Chicago Atlantic Real Estate Finance, Inc.(REFI)Stock Analysis
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Not in ranked universe
Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
Unusual Activity in REFI
Events flagged as statistical outliers against REFI's own multi-year baseline — not fixed dollar thresholds.
- Insider cluster2026-08-27
3 insiders bought $1,287,257 of REFI in 30 days — 6.0σ above this company's 2-year norm
View source filing → - Insider cluster2026-08-21
3 insiders bought $778,317 of REFI in 30 days — 6.0σ above this company's 2-year norm
View source filing → - Insider cluster2026-08-19
3 insiders bought $776,770 of REFI in 30 days — 6.0σ above this company's 2-year norm
View source filing → - Insider cluster2026-08-17
2 insiders bought $724,550 of REFI in 30 days — 4.0σ above this company's 2-year norm
View source filing →
REFI Stock Analysis & AI Quality Score
Data updated 2026-07-26AI stock analysis and institutional research for Chicago Atlantic Real Estate Finance, Inc. (REFI), a Real Estate sector company. REFI is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q2 2026), Chicago Atlantic Real Estate Finance, Inc. reports quarterly revenue of $12.8M, net income of $7.5M, an operating margin of 58.2%. Top institutional holders of REFI by reported 13-F value include BlackRock, Fielder Capital Group, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. REFI trades on the Nasdaq exchange and files with the SEC under CIK 1867949. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate REFI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Chicago Atlantic Real Estate Finance, Inc. directly from SEC EDGAR. Chicago Atlantic Real Estate Finance, Inc.'s 13F Pro composite quality score has ranged between 33 and 74 since 2023, currently 32.5 — a declining long-term trajectory across 9 quarterly and live scoring snapshots.
Revenue
Q2 2026
$12.8M
Net Income
Q2 2026
$7.5M
Operating Margin
Q2 2026
58.2%
ROIC
Q2 2026
8.5%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+0.8% YoYNet Income
-2.8% YoYEPS (Diluted)
-10.6% YoYTotal Assets
-2.4% YoYTotal Debt
+0.5% YoYOp. Cash Flow
+24.3% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Revenue | $55.4M +0.8% | $55.0M -3.8% | $57.1M +17.0% | $48.9M | — |
| Net Income | $36.0M -2.8% | $37.0M -4.3% | $38.7M +19.9% | $32.3M | — |
| EPS (Diluted) | $1.68 -10.6% | $1.88 -10.9% | $2.11 +15.9% | $1.82 | — |
| Total Assets | $424.9M -2.4% | $435.1M +21.1% | $359.2M +4.6% | $343.3M +23.4% | $278.2M |
| Total Debt | $49.3M +0.5% | $49.1M -82.7% | $284.5M -54.0% | $617.9M +101.2% | $307.1M |
| Operating Cash Flow | $28.8M +24.3% | $23.2M -18.5% | $28.4M +67.1% | $17.0M | — |
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Available Research
13F Pro tracks comprehensive data for Chicago Atlantic Real Estate Finance, Inc. including:
Top Institutional Holders of REFI
BlackRock, Inc.
$18.4M1,719,049 shFielder Capital Group LLC
$10.5M982,283 shVANGUARD CAPITAL MANAGEMENT LLC
$8.5M788,254 shSTATE STREET CORP
$5.6M499,188 shSEGALL BRYANT & HAMILL, LLC
$2.0M188,621 shCDC Financial, Inc.
$1.8M163,704 shClayton Partners LLC
$1.7M155,344 shCorient Private Wealth LLC
$1.6M152,719 shNORTHERN TRUST CORP
$1.6M146,958 shVANGUARD PORTFOLIO MANAGEMENT LLC
$1.3M125,772 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $18.4M | 1,719,049 |
| Fielder Capital Group LLC | $10.5M | 982,283 |
| VANGUARD CAPITAL MANAGEMENT LLC | $8.5M | 788,254 |
| STATE STREET CORP | $5.6M | 499,188 |
| SEGALL BRYANT & HAMILL, LLC | $2.0M | 188,621 |
| CDC Financial, Inc. | $1.8M | 163,704 |
| Clayton Partners LLC | $1.7M | 155,344 |
| Corient Private Wealth LLC | $1.6M | 152,719 |
| NORTHERN TRUST CORP | $1.6M | 146,958 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1.3M | 125,772 |
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Popular Research
Is REFI a good stock to buy?
13F Pro's AI-powered analysis of Chicago Atlantic Real Estate Finance, Inc. (REFI) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Real Estate sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for REFI are available on the REFI stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. REFI is classified as a small company.
Which hedge funds own REFI?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling REFI. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Chicago Atlantic Real Estate Finance, Inc.'s investment landscape.