the SEC under CIK 1936804. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SDA daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for SunCar Technology Group Inc. directly from SEC EDGAR. SunCar Technology Group Inc.'s 13F Pro composite quality score has ranged between 20 and 45 since 2025, currently 45.1 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.
Revenue
Q1 2026
$131.2M
Net Income
Q1 2026
$1.6M
Free Cash Flow
Q1 2026
$-8.0M
Operating Margin
Q1 2026
2.3%
D/E Ratio
Q1 2026
2.52
AI Insight: SDA Ratio Trends
SunCar's Q2 2025 operating margin recovery to 1.5% and ROIC rebound to 6.3% offer tentative improvement, but leverage at 2.83x D/E and near-zero TTM operating margin signal fragile fundamentals.
• Operating margin swung from -2.9% in Q1 2025 to 1.5% in Q2 2025, the strongest reading in available history.
• ROIC rebounded sharply from -9.9% in Q1 2025 to 6.3% in Q2 2025, reversing a steep single-quarter deterioration.
• TTM operating margin stands at just -0.2% and TTM ROIC at -0.8%, indicating the full-year picture remains loss-making.
• D/E spiked to 7.03x in Q4 2024 before falling to 2.42x in Q1 2025 and 2.83x in Q2 2025 — leverage remains elevated.
⚠ D/E ratio spiked to 7.03x in Q4 2024 — any recurrence of that leverage surge would severely stress the balance sheet.
⚠ NPM, ROE, and ROA data are absent for most periods; visibility into bottom-line profitability drivers is critically limited.
⚠ Whether Q2 2025's margin and ROIC improvement is sustained or seasonal will be the key inflection to track next quarter.
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Available Research
13F Pro tracks comprehensive data for SunCar Technology Group Inc. including:
Top Institutional Holders of SDA
BlackRock, Inc.
$702.3M16,702,312 shVANGUARD PORTFOLIO MANAGEMENT LLC
$357.1M8,492,252 shHBK INVESTMENTS L P
$307.2M7,305,341 shVANGUARD CAPITAL MANAGEMENT LLC
$278.0M6,611,699 shFIL Ltd
$247.9M5,894,945 shSTATE STREET CORP
$222.2M5,283,215 shInvesco Ltd.
$205.3M4,881,096 shUBS Group AG
$200.2M4,759,934 shTUDOR INVESTMENT CORP ET AL
$179.5M4,267,942 shMORGAN STANLEY
$175.6M4,175,824 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $702.3M | 16,702,312 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $357.1M | 8,492,252 |
| HBK INVESTMENTS L P | $307.2M | 7,305,341 |
| VANGUARD CAPITAL MANAGEMENT LLC | $278.0M | 6,611,699 |
| FIL Ltd | $247.9M | 5,894,945 |
| STATE STREET CORP | $222.2M | 5,283,215 |
| Invesco Ltd. | $205.3M | 4,881,096 |
| UBS Group AG | $200.2M | 4,759,934 |
| TUDOR INVESTMENT CORP ET AL | $179.5M | 4,267,942 |
| MORGAN STANLEY | $175.6M | 4,175,824 |
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Popular Research
Is SDA a good stock to buy?
13F Pro's AI-powered analysis of SunCar Technology Group Inc. (SDA) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Consumer Discretionary sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SDA are available on the SDA stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own SDA?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SDA. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of SunCar Technology Group Inc.'s investment landscape.