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SEC EDGAR: CIK 1808834PRG stock profile & AI dashboard →

13F Pro Quality Score

57.4/100

Rank #1,103 of 2,960 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

39.2/100

Profitability

41.3/100

Balance Sheet

81.9/100

Earnings Quality

75.8/100

Free Cash Flow

60.0/100

Institutional Flow

63.7/100

Revenue Scale

67.3/100

Dilution Risk

52.2/100
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PRG Stock Analysis & AI Quality Score

Data updated 2026-09-12

AI stock analysis and institutional research for PROG Holdings, Inc. (PRG), a Industrials sector company. 13F Pro's AI-powered ranking engine scores PRG at 57.4/100 on a 32-signal composite quality model, placing it at rank #1,103 of 2,960 stocks — the top half of the AI-ranked universe. PRG scores in the top quartile across balance sheet strength (81.9), earnings quality (75.8). Areas of concern include revenue growth (39.2), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), PROG Holdings, Inc. reports quarterly revenue of $719.7M, net income of $37.0M, an operating margin of 9.1%. Top institutional holders of PRG by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, STATE STREET, based on the most recent SEC filings. PRG trades on the NYSE exchange and files with the SEC under CIK 1808834. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate PRG daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for PROG Holdings, Inc. directly from SEC EDGAR. PROG Holdings, Inc.'s 13F Pro composite quality score has ranged between 47 and 75 since 2021, currently 57.4 — an improving long-term trajectory across 69 quarterly and live scoring snapshots.

Fun facts about PROG Holdings, Inc.

Quirks, history, and lore behind PRG — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. financial services holding company · listed on NYSE · headquartered in Utah · focused on consumer lease-to-own solutions.
  • 2
    The Numbers
    Annual revenues in the low billions of dollars, serving hundreds of thousands of customers who prefer flexible payment options over traditional credit.
  • 3
    The History
    The company was spun off from a larger retail conglomerate around 2020, giving it independence to focus purely on its lease-to-own financing platform.
  • 4
    The Secret
    It doesn't own a single store — instead it powers virtual lease-to-own transactions embedded inside other retailers' checkout flows, mostly online.
  • 5
    The Lore
    Its platform processes applications in seconds, targeting customers who are credit-challenged — the roughly one-in-three Americans outside the traditional lending system.
  • 6
    The Giveaway
    Its flagship brand, Progressive Leasing, is the lease-to-own engine hiding inside thousands of furniture, electronics, and appliance retailers — and the parent holding company trades under the ticker PRG.
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Revenue

Q2 2026

$719.7M

Net Income

Q2 2026

$37.0M

Free Cash Flow

Q2 2026

$101.2M

Operating Margin

Q2 2026

9.1%

ROIC

Q2 2026

15.5%

D/E Ratio

Q2 2026

1.10

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+0.4% YoY
$2.41BFY 2025
FY22 $2.60BFY23 $2.34BFY24 $2.40BFY25 $2.41B

Net Income

-25.6% YoY
$146.8MFY 2025
FY22 $98.7MFY23 $138.8MFY24 $197.2MFY25 $146.8M

Operating Income

+6.2% YoY
$206.8MFY 2025
FY22 $185.6MFY23 $218.7MFY24 $194.7MFY25 $206.8M

EPS (Diluted)

-20.8% YoY
$3.59FY 2025
FY22 $1.90FY23 $2.98FY24 $4.53FY25 $3.59

Total Assets

+6.4% YoY
$1.61BFY 2025
FY22 $1.49BFY23 $1.49BFY24 $1.51BFY25 $1.61B

Total Debt

-7.6% YoY
$594.9MFY 2025
FY22 $591.0MFY23 $592.3MFY24 $643.6MFY25 $594.9M

Op. Cash Flow

+141.8% YoY
$335.0MFY 2025
FY22 $242.5MFY23 $204.2MFY24 $138.5MFY25 $335.0M

Free Cash Flow

+149.5% YoY
$324.9MFY 2025
FY22 $232.8MFY23 $194.6MFY24 $130.2MFY25 $324.9M

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Available Research

13F Pro tracks comprehensive data for PROG Holdings, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of PRG

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Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is PRG a good stock to buy?

13F Pro's AI-powered analysis of PROG Holdings, Inc. (PRG) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Industrials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for PRG are available on the PRG stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. PRG is classified as a small company.

Which hedge funds own PRG?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling PRG. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of PROG Holdings, Inc.'s investment landscape.