RAYMOND JAMES FINANCIAL INC(RJF)Stock Analysis
AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →13F Pro Quality Score
Rank #672 of 2,879 stocksTOP 25%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
RJF Stock Analysis & AI Quality Score
AI stock analysis and institutional research for RAYMOND JAMES FINANCIAL INC (RJF), a Financials sector company. 13F Pro's AI-powered ranking engine scores RJF at 63.8/100 on a 32-signal composite quality model, placing it at rank #672 of 2,879 stocks — the top 25% of the AI-ranked universe. RJF scores in the top quartile across revenue scale (91.3). Shareholder dilution risk is elevated at 45.5/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), RAYMOND JAMES FINANCIAL INC reports quarterly revenue of $3.9B, net income of $544.0M, an operating margin of 14.1%. Top institutional holders of RJF by reported 13-F value include BlackRock,, VANGUARD CAPITAL MANAGEMENT, WELLINGTON MANAGEMENT GROUP LLP, based on the most recent SEC filings. RJF trades on the NYSE exchange and files with the SEC under CIK 720005. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate RJF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for RAYMOND JAMES FINANCIAL INC directly from SEC EDGAR. RAYMOND JAMES FINANCIAL INC's 13F Pro composite quality score has ranged between 8 and 72 since 2021, currently 63.8 — a stable long-term trajectory across 56 quarterly and live scoring snapshots.
Revenue
Q2 2026
$3.9B
Net Income
Q2 2026
$544.0M
Free Cash Flow
Q2 2026
$1.1B
Operating Margin
Q2 2026
14.1%
ROIC
Q2 2026
4.3%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+9.7% YoYNet Income
+3.2% YoYEPS (Diluted)
+6.2% YoYTotal Assets
+6.3% YoYTotal Debt
Op. Cash Flow
+12.9% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Revenue | $14.06B +9.7% | $12.82B +10.3% | $11.62B +5.6% | $11.00B +37.7% | $7.99B +3.2% | $7.74B |
| Net Income | $2.13B +3.2% | $2.07B +18.9% | $1.74B +15.2% | $1.51B +84.5% | $818.0M -20.9% | $1.03B |
| EPS (Diluted) | $10.30 +6.2% | $9.70 +21.7% | $7.97 +14.2% | $6.98 +169.8% | $2.59 -18.8% | $3.19 |
| Total Assets | $88.23B +6.3% | $82.99B +5.9% | $78.36B -3.2% | $80.95B +70.5% | $47.48B +22.3% | $38.83B |
| Total Debt | — | — | — | $1.0M | — | — |
| Operating Cash Flow | $2.43B +12.9% | $2.15B +161.3% | $-3.51B -4980.6% | $72.0M -98.2% | $4.07B +605.9% | $577.0M |
AI Insight: RJF Financial Trends
Raymond James revenue growth momentum stalled in recent quarters with Q4 2025 operating cash flow turning negative.
• Revenue growth decelerated from 11.0% year-over-year in Q3 2024 to 5.6% in Q4 2025.
• Net income margin compressed from 17.4% in Q3 2024 to 15.1% in Q4 2025.
• Equity base expanded steadily from $10,984M in Q1 2024 to $12,570M in Q4 2025.
⚠ Operating cash flow turned negative $10M in Q4 2025 after averaging $581M in prior seven quarters.
⚠ Revenue declined sequentially in Q1 2025 and Q2 2025 breaking prior quarter growth streak.
AI Insight: RJF Ratio Trends
Raymond James profitability deteriorated through mid-2025 with operating margins compressing 450bp from Q4 2024 peak of 21.2% to Q2 2025 low of 16.6%.
• Operating margin fell from 21.2% in Q4 2024 to 16.6% in Q2 2025, marking a sharp profitability decline.
• ROE dropped from 20.1% in Q4 2024 to 14.2% in Q2 2025, then partially recovered to 17.9% in Q4 2025.
• ROIC contracted from 25.1% in Q4 2024 to 18.4% in Q2 2025, representing a significant efficiency decline.
⚠ Net profit margin volatility ranging from 12.8% to 17.4% across 2024-2025 suggests inconsistent earnings quality.
⚠ Q3-Q4 2025 showed sequential improvement in ROE and NPM, indicating potential stabilization after mid-year weakness.
Get alerted when RJF's score changes
Free account: watchlist tracking, the daily AI brief, and the AI screener.
Available Research
13F Pro tracks comprehensive data for RAYMOND JAMES FINANCIAL INC including:
Top Institutional Holders of RJF
BlackRock, Inc.
$2.0B14,119,123 shVANGUARD CAPITAL MANAGEMENT LLC
$1.6B11,358,693 shWELLINGTON MANAGEMENT GROUP LLP
$1.4B9,700,176 shPRIMECAP MANAGEMENT CO/CA/
$1.4B9,347,172 shVANGUARD PORTFOLIO MANAGEMENT LLC
$1.3B9,062,289 shSTATE STREET CORP
$1.1B7,854,530 shFMR LLC
$846.5M5,846,443 shGEODE CAPITAL MANAGEMENT, LLC
$668.7M4,637,162 shHARRIS ASSOCIATES L P
$496.0M3,425,321 shVICTORY CAPITAL MANAGEMENT INC
$360.5M2,489,689 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $2.0B | 14,119,123 |
| VANGUARD CAPITAL MANAGEMENT LLC | $1.6B | 11,358,693 |
| WELLINGTON MANAGEMENT GROUP LLP | $1.4B | 9,700,176 |
| PRIMECAP MANAGEMENT CO/CA/ | $1.4B | 9,347,172 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1.3B | 9,062,289 |
| STATE STREET CORP | $1.1B | 7,854,530 |
| FMR LLC | $846.5M | 5,846,443 |
| GEODE CAPITAL MANAGEMENT, LLC | $668.7M | 4,637,162 |
| HARRIS ASSOCIATES L P | $496.0M | 3,425,321 |
| VICTORY CAPITAL MANAGEMENT INC | $360.5M | 2,489,689 |
More Financials Companies
View all Financials →Put RJF on your watchlist
Track score changes the day RAYMOND JAMES FINANCIAL INC files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.
Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).
Popular Research
Is RJF a good stock to buy?
13F Pro's AI-powered analysis of RAYMOND JAMES FINANCIAL INC (RJF) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for RJF are available on the RJF stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own RJF?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling RJF. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of RAYMOND JAMES FINANCIAL INC's investment landscape.