What is the 13F Pro Quality Score for OVLY?

13F Pro ranks Oak Valley Bancorp (OVLY) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View OVLY's current score at https://13fpro.ai/company/OVLY (free sign-up required for the full ranking).

Where does 13F Pro source OVLY data?

All Oak Valley Bancorp fundamentals and ownership data come directly from SEC EDGAR. Oak Valley Bancorp files with the SEC under CIK 1431567. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is OVLY in?

Oak Valley Bancorp (OVLY) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is OVLY research updated on 13F Pro?

OVLY's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Oak Valley Bancorp(OVLY)Stock Analysis

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13F Pro Quality Score

42.8/100

Rank #2,002 of 2,962 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

33.5/100

Profitability

84.0/100

Balance Sheet

45.5/100

Earnings Quality

42.0/100

Free Cash Flow

83.3/100

Institutional Flow

43.0/100

Revenue Scale

13.4/100

Dilution Risk

54.3/100

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Why OVLY Scores 43/100

exact factor attribution · 2026-09-11

OVLY's composite is driven by profitability and free cash flow, held back by scale and revenue growth. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Profitability

+6.8 pts

84th pct

Free cash flow

+5.0 pts

83th pct

Shareholder dilution

+0.3 pts

54th pct

Institutional flow

-0.5 pts

43th pct

Capital efficiency

-0.6 pts

46th pct

Earnings quality

-0.8 pts

42th pct

Earnings growth

-1.5 pts

27th pct

Revenue growth

-4.4 pts

34th pct

Scale

-7.3 pts

13th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

OVLY Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Oak Valley Bancorp (OVLY), a Financials sector company. 13F Pro's AI-powered ranking engine scores OVLY at 42.8/100 on a 32-signal composite quality model, placing it at rank #2,002 of 2,962 stocks — the bottom half of the AI-ranked universe. OVLY scores in the top quartile across profitability (84.0), free cash flow (83.3). Areas of concern include revenue scale (13.4) and revenue growth (33.5), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Oak Valley Bancorp reports quarterly revenue of $20.6M, net income of $5.1M, an operating margin of 31.2%. Top institutional holders of OVLY by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, Siena Capital Partners GP, based on the most recent SEC filings. OVLY trades on the Nasdaq exchange and files with the SEC under CIK 1431567. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate OVLY daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Oak Valley Bancorp directly from SEC EDGAR. Oak Valley Bancorp's 13F Pro composite quality score has ranged between 37 and 49 since 2026, currently 42.8 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Revenue

Q2 2026

$20.6M

Net Income

Q2 2026

$5.1M

Free Cash Flow

Q2 2026

$3.4M

Operating Margin

Q2 2026

31.2%

ROIC

Q2 2026

11.8%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+6.7% YoY

$81.7MFY 2025

FY22 $65.6MFY23 $82.4MFY24 $76.6MFY25 $81.7M

Net Income

-4.1% YoY

$23.9MFY 2025

FY22 $22.9MFY23 $30.8MFY24 $24.9MFY25 $23.9M

EPS (Diluted)

-4.6% YoY

$2.88FY 2025

FY22 $2.79FY23 $3.75FY24 $3.02FY25 $2.88

Total Assets

+6.4% YoY

$2.02BFY 2025

FY22 $1.97BFY23 $1.84BFY24 $1.90BFY25 $2.02B

Op. Cash Flow

+11.8% YoY

$28.7MFY 2025

FY22 $22.8MFY23 $33.1MFY24 $25.6MFY25 $28.7M

Free Cash Flow

+2.9% YoY

$24.6MFY 2025

FY22 $21.6MFY23 $31.2MFY24 $23.9MFY25 $24.6M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$81.7M +6.7%	$76.6M -7.1%	$82.4M +25.6%	$65.6M +21.0%	$54.3M +9.0%	$49.8M
Net Income	$23.9M -4.1%	$24.9M -19.1%	$30.8M +34.7%	$22.9M +40.2%	$16.3M +19.4%	$13.7M
EPS (Diluted)	$2.88 -4.6%	$3.02 -19.5%	$3.75 +34.4%	$2.79 +39.5%	$2.00 +19.0%	$1.68
Total Assets	$2.02B +6.4%	$1.90B +3.2%	$1.84B -6.4%	$1.97B +0.2%	$1.96B +30.0%	$1.51B
Operating Cash Flow	$28.7M +11.8%	$25.6M -22.5%	$33.1M +45.0%	$22.8M +103.9%	$11.2M -41.9%	$19.2M
Free Cash Flow	$24.6M +2.9%	$23.9M -23.4%	$31.2M +44.2%	$21.6M +111.8%	$10.2M -41.7%	$17.5M

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Available Research

13F Pro tracks comprehensive data for Oak Valley Bancorp including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of OVLY

BlackRock, Inc.
$17.2M511,151 sh
VANGUARD CAPITAL MANAGEMENT LLC
$10.0M296,205 sh
Siena Capital Partners GP, LLC
$8.9M263,847 sh
DIMENSIONAL FUND ADVISORS LP
$6.4M189,026 sh
GEODE CAPITAL MANAGEMENT, LLC
$5.9M176,153 sh
Cresset Asset Management, LLC
$4.7M140,282 sh
STATE STREET CORP
$4.4M130,531 sh
AMERICAN CENTURY COMPANIES INC
$3.4M99,560 sh
RENAISSANCE TECHNOLOGIES LLC
$2.5M73,973 sh
GOLDMAN SACHS GROUP INC
$2.2M65,845 sh

Fund	Value	Shares
BlackRock, Inc.	$17.2M	511,151
VANGUARD CAPITAL MANAGEMENT LLC	$10.0M	296,205
Siena Capital Partners GP, LLC	$8.9M	263,847
DIMENSIONAL FUND ADVISORS LP	$6.4M	189,026
GEODE CAPITAL MANAGEMENT, LLC	$5.9M	176,153
Cresset Asset Management, LLC	$4.7M	140,282
STATE STREET CORP	$4.4M	130,531
AMERICAN CENTURY COMPANIES INC	$3.4M	99,560
RENAISSANCE TECHNOLOGIES LLC	$2.5M	73,973
GOLDMAN SACHS GROUP INC	$2.2M	65,845

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Is OVLY a good stock to buy?

13F Pro's AI-powered analysis of Oak Valley Bancorp (OVLY) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for OVLY are available on the OVLY stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. OVLY is classified as a small company.

Which hedge funds own OVLY?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling OVLY. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Oak Valley Bancorp's investment landscape.