13F Pro Quality Score

26.4/100

Rank #2,506 of 2,879 stocks

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

84.2/100

Profitability

12.7/100

Balance Sheet

2.8/100

Earnings Quality

30.0/100

Free Cash Flow

10.7/100

Institutional Flow

34.1/100

Revenue Scale

11.4/100

Dilution Risk

3.0/100

RDZN Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Roadzen Inc. (RDZN), a Financials sector company. 13F Pro's AI-powered ranking engine scores RDZN at 26.4/100 on a 32-signal composite quality model, placing it at rank #2,506 of 2,879 stocks — the bottom half of the AI-ranked universe. RDZN scores in the top quartile across revenue growth (84.2). Areas of concern include balance sheet strength (2.8) and free cash flow (10.7), which score below median versus the broader universe. Shareholder dilution risk is elevated at 3.0/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q4 2026), Roadzen Inc. reports quarterly revenue of $16.1M, net income of $-7.3M, free cash flow of $-3.8M. Top institutional holders of RDZN by reported 13-F value include METEORA CAPITAL,, MILLENNIUM MANAGEMENT, SHEETS SMITH WEALTH MANAGEMENT, based on the most recent SEC filings. RDZN trades on the Nasdaq exchange and files with the SEC under CIK 1868640. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate RDZN daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Roadzen Inc. directly from SEC EDGAR. Roadzen Inc.'s 13F Pro composite quality score has ranged between 25 and 28 since 2024, currently 26.4 — a stable long-term trajectory across 14 quarterly and live scoring snapshots.

Fun facts about Roadzen Inc.

Quirks, history, and lore behind RDZN — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A financial technology company operating in the insurance sector · listed on Nasdaq · focused on automotive insurance and mobility risk.
  • 2
    The Numbers
    A small-cap company with a relatively modest market footprint, it went public via a SPAC merger in 2023 — the kind of entrance that doesn't exactly scream 'household name.'
  • 3
    The History
    Built on the idea that AI and telematics could modernize how auto insurance is underwritten, the company has roots in India before expanding its ambitions globally.
  • 4
    The Secret
    It doesn't just sell policies — it powers embedded insurance at the point of vehicle purchase, plugging directly into dealer and OEM ecosystems so you barely notice you bought coverage.
  • 5
    The Lore
    Its platform uses computer vision and generative AI to assess accident damage and streamline claims — think less adjuster with a clipboard, more machine reading a fender bender in seconds.
  • 6
    The Giveaway
    Its ticker rhymes with what you do when you're lost on a highway, and its name is basically 'road' plus 'zen' — because apparently getting into a fender bender should feel deeply peaceful.
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Revenue

Q4 2026

$16.1M

Net Income

Q4 2026

$-7.3M

Free Cash Flow

Q4 2026

$-3.8M

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+24.2% YoY
$55.0MFY 2026
FY22 $292.0KFY24 $46.7MFY25 $44.3MFY26 $55.0M

Net Income

+69.1% YoY
$-22.5MFY 2026
FY22 FY24 $-99.7MFY25 $-72.9MFY26 $-22.5M

Operating Income

+77.0% YoY
$-14.0MFY 2026
FY22 FY24 $-77.7MFY25 $-60.8MFY26 $-14.0M

EPS (Diluted)

+72.1% YoY
$-0.29FY 2026
FY22 FY24 $-2.26FY25 $-1.04FY26 $-0.29

Total Assets

+61.6% YoY
$52.7MFY 2026
FY22 $204.8MFY24 $58.1MFY25 $32.6MFY26 $52.7M

Total Debt

+45.3% YoY
$33.3MFY 2026
FY22 FY24 $19.5MFY25 $22.9MFY26 $33.3M

Op. Cash Flow

-11.7% YoY
$-20.3MFY 2026
FY22 FY24 $-19.2MFY25 $-18.1MFY26 $-20.3M

AI Insight: RDZN Financial Trends

Revenue stabilized and grew 33% from Q2 2024 to Q1 2026, but operating losses persist and debt burden increased while equity deteriorated further.

Revenue climbed from $9M in Q2 2024 to $16M in Q1 2026, a 78% increase over eight quarters.

Operating losses narrowed from $30M in Q2 2024 to $6M in Q1 2026, showing margin recovery trend.

Total debt rose from $21M to $33M (+57%) while negative equity worsened from $33M to $30M deficit.

Operating cash flow remains deeply negative ($4M–$7M per quarter); company is not self-funding operations.

Net losses resumed in Q1 2026 ($7M) after near-breakeven in Q1 2025, reversing profitability trajectory.

AI Insight: RDZN Ratio Trends

Roadzen is deeply unprofitable across all profitability metrics, with operating margin deteriorating to -35.8% in Q1 2026 despite modest quarterly volatility.

Operating margin worsened from -16.5% in Q4 2025 to -35.8% in Q1 2026, signaling operational leverage breakdown.

Net profit margin fell to -45.0% in Q1 2026 from -63.7% in Q4 2025, indicating some stabilization but persistent loss generation.

ROA deteriorated to -55.1% in Q1 2026 from -81.6% in Q4 2025, showing marginal asset efficiency improvement amid losses.

TTM ROA stands at -42.8%, reflecting sustained unprofitability over trailing twelve months despite quarterly noise.

Q1 2026 operating margin rebounded sharply negative to -35.8% after Q4 2025's relative improvement at -16.5%; sustainability unclear.

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Available Research

13F Pro tracks comprehensive data for Roadzen Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of RDZN

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Is RDZN a good stock to buy?

13F Pro's AI-powered analysis of Roadzen Inc. (RDZN) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for RDZN are available on the RDZN stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own RDZN?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling RDZN. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Roadzen Inc.'s investment landscape.