What is the 13F Pro Quality Score for OVLY?

13F Pro ranks Oak Valley Bancorp (OVLY) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View OVLY's current score at https://13fpro.ai/research/OVLY (free sign-up required for the full ranking).

Which hedge funds own the most OVLY stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of OVLY include BlackRock,, Fourthstone, Siena Capital Partners GP,. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/OVLY as soon as new 13F filings post.

Where does 13F Pro source OVLY data?

All Oak Valley Bancorp fundamentals and ownership data come directly from SEC EDGAR. Oak Valley Bancorp files with the SEC under CIK 1431567. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is OVLY in?

Oak Valley Bancorp (OVLY) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is OVLY research updated on 13F Pro?

OVLY's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Oak Valley Bancorp(OVLY)Stock Analysis

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13F Pro Quality Score

Not in ranked universe

Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

OVLY Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Oak Valley Bancorp (OVLY), a Financials sector company. OVLY is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), Oak Valley Bancorp reports quarterly revenue of $20.8M, net income of $5.3M, an operating margin of 32.8%. Top institutional holders of OVLY by reported 13-F value include BlackRock,, Fourthstone, Siena Capital Partners GP,, based on the most recent SEC filings. OVLY trades on the Nasdaq exchange and files with the SEC under CIK 1431567. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate OVLY daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Oak Valley Bancorp directly from SEC EDGAR.

Revenue

Q1 2026

$20.8M

Net Income

Q1 2026

$5.3M

Free Cash Flow

Q1 2026

$7.8M

Operating Margin

Q1 2026

32.8%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Net Income

-4.1% YoY

$23.9MFY 2025

FY22 $22.9MFY23 $23.9MFY24 $24.9MFY25 $23.9M

EPS (Diluted)

-4.6% YoY

$2.88FY 2025

FY22 $2.79FY23 $3.75FY24 $3.02FY25 $2.88

Total Assets

+6.4% YoY

$2.02BFY 2025

FY22 $1.97BFY23 $1.84BFY24 $1.90BFY25 $2.02B

Op. Cash Flow

+11.8% YoY

$28.7MFY 2025

FY22 $22.8MFY23 $33.1MFY24 $25.6MFY25 $28.7M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Net Income	$23.9M -4.1%	$24.9M +4.3%	$23.9M +4.4%	$22.9M +40.2%	$16.3M +19.4%	$13.7M
EPS (Diluted)	$2.88 -4.6%	$3.02 -19.5%	$3.75 +34.4%	$2.79 +39.5%	$2.00 +19.0%	$1.68
Total Assets	$2.02B +6.4%	$1.90B +3.2%	$1.84B -6.4%	$1.97B +0.2%	$1.96B +30.0%	$1.51B
Operating Cash Flow	$28.7M +11.8%	$25.6M -22.5%	$33.1M +45.0%	$22.8M +103.9%	$11.2M -41.9%	$19.2M

AI Insight: OVLY Financial Trends

Equity base grew 20% from $172M in Q2 2024 to $208M in Q4 2025, though net income remains range-bound at $5–7M per quarter.

• Equity expanded steadily from $172M in Q2 2024 to $208M in Q4 2025, a gain of $36M over six quarters.

• Net income has oscillated narrowly between $5M and $7M across all eight quarters, showing no clear upward trajectory.

• Operating cash flow improved from $4M in Q2 2024 to $8M in Q1 2026, despite quarter-to-quarter volatility.

⚠ Equity dipped from $208M in Q4 2025 to $206M in Q1 2026 — first sequential decline in the observed period.

⚠ Net income of $5M in Q1 2026 matches the series low; sustained softness could pressure equity growth.

AI Insight: OVLY Ratio Trends

OVLY's ROIC has slipped to 13.2% in Q1 2026, the lowest single-quarter reading in the dataset, signaling fading capital efficiency.

• ROIC peaked at 21.1% in Q3 2024 and has since declined to 13.2% in Q1 2026, a contraction of nearly 8 percentage points.

• ROE fell from 15.8% in Q3 2024 to 10.3% in Q1 2026, the weakest quarterly read across the entire period shown.

• ROA has held in a narrow 1.1%–1.5% band throughout, suggesting asset quality remains broadly stable despite profitability pressure.

⚠ Q1 2026 ROIC of 13.2% is the lowest in the dataset — a further decline would break the floor established in Q1 2025.

⚠ Seasonal Q1 weakness is recurring (Q1 2025 ROIC: 14.8%; Q1 2026: 13.2%) — monitor Q2 2026 for a recovery toward the 15%+ range.

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Available Research

13F Pro tracks comprehensive data for Oak Valley Bancorp including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of OVLY

BlackRock, Inc.
$13.9M427,315 sh
Fourthstone LLC
$13.3M411,189 sh
Siena Capital Partners GP, LLC
$10.5M323,187 sh
VANGUARD CAPITAL MANAGEMENT LLC
$10.3M318,507 sh
DIMENSIONAL FUND ADVISORS LP
$5.1M158,145 sh
GEODE CAPITAL MANAGEMENT, LLC
$5.1M156,344 sh
Cresset Asset Management, LLC
$4.5M140,282 sh
STATE STREET CORP
$3.4M106,149 sh
BRIDGEWAY CAPITAL MANAGEMENT, LLC
$1.8M56,279 sh
NORTHERN TRUST CORP
$1.6M49,287 sh

Fund	Value	Shares
BlackRock, Inc.	$13.9M	427,315
Fourthstone LLC	$13.3M	411,189
Siena Capital Partners GP, LLC	$10.5M	323,187
VANGUARD CAPITAL MANAGEMENT LLC	$10.3M	318,507
DIMENSIONAL FUND ADVISORS LP	$5.1M	158,145
GEODE CAPITAL MANAGEMENT, LLC	$5.1M	156,344
Cresset Asset Management, LLC	$4.5M	140,282
STATE STREET CORP	$3.4M	106,149
BRIDGEWAY CAPITAL MANAGEMENT, LLC	$1.8M	56,279
NORTHERN TRUST CORP	$1.6M	49,287

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Is OVLY a good stock to buy?

13F Pro's AI-powered analysis of Oak Valley Bancorp (OVLY) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for OVLY are available on the OVLY stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own OVLY?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling OVLY. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Oak Valley Bancorp's investment landscape.