Rocket Companies, Inc.(RKT)Stock Analysis
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Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
RKT Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Rocket Companies, Inc. (RKT), a Financials sector company. RKT is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), Rocket Companies, Inc. reports quarterly revenue of $2.9B, net income of $297.0M, an operating margin of 13.6%. Top institutional holders of RKT by reported 13-F value include BlackRock,, VANGUARD CAPITAL MANAGEMENT, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. RKT trades on the NYSE exchange and files with the SEC under CIK 1805284. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate RKT daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Rocket Companies, Inc. directly from SEC EDGAR.
Revenue
Q1 2026
$2.9B
Net Income
Q1 2026
$297.0M
Free Cash Flow
Q1 2026
$1.8B
Operating Margin
Q1 2026
13.6%
ROIC
Q1 2026
1.2%
D/E Ratio
Q1 2026
0.45
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+31.2% YoYNet Income
-334.5% YoYEPS (Diluted)
-123.8% YoYTotal Assets
+147.6% YoYTotal Debt
Op. Cash Flow
-49.3% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $6.70B +31.2% | $5.10B +34.3% | $3.80B -34.9% | $5.84B -54.8% | $12.91B -17.5% | $15.65B |
| Net Income | $-68.0M -334.5% | $29.0M +281.3% | $-16.0M -134.5% | $46.4M -84.9% | $308.2M +55.7% | $198.0M |
| EPS (Diluted) | $-0.05 -123.8% | $0.21 +240.0% | $-0.15 -153.6% | $0.28 -87.9% | $2.32 +31.8% | $1.76 |
| Total Assets | $60.69B +147.6% | $24.51B +27.4% | $19.23B -4.2% | $20.08B -38.7% | $32.77B -12.7% | $37.53B |
| Total Debt | $10.42B | — | — | — | — | — |
| Operating Cash Flow | $-3.93B -49.3% | $-2.63B -2469.4% | $111.0M -99.0% | $10.82B +39.8% | $7.74B +561.7% | $-1.68B |
AI Insight: RKT Financial Trends
RKT surged to $2.9B revenue and $297M net income in Q1 2026, highest in dataset, but operating cash flow remains volatile.
• Revenue grew 9% Q4 2025 to Q1 2026 ($2.692B → $2.941B), extending uptrend from Q3 2025 lows of $1.605B.
• Net income swung to $297M profit in Q1 2026 vs. $-124M loss in Q3 2025, demonstrating operational recovery.
• Operating cash flow turned positive $1.857B in Q1 2026 after seven consecutive quarters of negative or near-zero cash generation.
⚠ Operating cash flow highly volatile across 8-quarter span ($-1.850B to $1.857B), signaling refinancing or working capital sensitivity.
⚠ Total debt of $10.430B in Q1 2026 lacks historical context; equity data absent prevents leverage assessment.
AI Insight: RKT Ratio Trends
Q1 2026 marks sharp profitability inflection with operating margin jumping to 13.6% and net margin to 10.1%, but volatility over the past year raises sustainability questions.
• Operating margin rebounded to 13.6% in Q1 2026 from -11.5% in Q3 2025; net margin improved to 10.1% from -7.7%.
• ROA recovered to 2.0% in Q1 2026, highest since Q2 2024's 0.0%, signaling improved asset utilization.
• ROIC reached 15.3% in Q1 2026, but TTM ROIC stands at only 3.9%, reflecting severe prior-quarter underperformance.
⚠ Extreme quarterly volatility: OpMargin ranged from -76.9% (Q3 2024) to 38.1% (Q4 2024) to -11.5% (Q3 2025).
⚠ TTM metrics lag Q1 2026 quarter by wide margin—TTM OpMargin 4.8% vs. Q1 13.6%—suggests prior quarters remain significantly unprofitable.
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Available Research
13F Pro tracks comprehensive data for Rocket Companies, Inc. including:
Top Institutional Holders of RKT
BlackRock, Inc.
$948.9M66,592,158 shVANGUARD CAPITAL MANAGEMENT LLC
$593.9M41,675,711 shVANGUARD PORTFOLIO MANAGEMENT LLC
$563.6M39,552,250 shFMR LLC
$451.4M31,677,674 shValueAct Holdings, L.P.
$402.1M28,214,724 shSlate Path Capital LP
$329.9M23,152,887 shMORGAN STANLEY
$322.0M22,593,656 shSTATE STREET CORP
$307.0M21,545,468 shCOOPERMAN LEON G
$299.5M21,016,600 shDurable Capital Partners LP
$275.1M19,305,725 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $948.9M | 66,592,158 |
| VANGUARD CAPITAL MANAGEMENT LLC | $593.9M | 41,675,711 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $563.6M | 39,552,250 |
| FMR LLC | $451.4M | 31,677,674 |
| ValueAct Holdings, L.P. | $402.1M | 28,214,724 |
| Slate Path Capital LP | $329.9M | 23,152,887 |
| MORGAN STANLEY | $322.0M | 22,593,656 |
| STATE STREET CORP | $307.0M | 21,545,468 |
| COOPERMAN LEON G | $299.5M | 21,016,600 |
| Durable Capital Partners LP | $275.1M | 19,305,725 |
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Popular Research
Is RKT a good stock to buy?
13F Pro's AI-powered analysis of Rocket Companies, Inc. (RKT) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for RKT are available on the RKT stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own RKT?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling RKT. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Rocket Companies, Inc.'s investment landscape.