PROASSURANCE CORP(PRA)Stock Analysis
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Rank #1,843 of 2,879 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
PRA Stock Analysis & AI Quality Score
AI stock analysis and institutional research for PROASSURANCE CORP (PRA), a Financials sector company. 13F Pro's AI-powered ranking engine scores PRA at 42.6/100 on a 32-signal composite quality model, placing it at rank #1,843 of 2,879 stocks — the bottom half of the AI-ranked universe. Areas of concern include free cash flow (26.6) and revenue growth (27.4), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), PROASSURANCE CORP reports quarterly revenue of $262.6M, net income of $8.5M, an operating margin of 3.5%. Top institutional holders of PRA by reported 13-F value include BlackRock,, Magnetar Financial, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. PRA trades on the NYSE exchange and files with the SEC under CIK 1127703. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate PRA daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for PROASSURANCE CORP directly from SEC EDGAR. PROASSURANCE CORP's 13F Pro composite quality score has ranged between 8 and 59 since 2021, currently 42.6 — an improving long-term trajectory across 56 quarterly and live scoring snapshots.
Revenue
Q1 2026
$262.6M
Net Income
Q1 2026
$8.5M
Free Cash Flow
Q1 2026
$-21.3M
Operating Margin
Q1 2026
3.5%
ROIC
Q1 2026
0.5%
D/E Ratio
Q1 2026
0.31
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
-4.6% YoYNet Income
-3.5% YoYEPS (Diluted)
-3.9% YoYTotal Assets
-2.3% YoYTotal Debt
-1.0% YoYOp. Cash Flow
-139.1% YoY| Metric | FY 2025 | FY 2024 | FY 2022 | FY 2021 | FY 2019 | FY 2017 |
|---|---|---|---|---|---|---|
| Revenue | $1.10B -4.6% | $1.15B +4.0% | $1.11B -1.6% | $1.12B +12.5% | $999.8M +15.4% | $866.1M |
| Net Income | $50.9M -3.5% | $52.7M +13220.4% | $-402.0K -100.3% | $144.1M +14255.0% | $1.0M -99.1% | $107.3M |
| EPS (Diluted) | $0.99 -3.9% | $1.03 +10400.0% | $-0.01 -100.4% | $2.67 +13250.0% | $0.02 -99.0% | $2.00 |
| Total Assets | $5.45B -2.3% | $5.57B -2.2% | $5.70B -7.9% | $6.19B +28.8% | $4.81B -2.5% | $4.93B |
| Total Debt | $420.4M -1.0% | $424.9M -0.5% | $427.0M +0.5% | $425.0M +48.7% | $285.8M -30.6% | $411.8M |
| Operating Cash Flow | $-25.6M -139.1% | $-10.7M +64.1% | $-29.8M -140.3% | $74.0M -50.1% | $148.2M -14.5% | $173.4M |
AI Insight: PRA Financial Trends
Equity steadily builds to $1,339M as debt inches down to $419M, but volatile net income and persistently negative operating cash flow cloud the quality of earnings.
• Equity expanded from $1,132M in Q2 2024 to $1,339M in Q1 2026, a gain of $207M over seven quarters.
• Total debt declined modestly from $427M in Q2 2024 to $419M in Q1 2026, reducing leverage marginally.
• Net income swung from -$6M in Q1 2025 to $33M in Q4 2025, then fell back to $8M in Q1 2026, signaling instability.
• Revenue contracted from $290M in Q2 2024 to $263M in Q1 2026, a declining top-line trend across the period.
⚠ Operating cash flow was negative in five of eight quarters, including -$21M in Q1 2026, raising earnings-quality concerns.
⚠ Revenue has fallen three consecutive quarters from $290M in Q4 2024 to $263M in Q1 2026 — watch for further contraction.
AI Insight: PRA Ratio Trends
PRA's profitability is highly volatile quarter-to-quarter, but leverage is steadily declining and TTM metrics show modest overall improvement from mid-2024 levels.
• D/E ratio declined steadily from 0.38 in Q2 2024 to 0.31 in Q1 2026, signaling consistent deleveraging over the period.
• Q4 2025 delivered a standout quarter: OpMargin hit 17.3%, ROE reached 9.9%, and ROIC surged to 10.5% — the strongest readings in the dataset.
• Q1 2026 OpMargin collapsed to 3.5% and ROIC fell to 2.1% from Q4 2025's 10.5%, continuing a pattern of sharp sequential swings.
• TTM NPM of 6.0% and ROA of 1.2% are modestly above Q2 2024 levels, suggesting marginal full-cycle improvement despite quarterly volatility.
⚠ Q1 2025 saw all metrics turn negative (ROE -1.9%, ROIC -1.5%), then fully reversed by Q2 2025 — seasonal or loss-reserve driven? Worth monitoring.
⚠ Q1 2026 ROIC of 2.1% is the second-weakest quarter outside Q1 2025's loss — watch whether this is a recurring Q1 seasonal pattern.
⚠ Continued D/E reduction toward 0.31 could eventually support improved ROE if earnings stabilize at Q4 2025-like levels.
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Available Research
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Top Institutional Holders of PRA
BlackRock, Inc.
$179.9M7,278,352 shMagnetar Financial LLC
$80.3M3,246,435 shVANGUARD PORTFOLIO MANAGEMENT LLC
$68.7M2,781,007 shVANGUARD CAPITAL MANAGEMENT LLC
$55.4M2,240,875 shALLIANCEBERNSTEIN L.P.
$49.1M2,034,155 shSTATE STREET CORP
$47.0M1,901,188 shHSBC HOLDINGS PLC
$38.9M1,573,422 shWestchester Capital Management, LLC
$36.0M1,455,041 shDIMENSIONAL FUND ADVISORS LP
$35.7M1,442,782 shMORGAN STANLEY
$35.6M1,438,224 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $179.9M | 7,278,352 |
| Magnetar Financial LLC | $80.3M | 3,246,435 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $68.7M | 2,781,007 |
| VANGUARD CAPITAL MANAGEMENT LLC | $55.4M | 2,240,875 |
| ALLIANCEBERNSTEIN L.P. | $49.1M | 2,034,155 |
| STATE STREET CORP | $47.0M | 1,901,188 |
| HSBC HOLDINGS PLC | $38.9M | 1,573,422 |
| Westchester Capital Management, LLC | $36.0M | 1,455,041 |
| DIMENSIONAL FUND ADVISORS LP | $35.7M | 1,442,782 |
| MORGAN STANLEY | $35.6M | 1,438,224 |
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Popular Research
Is PRA a good stock to buy?
13F Pro's AI-powered analysis of PROASSURANCE CORP (PRA) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for PRA are available on the PRA stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own PRA?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling PRA. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of PROASSURANCE CORP's investment landscape.