13F Pro Quality Score

57.3/100

Rank #1,055 of 2,879 stocksTOP 50%

View Industrials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

54.8/100

Profitability

50.4/100

Balance Sheet

79.8/100

Earnings Quality

22.3/100

Free Cash Flow

40.3/100

Institutional Flow

55.3/100

Revenue Scale

71.4/100

Dilution Risk

73.6/100

SAIA Stock Analysis & AI Quality Score

AI stock analysis and institutional research for SAIA INC (SAIA), a Industrials sector company. 13F Pro's AI-powered ranking engine scores SAIA at 57.3/100 on a 32-signal composite quality model, placing it at rank #1,055 of 2,879 stocks — the top half of the AI-ranked universe. SAIA scores in the top quartile across balance sheet strength (79.8). Areas of concern include earnings quality (22.3), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), SAIA INC reports quarterly revenue of $806.2M, net income of $49.9M, an operating margin of 8.3%. Top institutional holders of SAIA by reported 13-F value include BlackRock,, ALLIANCEBERNSTEIN L.P., VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. SAIA trades on the Nasdaq exchange and files with the SEC under CIK 1177702. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SAIA daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for SAIA INC directly from SEC EDGAR. SAIA INC's 13F Pro composite quality score has ranged between 8 and 70 since 2021, currently 57.3 — a stable long-term trajectory across 56 quarterly and live scoring snapshots.

Fun facts about SAIA INC

Quirks, history, and lore behind SAIA — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. transportation company · industrials sector · listed on Nasdaq · headquartered in Georgia.
  • 2
    The Numbers
    Annual revenue in the range of $3 billion, with a network spanning hundreds of terminals across the country — not tiny, not a titan.
  • 3
    The History
    Founded in the 1920s in Louisiana, it spent decades as a regional carrier before expanding aggressively into a national less-than-truckload network.
  • 4
    The Secret
    It competes in the notoriously cutthroat LTL freight segment — moving partial truckloads for businesses — where on-time delivery and low claim rates are the whole game.
  • 5
    The Lore
    When Yellow Corporation collapsed in 2023, this carrier was among the biggest beneficiaries, scooping up market share as shippers scrambled for alternatives.
  • 6
    The Giveaway
    Its four-letter ticker is also its entire company name — a Georgian LTL trucker whose stock became a Wall Street darling as freight bulls bet big on its expansion.
▶ Think you know your stocks? Play the Daily Ticker

Revenue

Q1 2026

$806.2M

Net Income

Q1 2026

$49.9M

Free Cash Flow

Q1 2026

$73.5M

Operating Margin

Q1 2026

8.3%

D/E Ratio

Q1 2026

0.04

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+0.8% YoY
$3.23BFY 2025
FY22 $2.79BFY23 $2.88BFY24 $3.21BFY25 $3.23B

Net Income

-29.6% YoY
$255.0MFY 2025
FY22 $357.4MFY23 $354.9MFY24 $362.1MFY25 $255.0M

Operating Income

-27.0% YoY
$352.2MFY 2025
FY22 $470.5MFY23 $460.5MFY24 $482.2MFY25 $352.2M

EPS (Diluted)

-29.5% YoY
$9.52FY 2025
FY22 $13.40FY23 $13.26FY24 $13.51FY25 $9.52

Total Assets

+10.0% YoY
$3.48BFY 2025
FY22 $2.17BFY23 $2.58BFY24 $3.17BFY25 $3.48B

Total Debt

-18.1% YoY
$164.0MFY 2025
FY22 $31.0MFY23 $16.5MFY24 $200.3MFY25 $164.0M

Op. Cash Flow

+1.9% YoY
$595.0MFY 2025
FY22 $473.0MFY23 $577.9MFY24 $583.7MFY25 $595.0M

AI Insight: SAIA Financial Trends

SAIA's Q1 2026 operating income of $67M remains 4% below Q1 2025's $70M, signaling year-over-year margin pressure persists despite accelerating debt paydown.

Operating income declined from $138M in Q2 2024 to $67M in Q1 2026, reflecting sustained compression across the trailing seven quarters.

Total debt fell sharply from $309M in Q2 2025 to $113M in Q1 2026, the lowest level in the dataset, strengthening the balance sheet.

Equity grew steadily from $2,136M in Q2 2024 to $2,626M in Q1 2026, a $490M increase over seven quarters.

Revenue has been range-bound between $788M and $842M since Q2 2024, with no meaningful top-line growth evident.

Net income of $48M in Q4 2025 and $50M in Q1 2026 are the weakest readings in the dataset — monitor for further earnings deterioration.

Operating cash flow dropped to $109M in Q1 2025 and recovered only partially to $140M in Q1 2026 — seasonal trough or structural softening?

Rapid debt reduction from $309M to $113M in two quarters could signal improving capital discipline or deferred investment — capex context needed.

AI Insight: SAIA Ratio Trends

SAIA's profitability has roughly halved from peak: ROIC fell from 23.8% in Q2 2024 to 9.8% in Q1 2026, signaling sustained margin pressure.

Operating margin contracted sharply from 16.7% in Q2 2024 to 8.3% in Q1 2026, nearly a 50% decline.

ROIC dropped from 23.8% in Q2 2024 to 9.8% in Q1 2026, erasing prior returns on invested capital.

Leverage (D/E) peaked at 0.13 in Q1–Q2 2025 but has since declined to 0.04 in Q1 2026, the lowest in the table.

Sequential profitability stabilized modestly: OpMargin edged up from 8.1% in Q4 2025 to 8.3% in Q1 2026.

Q4 2025 OpMargin hit 8.1%, the lowest quarterly reading — below even the seasonally weak Q1 2025 trough of 8.9%.

ROE has collapsed from 19.2% in Q2 2024 to 7.6% in Q1 2026 — monitor whether network expansion costs stabilize.

Seasonal Q2–Q3 recovery pattern seen in 2024 and 2025 — failure to rebound in Q2 2026 would be a key negative signal.

Get alerted when SAIA's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for SAIA INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of SAIA

Put SAIA on your watchlist

Track score changes the day SAIA INC files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Is SAIA a good stock to buy?

13F Pro's AI-powered analysis of SAIA INC (SAIA) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Industrials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SAIA are available on the SAIA stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own SAIA?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SAIA. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of SAIA INC's investment landscape.