SAIA INC(SAIA)Stock Analysis
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Rank #1,055 of 2,879 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
SAIA Stock Analysis & AI Quality Score
AI stock analysis and institutional research for SAIA INC (SAIA), a Industrials sector company. 13F Pro's AI-powered ranking engine scores SAIA at 57.3/100 on a 32-signal composite quality model, placing it at rank #1,055 of 2,879 stocks — the top half of the AI-ranked universe. SAIA scores in the top quartile across balance sheet strength (79.8). Areas of concern include earnings quality (22.3), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), SAIA INC reports quarterly revenue of $806.2M, net income of $49.9M, an operating margin of 8.3%. Top institutional holders of SAIA by reported 13-F value include BlackRock,, ALLIANCEBERNSTEIN L.P., VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. SAIA trades on the Nasdaq exchange and files with the SEC under CIK 1177702. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SAIA daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for SAIA INC directly from SEC EDGAR. SAIA INC's 13F Pro composite quality score has ranged between 8 and 70 since 2021, currently 57.3 — a stable long-term trajectory across 56 quarterly and live scoring snapshots.
Revenue
Q1 2026
$806.2M
Net Income
Q1 2026
$49.9M
Free Cash Flow
Q1 2026
$73.5M
Operating Margin
Q1 2026
8.3%
D/E Ratio
Q1 2026
0.04
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+0.8% YoYNet Income
-29.6% YoYOperating Income
-27.0% YoYEPS (Diluted)
-29.5% YoYTotal Assets
+10.0% YoYTotal Debt
-18.1% YoYOp. Cash Flow
+1.9% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $3.23B +0.8% | $3.21B +11.4% | $2.88B +3.2% | $2.79B +22.0% | $2.29B +25.6% | $1.82B |
| Net Income | $255.0M -29.6% | $362.1M +2.0% | $354.9M -0.7% | $357.4M +41.1% | $253.2M +83.1% | $138.3M |
| Operating Income | $352.2M -27.0% | $482.2M +4.7% | $460.5M -2.1% | $470.5M +40.4% | $335.1M +85.9% | $180.3M |
| EPS (Diluted) | $9.52 -29.5% | $13.51 +1.9% | $13.26 -1.0% | $13.40 +41.4% | $9.48 +82.3% | $5.20 |
| Total Assets | $3.48B +10.0% | $3.17B +22.6% | $2.58B +18.8% | $2.17B +17.9% | $1.85B +19.1% | $1.55B |
| Total Debt | $164.0M -18.1% | $200.3M +1114.8% | $16.5M -46.8% | $31.0M -38.5% | $50.4M -29.0% | $71.0M |
| Operating Cash Flow | $595.0M +1.9% | $583.7M +1.0% | $577.9M +22.2% | $473.0M +23.6% | $382.6M +23.8% | $309.1M |
AI Insight: SAIA Financial Trends
SAIA's Q1 2026 operating income of $67M remains 4% below Q1 2025's $70M, signaling year-over-year margin pressure persists despite accelerating debt paydown.
• Operating income declined from $138M in Q2 2024 to $67M in Q1 2026, reflecting sustained compression across the trailing seven quarters.
• Total debt fell sharply from $309M in Q2 2025 to $113M in Q1 2026, the lowest level in the dataset, strengthening the balance sheet.
• Equity grew steadily from $2,136M in Q2 2024 to $2,626M in Q1 2026, a $490M increase over seven quarters.
• Revenue has been range-bound between $788M and $842M since Q2 2024, with no meaningful top-line growth evident.
⚠ Net income of $48M in Q4 2025 and $50M in Q1 2026 are the weakest readings in the dataset — monitor for further earnings deterioration.
⚠ Operating cash flow dropped to $109M in Q1 2025 and recovered only partially to $140M in Q1 2026 — seasonal trough or structural softening?
⚠ Rapid debt reduction from $309M to $113M in two quarters could signal improving capital discipline or deferred investment — capex context needed.
AI Insight: SAIA Ratio Trends
SAIA's profitability has roughly halved from peak: ROIC fell from 23.8% in Q2 2024 to 9.8% in Q1 2026, signaling sustained margin pressure.
• Operating margin contracted sharply from 16.7% in Q2 2024 to 8.3% in Q1 2026, nearly a 50% decline.
• ROIC dropped from 23.8% in Q2 2024 to 9.8% in Q1 2026, erasing prior returns on invested capital.
• Leverage (D/E) peaked at 0.13 in Q1–Q2 2025 but has since declined to 0.04 in Q1 2026, the lowest in the table.
• Sequential profitability stabilized modestly: OpMargin edged up from 8.1% in Q4 2025 to 8.3% in Q1 2026.
⚠ Q4 2025 OpMargin hit 8.1%, the lowest quarterly reading — below even the seasonally weak Q1 2025 trough of 8.9%.
⚠ ROE has collapsed from 19.2% in Q2 2024 to 7.6% in Q1 2026 — monitor whether network expansion costs stabilize.
⚠ Seasonal Q2–Q3 recovery pattern seen in 2024 and 2025 — failure to rebound in Q2 2026 would be a key negative signal.
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Top Institutional Holders of SAIA
BlackRock, Inc.
$839.2M2,389,103 shALLIANCEBERNSTEIN L.P.
$816.1M2,499,330 shVANGUARD CAPITAL MANAGEMENT LLC
$420.0M1,195,689 shVANGUARD PORTFOLIO MANAGEMENT LLC
$385.4M1,097,220 shKAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC
$346.7M986,821 shSTATE STREET CORP
$290.2M826,001 shMORGAN STANLEY
$283.7M807,731 shFIRST TRUST ADVISORS LP
$282.5M804,284 shWASATCH ADVISORS LP
$249.0M708,880 shInvesco Ltd.
$242.3M689,722 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $839.2M | 2,389,103 |
| ALLIANCEBERNSTEIN L.P. | $816.1M | 2,499,330 |
| VANGUARD CAPITAL MANAGEMENT LLC | $420.0M | 1,195,689 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $385.4M | 1,097,220 |
| KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC | $346.7M | 986,821 |
| STATE STREET CORP | $290.2M | 826,001 |
| MORGAN STANLEY | $283.7M | 807,731 |
| FIRST TRUST ADVISORS LP | $282.5M | 804,284 |
| WASATCH ADVISORS LP | $249.0M | 708,880 |
| Invesco Ltd. | $242.3M | 689,722 |
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Popular Research
Is SAIA a good stock to buy?
13F Pro's AI-powered analysis of SAIA INC (SAIA) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Industrials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SAIA are available on the SAIA stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own SAIA?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SAIA. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of SAIA INC's investment landscape.