OHIO VALLEY BANC CORP(OVBC)Stock Analysis
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Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
OVBC Stock Analysis & AI Quality Score
AI stock analysis and institutional research for OHIO VALLEY BANC CORP (OVBC), a Financials sector company. OVBC is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), OHIO VALLEY BANC CORP reports quarterly revenue of $18.2M, net income of $4.3M, an operating margin of 28.9%. Top institutional holders of OVBC by reported 13-F value include Fourthstone, BlackRock,, MANUFACTURERS LIFE INSURANCE COMPANY, THE, based on the most recent SEC filings. OVBC trades on the Nasdaq exchange and files with the SEC under CIK 894671. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate OVBC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for OHIO VALLEY BANC CORP directly from SEC EDGAR.
Revenue
Q1 2026
$18.2M
Net Income
Q1 2026
$4.3M
Free Cash Flow
Q1 2026
$6.8M
Operating Margin
Q1 2026
28.9%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Net Income
-17.5% YoYTotal Assets
+24.2% YoYOp. Cash Flow
-18.1% YoY| Metric | FY 2024 | FY 2022 | FY 2020 | FY 2019 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|
| Net Income | $11.0M -17.5% | $13.3M +30.0% | $10.3M +3.6% | $9.9M +31.9% | $7.5M +8.5% | $6.9M |
| Total Assets | $1.50B +24.2% | $1.21B +2.0% | $1.19B +17.1% | $1.01B -1.3% | $1.03B +7.5% | $954.6M |
| Operating Cash Flow | $13.1M -18.1% | $16.0M +28.0% | $12.5M -15.3% | $14.8M +1.8% | $14.5M +8.5% | $13.4M |
AI Insight: OVBC Financial Trends
Operating cash flow rebounded to $7M in Q1 2026, but net income remains flat and equity has grown 17% since Q2 2024.
• Operating cash flow recovered to $7M in Q1 2026 after $0M in Q1 2025, showing improved liquidity generation.
• Equity increased from $146M (Q2 2024) to $171M (Q1 2026), a 17% expansion over eight quarters.
• Net income remains stable at $3–4M quarterly, with no growth trajectory evident since Q2 2024.
⚠ Total debt rose 17% from $146M to $171M over the same period, matching equity growth—leverage stable but trending up.
⚠ Operating cash flow remains volatile (range $0–8M) with no clear trend; Q1 2026 strength requires confirmation.
AI Insight: OVBC Ratio Trends
OVBC stabilized returns in Q1 2026 after volatile 2025, with ROE and ROIC rebounding but still below Q1 2025 peaks.
• ROA recovered to 1.0% in Q1 2026 from 0.8% in Q3 2025, matching TTM average of 0.9%.
• ROIC reached 12.3% in Q1 2026, up from 9.1% low in Q3 2025 but below Q1 2025 peak of 14.3%.
• ROE stabilized at 10.0% in Q1 2026 versus 7.4% in Q3 2025, showing recovery trend through year-end 2025.
⚠ Q3 2025 showed material weakness with ROA/ROIC trough; underlying cause of Q3 dip remains unclear.
⚠ Q1 2025 spike (ROE 11.3%, ROIC 14.3%) has not yet recurred; sustainability of current 10% ROE level uncertain.
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Available Research
13F Pro tracks comprehensive data for OHIO VALLEY BANC CORP including:
Top Institutional Holders of OVBC
Fourthstone LLC
$9.6M219,663 shBlackRock, Inc.
$9.1M206,482 shMANUFACTURERS LIFE INSURANCE COMPANY, THE
$7.8M177,978 shVANGUARD CAPITAL MANAGEMENT LLC
$7.0M159,746 shDIMENSIONAL FUND ADVISORS LP
$4.2M95,786 shGEODE CAPITAL MANAGEMENT, LLC
$3.8M87,153 shSTATE STREET CORP
$2.6M59,037 shBRIDGEWAY CAPITAL MANAGEMENT, LLC
$1.6M36,074 shProsperity Consulting Group, LLC
$1.5M34,749 shNORTHERN TRUST CORP
$1.3M30,187 sh
| Fund | Value | Shares |
|---|---|---|
| Fourthstone LLC | $9.6M | 219,663 |
| BlackRock, Inc. | $9.1M | 206,482 |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $7.8M | 177,978 |
| VANGUARD CAPITAL MANAGEMENT LLC | $7.0M | 159,746 |
| DIMENSIONAL FUND ADVISORS LP | $4.2M | 95,786 |
| GEODE CAPITAL MANAGEMENT, LLC | $3.8M | 87,153 |
| STATE STREET CORP | $2.6M | 59,037 |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $1.6M | 36,074 |
| Prosperity Consulting Group, LLC | $1.5M | 34,749 |
| NORTHERN TRUST CORP | $1.3M | 30,187 |
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Popular Research
Is OVBC a good stock to buy?
13F Pro's AI-powered analysis of OHIO VALLEY BANC CORP (OVBC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for OVBC are available on the OVBC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own OVBC?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling OVBC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of OHIO VALLEY BANC CORP's investment landscape.